The premium be like in a second-to-die life policy as compared to the premium in a joint life policy is option (a) lower
In a second-to-die life policy, the premium is generally lower than in a joint life policy because the death benefit is paid out only after both insured individuals have passed away. This means that the insurance company is exposed to less risk, which translates to lower premiums for policyholders.
In contrast, a joint life policy pays out upon the first insured's death, which exposes the insurance company to more risk and results in higher premiums for policyholders. Overall, second-to-die policies can be a cost-effective option for couples who want to ensure that their beneficiaries receive a payout only after both partners have passed away.
Therefore, the correct option is (a) lower
Learn more about second-to-die life policy here
brainly.com/question/29830203
#SPJ4
both nordstrom and mcdonald's are noted for their high-quality customer service, but their approaches to providing this quality service are different. describe this difference. why have the retailers elected to use these different approaches?
Nordstrom and McDonald's are both known for their high-quality customer service, but they use different approaches to provide this service.
Nordstrom is a luxury department store that is known for its personalized customer service. The company's approach is to hire and train sales associates who have a passion for fashion and are able to provide a high level of individualized attention to customers. Nordstrom's sales associates are given the autonomy to make decisions about how to best serve their customers and are encouraged to build long-term relationships with them. Nordstrom also provides amenities such as complimentary gift wrapping, free alterations, and a generous return policy, all of which contribute to its reputation for outstanding customer service.
Learn more about Nordstrom
https://brainly.com/question/28536026
#SPJ4
Give examples of muti-national companies from the local economy
Answer: Examples of multi-national companies from local economy are - Apple Inc., Coco-cola company, McDonald's Corporation etc.,
Explanation:
The following are some instances of multinational corporations from the US economy:
Apple Inc. is a technology business that creates, manufactures, and sells consumer electronics, computer software, and online services around the world.
Coca-Cola business - A beverage business with a global presence in over 200 countries.
McDonald's Corporation - A fast-food restaurant franchise with over 100 locations worldwide.
These businesses have operations and customers in several countries, providing them a major global presence. Their success in different markets frequently shows their ability to adapt to various cultures and economic conditions while keeping consistent quality and branding.
if the current dividend (d0) is $3.00 and the growth rate is 6%. how much will the dividend be at time 5? multiple choice $4.015 $4.501 $6.00 $6.015 $6.501
If the current dividend (d0) is $3.00 and the growth rate is 6%. the the dividend at the time 5 is $4.015.
We can use the formula for calculating the dividend at a future time (t) based on the current dividend (D0) and the growth rate (g):
Dt = D0 * (1 + g)
In this case, D0 = $3.00, g = 6%, and t = 5. Plugging these values into the formula, we get:
D5 = $3.00 * (1 + 0.06)
D5 = $3.00 * 1.3382
D5 = $4.0146
Rounding this to the nearest cent, we get $4.01, which is closest to the first option, $4.015. Therefore, the answer is: $4.015lThe growth rate refers to the percentage increase or decrease in a variable over a specific period of time. It is calculated as the difference between the final value and the initial value of the variable, divided by the initial value, and then multiplied by 100 to convert it into a percentage.
Mathematically, the growth rate can be expressed as:
Growth rate = ((Final value - Initial value) / Initial value) * 100
learn more about growth rate here:
https://brainly.com/question/13870574
#SPJ1
a stock just paid a dividend of $4.57 and is expected to maintain a constant dividend growth rate of 4.8 percent indefinitely. if the current stock price is $80, what is the required return on the stock?
A stock just paid a dividend of $4.57 and is expected to maintain a constant dividend growth rate of 4.8 percent indefinitely. If the current stock price is $80. The required return on the stock by using the Dividend Discount Model (DDM) formula is 10.79%.
Required Return = (Dividend * (1 + Growth Rate) / Stock Price) + Growth Rate
Identify the given values:
- Dividend: $4.57
- Growth Rate: 4.8% (0.048 as a decimal)
- Stock Price: $80
Calculate the dividend for the next period by multiplying the current dividend by (1 + Growth Rate):
Dividend * (1 + Growth Rate)
= $4.57 * (1 + 0.048)
= $4.57 * 1.048
= $4.78896
Dividend / Stock Price = $4.78896 / $80 = 0.059862
Add the growth rate to the result from step 3:
Required Return = 0.059862 + 0.048 = 0.107862
So, the required return on the stock is approximately 10.79%.
Learn more about growth rate.
https://brainly.com/question/18485107
#SPJ11
demand for a product is given by cases of the product at a price of $ per case. at what price will consumers no longer purchase the product? input your answer to two decimal places.
The price at which consumers will no longer purchase a product is called the "maximum price."
The maximum price is a term used to describe the highest price that can be charged for a product or service before consumers cease to purchase it.
If a business or a vendor sets a price beyond this point, the product or service is no longer cost-effective or competitive.
Therefore, when the demand for a product is given by cases of the product at a price of $ per case, the price at which consumers will no longer purchase the product can be calculated as follows:
Maximum price = demand = cases of the product at a price of $ per case
Therefore, the maximum price at which the consumers will no longer purchase the product is $0.
To know more about maximum price refer to-
brainly.com/question/28901622#
#SPJ11
a city received a donation of $10 million. the amount was to be set aside in an endowment fund with income only to be used to preserve and improve its parks. in the year it was received the $10 million should be
The principal amount is preserved and only the income generated from the investments is used for the intended purpose.
An endowment fund is a type of investment fund that is set up to provide ongoing income for a specific purpose, such as preserving and improving the city's parks.
Endowment funds typically consist of a pool of assets that are invested with the goal of generating a steady stream of income over the long-term.
In this case, it is suggested that the $10 million be placed in an endowment fund in order to generate income for preserving and improving the city's parks.
By investing the funds in an endowment fund, the principal amount is preserved and only the income generated from the investments is used for the intended purpose.
Placing the $10 million in an endowment fund provides several benefits. First, it ensures that the funds are preserved and invested for the long-term, rather than being spent all at once. This helps to ensure that the city's parks will continue to receive support and funding for many years to come.
Second, an endowment fund provides a steady stream of income that can be used to support ongoing maintenance and improvements to the parks. This allows the city to plan and budget for park improvements on a regular basis, rather than relying on unpredictable sources of funding.
Finally, an endowment fund can help to attract additional donations and support from other sources. By demonstrating a commitment to preserving and improving the city's parks, the endowment fund can serve as a catalyst for further support and investment in the parks.
Overall, placing the $10 million in an endowment fund is a wise decision for the long-term preservation and improvement of the city's parks. It provides a reliable source of income and ensures that the funds are invested in a responsible and sustainable manner.
To learn more about endowment fund, refer below:
https://brainly.com/question/28261181
#SPJ11
leading up to closing, who should ensure that all deadlines are being met, all contingencies are cleared, and all paperwork is fully executed and delivered?
Leading up to closing, the responsibility of ensuring that all deadlines are met, all contingencies are cleared, and all paperwork is fully executed and delivered typically falls on the real estate agent or attorney, depending on the jurisdiction. However, it's also crucial for the buyer and seller to stay informed and proactive throughout the process.
Leading up to closing, the party who should ensure that all deadlines are being met, all contingencies are cleared, and all paperwork is fully executed and delivered is the closing agent. What is closing? Closing, also known as completion or settlement, is the last step in executing a real estate transaction. The closing process involves signing and exchanging documents and funds to finalize the sale or purchase of a property.
The closing agent plays a crucial role in ensuring that all necessary steps are taken to complete the transaction successfully. This includes ensuring that all deadlines are met, contingencies are cleared, and all paperwork is fully executed and delivered.
Learn more about the agent:
https://brainly.com/question/28325983
#SPJ11
after the initial investment, held-to-maturity debt securities are reported on the balance sheet at a.original purchase amount. b.market value. c.amortized cost. d.lower of amortized cost or market value.
After the initial investment, held-to-maturity debt securities are reported on the balance sheet at amortized cost.
The correct answer is option c,
Held-to-maturity (HTM) debt securities are investments in debt instruments that a company intends to hold until they mature. These securities are recorded on the balance sheet at their acquisition cost, which is the amount paid to purchase them. Amortization is the process of gradually adjusting the value of an asset over time to reflect changes in its value or to allocate its cost over its useful life.
The amortization of held-to-maturity debt securities is typically done using the effective interest rate method. Under this method, the difference between the initial investment and the maturity value of the security is amortized over the remaining life of the security. The amortization amount is recorded as an adjustment to the carrying value of the security, which increases or decreases the security's book value on the balance sheet.
Learn more about Held-to-maturity (HTM) debt securities here: https://brainly.com/question/28526329
#SPJ11
Explain how an apprenticeship is different from working toward a bachelor's degree.
Answer:
Apprentices are continually learning new skills on the job and have the chance to put their knowledge to use every day. The university trains you for the job, but you usually have to wait years before you can put your talents to use.
Explanation:
Brainliest pls :)
you own a portfolio of two stocks, a and b. stock a is valued at $84,650 and has an expected return of 10.6 percent. stock b has an expected return of 4.6 percent. what is the expected return on the portfolio if the portfolio value is $97,500? group of answer choices 9.81% 9.62% 9.74% 10.09% 10.05%
The expected return on the portfolio, if the portfolio value is $97,500, is 10.05%
Total portfolio value = $97,500
Value of the stock = $84,650
Expected return = 10.6%
Calculating the Value of Stock B
= Portfolio Value - Value of the stock
= 97,500 - 84,650
= 12,850
The weighted average of the returns for each situation, with each scenario having an equal chance of happening, must be determined in order to determine the anticipated return on the portfolio.
Calculating the Expected return -
= [( 84,650/ 97,500) × .106] + [( 12,850/ 97,500) × .064]
= .1005 or
= 10.05%
Read more about portfolio value on:
https://brainly.com/question/17018799
#SPJ4
given the table below, if labor is fixed at three units, how much does the third unit of capital add to total output? amount of total output produced from various combinations of labor and capital.
60 will be the third unit of capital add to total output. There are two methods to calculate total output: as the value of all final goods and services produced, or as the value added at each step of production. GNP is the sum of GDP + net income from other nations.
The GNP is the output metric usually used to compare the incomes produced by various economies. In economics, productivity is the ratio of output to input, such as labor, money, or any other resource. It is frequently determined for the economy as a ratio of hours spent to gross domestic product (GDP). The resistance force times the distance over which the force is exerted is referred to as the work output.
To learn more about capital, click here.
https://brainly.com/question/30319680
#SPJ4
it would be illegal for the united auto workers to organize an automobile plant in alabama such as the mercedes-benz plant in vance, alabama, because alabama is a right to work state. group of answer choices true false
The given statement that 'it would be illegal for the United Auto Workers to organize an automobile plant in alabama such as the mercedes-benz plant in vance, alabama, because alabama is a right to work state' is false as right to work state do not prohibit unions from representing workers in a workplace.
In the United States, a right-to-work state is a state that has a law prohibiting union security agreements, which are agreements between employers and labor unions that require employees to be union members or pay union dues. Employees in right-to-work states cannot be compelled to join a union or pay union dues in order to work at a company.
The United Auto Workers (UAW) is a labor union that represents workers in the United States, Canada, and Puerto Rico. It was founded in 1935 and has approximately 400,000 members. The UAW has been instrumental in securing better wages, benefits, and working conditions for workers in the automotive industry.
It would not be illegal for the United Auto Workers to organize an automobile plant in Alabama, such as the Mercedes-Benz plant in Vance, Alabama, even though Alabama is a right-to-work state. Right-to-work laws prevent mandatory union membership, but they do not prohibit unions from organizing or representing workers in a workplace. Hence, the statement is false.
Learn more about Right-to-work:
https://brainly.com/question/12666929
#SPJ11
a roofing company collects payment when jobs are complete. the work for one customer, whose job was bid at $3,000, has been completed as of december 31, but the customer has not yet been billed. assuming adjustments are only made at year-end, what is the adjusting entry the company would need to make on december 31, the calendar year-end? no adjustment is required. debit cash, $3,000; credit roofing revenue, $3,000. debit accounts receivable, $3,000; credit roofing revenue, $3,000. debit roofing revenue, $3,000; credit accounts receivable, $3,000. debit cash, $3,000; credit accounts receivable, $3,000.
Credit Roofing Fees Revenue, $3,000; debit Accounts Receivable, $3,000
According to the principle of revenue recognition, income is recognised both when it is earned and when it is realised or realisable. When the earning process is essentially finished, revenue is generated. When goods and services are traded for money or claims on money, revenue is generated. In this instance, the service was finished on December 31. The corporation would need to make the following adjustment entry: -Debit $3,000 from the Accounts Receivable account (asset account).
-Add a $3000 credit to the Roofing Fees Revenue account (revenue account). The amount of money brought into the business, also known as revenue or income, is often achieved through the sale of goods, services, or other products.
Learn more about Revenue from
https://brainly.com/question/25623677
#SPJ4
the generally accepted accounting principles for trading securities include all of the following except a.including interest and dividend revenue as part of income. b.subsequently valuing the investment at fair value. c.including unrealized holding gains and losses as a component of shareholders' equity. d.initially recording the investment at cost.
The generally accepted accounting principles for trading securities include all of the following except including unrealized holding gains and losses as a component of shareholders' equity. option (c)
The unrealized holding gains and losses for trading securities are recognized as part of the income statement, not as a component of shareholders' equity. Trading securities are those securities that are bought and held principally for the purpose of selling them in the near term.
They are reported on the balance sheet at fair value, with unrealized gains and losses recognized in income. Interest and dividend revenue is also recorded as part of income. The initial recording of the investment is at cost, and subsequently, the investment is valued at fair value.
Learn more about trading securities
https://brainly.com/question/13184719
#SPJ4
Full Question: the generally accepted accounting principles for trading securities include all of the following except
a.including interest and dividend revenue as part of income. b.subsequently valuing the investment at fair value.
c.including unrealized holding gains and losses as a component of shareholders' equity.
d.initially recording the investment at cost.
which of the following is usually the primary objective for companies when creating mandatory information? multiple choice increase stock price. improve business decisions. ensure proper controls over business processes. minimize cost.
The primary objective for companies when creating mandatory information is to minimize cost. (option d).
Companies are legally obligated to create and disclose certain types of mandatory information, such as financial statements, tax returns, and annual reports.
These documents provide essential information to stakeholders, such as investors, creditors, and customers, to make informed decisions about the company.
It's worth noting that while minimizing costs and increasing the stock price are essential objectives for companies, they are not the primary objectives for creating mandatory information.
In conclusion, the primary objective for companies when creating mandatory information is to ensure proper controls over business processes. This objective aligns with the company's legal and ethical obligations to provide transparency and accountability to stakeholders.
So, the correct option is (d).
To know more about company here
https://brainly.com/question/28343219
#SPJ4
in the upward-sloping segment of the aggregate supply curve, group of answer choices increases in output are linked to decreases in the price level. firms are willing to pay higher wages to get more labor. producers can hire more workers without having to raise the wage rate. the economy can increase aggregate supply without prices going up.
In the upward-sloping segment of the aggregate supply curve, firms are willing to pay higher wages to get more labor. Option (2)
In the upward-sloping segment of the aggregate supply curve, the correct statement is: "firms are willing to pay higher wages to get more labor." This means that as output increases, firms require more labor, and to attract workers, they are willing to pay higher wages.
This results in an increase in the overall cost of production for firms, which leads to an upward sloping segment of the aggregate supply curve. The other statements are incorrect because they do not reflect the relationship between output and prices in the upward-sloping segment of the aggregate supply curve.
Learn more about upward-sloping segment
https://brainly.com/question/24547105
#SPJ4
Full Question: In the upward-sloping segment of the aggregate supply curve, group of answer choices
increases in output are linked to decreases in the price level. firms are willing to pay higher wages to get more labor. producers can hire more workers without having to raise the wage rate. the economy can increase aggregate supply without prices going up.stu has decided to invest $6,800 in a risky asset that has an expected return of 11.3 percent and a standard deviation of 21.2 percent. he will also invest $3,200 in a risk-free asset with an expected return of 4.2 percent. the market risk premium is 7.1 percent. what is the standard deviation of his portfolio?
The standard deviation of his portfolio is 16.75 percent.
The formula to calculate the standard deviation of a portfolio is:
σp=(wi^2σi^2)^(1/2)σp = portfolio standard deviation
wi = portfolio weight of the i-th assetσi = standard deviation of the i-th asseti = 1,
2n = number of assets in the portfolio
Given Data
Stu has decided to invest $6,800 in a risky asset with an expected return of 11.3% and a standard deviation of 21.2%.He will also invest $3,200 in a risk-free asset with an expected return of 4.2%.
The market risk premium is 7.1%.
CalculationPortfolio Return:
Portfolio Return = (Weight of Risky Asset x Expected Return of Risky Asset) + (Weight of Risk-Free Asset x Expected Return of Risk-Free Asset)
Portfolio Return = (6800/10000) x 11.3% + (3200/10000) x 4.2%Portfolio Return = 8.37%
Risk Premium:Risk Premium = Market Risk Premium = 7.1%
Risky Asset Return = Expected Return of Risky Asset = 11.3%Risk-Free Asset Return = Expected Return of Risk-Free Asset = 4.2%
Standard Deviation of Portfolio:σp=(wi^2σi^2)^(1/2)
σp = standard deviation of the portfoliowi = weight of the i-th assetσi = standard deviation of the i-th assetWe have two assets in the portfolio (risky and risk-free) so;
σp=√( (wRA×σRA)² + (wRF×σRF)² + 2(wRA×σRA×wRF×σRF×ρ) )σRA = standard deviation of the risky assetσRF = standard deviation of the risk-free assetw
RA = weight of the risky assetw
RF = weight of the risk-free assetρ = correlation coefficient
ρ = Covariance (risky, risk-free) / (Standard Deviation (risky) x Standard Deviation (risk-free))σRA = 21.2%σRF = 0%wRA = 68%wRF = 32%ρ = 0σp=√ ( (0.68×21.2)² + (0.32×0)² + 2(0.68×21.2×0.32×0×0) )σp=√ (312.4624)σp = 17.68%
Therefore, the standard deviation of his portfolio is 16.75 percent (rounded to two decimal places).
Know more about standard deviation here:
https://brainly.com/question/23907081
#SPJ11
to decrease the money supply, the fed could group of answer choices sell government bonds. decrease the discount rate. decrease the reserve requirement. all of the above are correct.
Option d: If the Fed acts to decrease the money supply, it will increase the supply of bonds, drive bond prices down, and drive interest rates up.
The total amount of cash and other liquid assets in a market on the measurement date is known as the money supply. The total amount of money in circulation and all bank accounts that can be quickly converted to cash are both included in the money supply.
Governments issue coins and paper money through their treasuries, central banks, or a mix of both. Banking regulators alter the available money quantity through regulatory decisions and policy changes to maintain the stability of the economy.
To learn more about money supply, here:
https://brainly.com/question/19755244
#SPJ4
Complete question:
If the Fed acts to decrease the money supply,
it will increase the supply of bonds
drive bond prices down
and drive interest rates up.
All
the use of digital communication has overtaken face-to-face and voice-to-voice communication in the workplace. has this shift changed the fundamental process of communication?
The use of digital communication has overtaken face-to-face and voice-to-voice communication in the workplace, and this shift has indeed changed the fundamental process of communication.
Digital communication has revolutionized the way we interact in the workplace, but this shift comes with its own set of challenges.
Adapting to this change involves acknowledging the new communication tools available, adjusting communication styles to suit the medium, and being mindful of potential misunderstandings.
Despite the convenience and speed of digital communication, it's important to maintain professionalism, accuracy, and friendliness.
This can be achieved by using proper grammar and spelling, ensuring messages are clear and concise, and avoiding the use of slang or informal language.
Additionally, taking the time to establish rapport and build relationships with colleagues can help avoid miscommunication and build trust in the digital realm.
Learn more about digital communication.
https://brainly.com/question/15073670
#SPJ11
a stock will pay a dividend of $ 2.81 per share, which is expected to grow at 4% per period. the discount rate is 8.16%. what should be the current price?
the current price of the stock should be $67.55.
The current price of the stock should be $56.94.
Given that a stock will pay a dividend of $ 2.81 per share, which is expected to grow at 4% per period, and the discount rate is 8.16%, The current price can be calculated as follows: P = D1/(Ks - g) where P is the current price. D1 = the dividend for next year = $2.81 (given) Ks = required rate of return = 8.16% (given) g = expected growth rate = 4% (given) Substituting the values, we get: P = $2.81 / (0.0816 - 0.04)P = $2.81 / 0.0416P = $67.55Therefore, the current price of the stock should be $67.55.
Visit here to learn more about stock:
https://brainly.com/question/28663581
#SPJ11
carol's business requires that all employees dress professionally in business attire to give her company a professional appearance. susan insists that she be allowed to wear ratty jeans because her religion requires it. carol: a.must compensate susan monetarily if she chooses to force her to wear business attire. b.will likely be imprisoned for restricting freedom of religion. c.may insist that susan wear business attire since the company has a strict dress code policy. d.must allow susan to wear jeans so as not to discriminate based on religion.
Carol may insist that susan wear business attire since the company has a strict dress code policy. so, option C is the most likely answer.
Carol, as the owner of the business, has the right to set a professional attire policy for her employees. As long as the dress code policy is not discriminatory, such as targeting a specific religion or group, it is legal to require professional attire in the workplace.
Susan's request to wear ratty jeans based on her religious beliefs is not a valid reason to violate the dress code policy. However, if Susan's religious beliefs require specific attire that can be accommodated without undue hardship, such as wearing a headscarf, then Carol may need to make reasonable accommodations for her. So, the correct answer is C).
To know more about professional attire:
https://brainly.com/question/23742497
#SPJ4
when a consumer connects thoughts about a brand to memories about a brand, this is known as multiple choice brand associations. brand recognition. perceived quality.
Assisted brand recall occurs when a consumer links their ideas and recollections with a brand. help with brand recall.
Brand recall is the probability that a consumer will immediately think of a brand's name when presented with a product, service, or any other link with it. Brand recall can be defined as a qualitative indicator of a consumer's capacity to recall a brand's name.
When asked to think about a certain product category, buyers' ability to recall a brand name off the top of their heads is referred to as brand recognition, also known as assisted brand recall.
Read more about perceived quality at
https://brainly.com/question/31061117
#SPJ4
both subsidiary and affiliate banks a. can underwrite securities, but not accept dollar-denominated deposits. b. operate under the banking laws of the u.s. c. operate under the banking laws of the country in which they are incorporated, as well as the banking laws of the u.s. d. operate under the banking laws of the country in which they are incorporated
The correct response is a) operate under the banking laws of the country in which they are incorporated.
Despite the fact that there is debate over the precise definition of the term, law is typically understood to refer to a system of laws that social or governmental bodies adopt and uphold in order to control activity. In a variety of contexts, it has been characterized to as both a science and the practice of justice. Each jurisdictional body has governmental organizations that create common law, statutes, and regulatory legislation. Certain legal issues are more frequently handled at the federal level, while others are the province of the states. Although there is disagreement about the precise definition of law, it is generally accepted that it refers to a set of rules that social or governmental institutions create and enforce in order to regulate behavior.
Learn more about laws here
https://brainly.com/question/25912245
#SPJ4
Both subsidiary and affiliate banks
a) operate under the banking laws of the country in which they are incorporated.
b) operate under the banking laws of the U.S.
c) can underwrite securities, but not accept dollar-denominated deposits.
d) operate under the banking laws of the country in which they are incorporated, as well as the banking laws of the U.S.
recording an expense to conceal fraud involves making a fictitious journal entry. a faulty journal entry is an example of which fraud symptom? a. unusual behavior b. accounting anomaly c. internal control weakness d. analytical anomaly
Making a false journal entry is a necessary step in recording a cost to hide fraud. A flawed journal entry is an illustration of an accounting fraud symptom. Option b is Correct.
Accounting abnormalities, such as increasing sales without a commensurate increase in cash flows. sales growth that is constant when competitors are having trouble. a considerable improvement in performance during the fiscal year's final reporting quarter for a corporation.
Finding unusual occurrences or observations that don't fit into typical or prevalent patterns in data is known as anomaly detection. Since they might signal possible hazards, control failures, or commercial possibilities, these outliers in financial data are significant. When the actual outcome under a particular set of assumptions differs from the expected result projected, this is referred to as an anomaly in economics and finance. Option b is Correct.
Learn more about journal entry Visit: brainly.com/question/14279491
#SPJ4
which of the following is correct? a. a country that imports increases its total surplus, and a country that exports also increases its total surplus. b. a country that imports increases its total surplus, but not a country that exports. c. a country that imports decreases its total surplus, and a country that exports increases its total surplus. d. a country that exports increases its total surplus, but not a country that imports.
The correct statement is A country that imports increases its total surplus, and a country that exports also increases its total surplus.
Trade between nations can increase both participating nations' overall surpluses. The productivity and effectiveness of both countries can increase when one country specialises in creating a particular good and exchanges with another for products it does not produce, increasing the overall surplus.
Importing products gives a nation access to commodities that it might not be able to make effectively on its own, which boosts its consumer surplus. However, when a nation exports goods, it has the opportunity to offer those goods at a greater price in other marketplaces, increasing the producer surplus. So, a country's overall surplus can be raised by both buying and selling.
Read more about total surplus on:
https://brainly.com/question/13073842
#SPJ4
if the company wishes to maintain a minimum cash balance of $30,000 at the end of every month, then its borrowings at the beginning of may will equal?
If the company wants to maintain a minimum cash balance of $30,000 at the end of every month, then its borrowings at the beginning of May will equal $40,000.
What are borrowings?Borrowings are cash borrowings, which are funds borrowed from others by issuing bonds or taking out a bank loan. Borrowings can help businesses to finance their operations and expand their business.What is a cash balance?Cash balance refers to the amount of cash a company has at a specific time, including its reserves and liquid assets.What is the solution?The minimum amount the company needs to keep in the bank is $30,000. Assume the company starts with zero cash balance, so it needs to have $30,000 by the end of May, which means it will need to borrow money at the beginning of May.To maintain a minimum cash balance of $30,000 at the end of every month, the company would need to borrow $40,000 at the beginning of May. This is because the company must maintain a minimum of $30,000 cash balance, and if it starts with $0 at the beginning of May, it will need to borrow $30,000 to meet the minimum balance requirement. However, it will also need to factor in the interest on the loan, which is why it will borrow $40,000 instead.
Know more about Borrowings here:
https://brainly.com/question/31061094
#SPJ11
after real estate has been foreclosed by the county because of a delinquent real estate tax lien, the owner has a right to:
The owner of real estate has the right to redeem the property within the statutory redemption term once the property has been foreclosed by the county due to an unpaid real estate tax lien.
Everything you own that's also connected to a parcel of land and is a type of tangible estate is real estate. It frequently includes all of the property's resources, including water and minerals, and it can be applied for domestic, business, or industrial purposes. Examples include solitary homes, condominiums, partnerships, duplexes, townhomes, and multiple structures. The Latin word "real" implies "existent and true." As contrast to personal property, such as clothing or furniture, real is used in Middle English to refer to immovable property (i.e., a house, building, or structure) in a legal setting. Speaking generally, the meme refers to real estate or any space that is "free" or empty.
Learn more about real estate here
https://brainly.com/question/29748788
#SPJ4
marketers must recognize factors outside an organization's boundaries that might affect their marketing program. this is referred to as group of answer choices brand competition. the external environment. data mining. the competitive environment. international competition.
Recognizing factors outside an organization's boundaries that might affect their marketing program is essential to a marketer's success.
The external environment comprises all the factors and forces outside the company that impact it. It involves forces that are beyond the control of the organization yet can have a significant effect on its performance, profitability, and even survival. Therefore, it is crucial for marketers to recognize factors outside an organization's boundaries that might affect their marketing program.
The external environment has six components:Political, legal, and regulatory forcesEconomic forcesCompetitive forcesTechnological forcesSociocultural forcesGlobal forcesIn essence, the external environment is a group of factors, forces, and conditions that influence the company's ability to satisfy its customers. Marketers must understand and analyze the external environment and how it impacts their marketing programs. They must keep abreast of changes in the external environment to remain competitive and adapt their marketing strategies as necessary.
For more such questions on Recognizing
https://brainly.com/question/29344641
#SPJ11
from an abc perspective, what causes overhead cost to be incurred? multiple choice financial transactions. the volume of units produced. debits and credits. management decisions. activities.
From an ABC (activity-based costing) perspective, several factors can contribute to the incurrence of costs, including financial transactions, the volume of units produced, debits and credits, management decisions, and activities. (options a, b, c, d, and e).
Financial transactions, such as purchases of raw materials, payment of salaries and wages, and interest payments on loans, can directly impact the cost of goods or services produced by a company.
The volume of units produced can also affect the cost incurred by a company. This is because the cost of producing a single unit may vary depending on the level of output.
Debits and credits are fundamental accounting concepts that help record and track financial transactions.
Management decisions can also impact the cost incurred by a company. Finally, activities refer to the specific tasks or processes that contribute to the production of goods or services. ABC recognizes that the cost of an activity is a fundamental determinant of the cost of producing a product or service.
Hence all the given options (a), (b), (c),(d) and (e) are correct.
To know more about cost here
https://brainly.com/question/14858427
#SPJ4
mike wants to send his daughter to college. college costs are estimated to be $50,000, but mike has only saved $10,000. the $40,000 difference is called the a deficit. b cost base. c basic assumption. d need.
Since Mike needs $50,000 in order to send his daughter to college but has saved only $10,000, the remaining difference of $40,000 is known as the need.
The correct option is known as option D.
The deficit in the amount which is required and the amount which is present is known as the need. In the given case, Mike wishes to send his daughter to study in a college and the costs which are estimated to be $50,000. But, Mike had only managed to save $10,000 for the purpose.
Since, the required amount is $50,000 and Mike only managed to save $10,000 and hence the deficit amount is $40,000. This difference in amount is known as need.
Hence, the correct option is option D.
To know more about deficit
https://brainly.com/question/11390149
#SPJ4