The PITI formula is used to calculate the total monthly mortgage payment on a home. The acronym stands for Principal, Interest, Taxes, and Insurance.
The formula is: PITI = P + I + T + I
Where:
P represents the principal, or sum borrowed.
I = the interest or the cost of borrowing the money
T is the property taxes, which are based on the assessed value of the home I is the insurance, including homeowner's insurance and, if applicable, mortgage insurance.
The principal, or the amount borrowed, is the initial amount of the loan. It is the amount of money that is being borrowed to purchase the home.
The interest is the cost of borrowing the money. It is the fee that the lender charges for lending the money. The interest rate is typically expressed as a percentage of the loan amount, and it can be fixed or adjustable.
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artificial intelligence, along with _______ and _________ , will not take away the majority of our work but will change the way we work.
a. Agility and productivity b. Automation and digital advances c. Automation and face-to-face communication d. Digital advances and agility
The artificial intelligence, along with automation and digital advances, will not take away the majority of our work but will change the way we work. Therefore, the option B holds true.
The use of artificial intelligence has grown in scope highly with the introduction of highly advances technological tools based on this feature. It acts as the most helpful tool for the human work, and assists highly in different areas of internet. However, it might not replace the humans completely, as the work will be done in the same way.
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According to Edward T. Hall, this range of this type of distance is approximately 1½ to 4 feet:
O public distance
O intimate distance
O personal distance
O social distance
Edward T. Hall claims that the range of this kind of distance is between 112 and 4 feet: personal distance.
How does personal distance work?While informality and egalitarianism are frequently emphasized by US-Americans, gender, age, and other factors frequently further divide social space. PERSONAL: Somewhere in the range of eighteen and four feet. Personal space can start about eighteen inches away from another person and go all the way up to four feet.
Intimate spaces include personal space up to 4 feet, social space up to 12 feet, public space beyond 12 feet, and close physical contact up to 18 inches.
It prevents you from communicating with your neighbors. Here are some examples: Have you ever felt uneasy when you heard someone speak so close to your face? Someone who is standing so close to you is touching you.
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While reading her AP Psychology textbook, Sara scans the section headings, noticing how the units are organized, and forms questions to answer while reading. According to the text, her strategy best reflects
While reading her AP Psychology textbook, Sara then scans the section headings by noticing how the units are seen to be organized. So, according to the text, her strategy best reflects the active processing of the material.
Here the active processing tends to relate to the collections of processes where a student tends to act on the educational prompts in order to restructure, produce, nature-explain and also to otherwise go beyond encoding of the material presented.
However, the active processing tends to allude to the sets of techniques in which a student tends to follow up on the instructional contributions. Thus, Sara's strategy best reflects the active processing of the material.
Hence, more learning tend to result from the active processing of learning or testing.
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Trade is important to both the United States and Canada. Both countries count on trade to help their economies grow. Canada trades mainly with the United States. Canada also trades with China, France, Germany, and Mexico. Canada’s exports are worth hundreds of billions of dollars every year. The main exports are cars and car parts. Other important exports are chemicals and machinery. Canada also exports lumber, natural gas, oil, and wheat. Unlike the United States, Canada earns more money from its exports than it spends on its imports. Canada’s main exports are ____________________. ?
A. lumber
B. cars and car parts.
C. machinery.
D. wheat.
Answer:
A. Lumber
Explanation:
Canada's main export is Lumber.
BOYS STATE MOVIE: In the final election for governor, the Federalists try to use the issue of _________ against the Nationalist candidate. The __________ candidate eventually wins the race for governor.
In the final election for governor, the Federalists try to use the issue of a humorous attack page against the Nationalist candidate. The Federalist candidate eventually wins the race for governor.
Jesse Moss and Amanda McBaine are the directors and producers of the 2020 American documentary film titled Boys State. It centers on a thousand adolescent boys who are attending Boys State in Texas and trying to create a representative democracy from scratch. Conti has been chosen as the Federalists' candidate for governor. The Federalists develop a hilarious attack page during the general election. Garza seems to be winning, which motivates Feinstein to create a scandal. He instructs Conti to break a minor rule by attempting to have a Q&A during a forum that Otero is moderating. He seizes on the fact that Otero forbids it and goes on to accuse Otero of prejudice in subsequent forums. After the show, the lads vote, and Conti is chosen as the new governor.
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mention any eight measures to make financial education effective in Nepal. PLEASE HELP ASAP
Eight measures to make financial education effective in Nepal are:-
1. Incorporating financial education into the school curriculum: By making financial education a mandatory part of the school curriculum, students can gain a comprehensive understanding of financial concepts and practices from an early age.
2. Partnering with financial institutions and NGOs: Financial institutions and NGOs can play a crucial role in providing resources and expertise to educate the public about financial literacy.
3. Utilizing social media and other digital platforms: Using social media and other digital platforms can help reach a wider audience and make financial education more accessible to everyone.
4. Conducting community-based workshops and seminars: By organizing workshops and seminars in communities, financial education can be delivered to those who may not have access to traditional educational resources.
5. Providing incentives for financial literacy: By offering incentives such as discounted products or services, financial institutions can encourage more people to engage in financial education.
6. Creating financial literacy programs for specific groups: Tailored financial literacy programs for groups such as women, youth, and small business owners can address their specific financial needs and challenges.
7. Utilizing interactive and engaging methods: By using interactive and engaging methods such as games and simulations, financial education can be made more enjoyable and effective.
8. Collaborating with the government: By working closely with the government, financial education initiatives can be implemented on a larger scale and can be made more effective in addressing the needs of the population.
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Rules for creating passwords include all of the following EXCEPT ________.
A) use a dictionary to find a lengthy word that is easy to remember
B) change your password frequently
C) keep your password a secret
D) use letters, numbers and symbols in your passwords
Rules for creating passwords include all of the following except using a dictionary to find a lengthy word that is easy to remember.
What are the rules for creating passwords?A strong password is: 12 characters minimum, but 14 or more are preferred. a collection of upper- and lowercase letters, numbers, and symbols neither a word from a dictionary nor the name of a person, character, product, or organization.
Internet security:
Rule 1: When creating a strong password, make sure it has at least eight characters.Rule 2: Always use separate passwords for each platform.Rule 3: Make use of a password manager.Password-related policies for businesses.Training your employees.In the beginning, the purpose of password rules was to discourage users from using simple passwords like "12345." Password requirements today discourage users from reusing passwords. If a password only has eight characters, it's hard to use it on multiple services.
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What word is repeated five times in paragraph 8 why does Edwards do this?
Edwards uses the term "nothing" five to highlight his point that the only way the people would be saved from God's vengeance is through God and not through their own efforts.
Edwards emphasizes his warning to the populace by saying "nothing" repeatedly. He says that they cannot save themselves from God's wrath on their own; only God can do so.Edwards left behind a significant body of writing. He was also a prolific preacher and thoughtful scholar. The Yale University library holds his personal theological journals, an interleaved Bible, and more than a thousand sermons.He underlines that nothing—not even their acceptance of God's grace—can redeem individuals; he says this by using the word "nothing" repeatedly. The repetition conveys the need to repent immediately.To know more Edward here
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Changes in price and demand in which natural resource would have the BIGGEST impact on Australia's economy?
What does rotation and revolution causes for?
Rotation causes day and night. The day and night are resulted due to the rotation of the earth. Revolution causes variations in day and night and seasons. Rotation is the movement of the Earth on its own axis.
During rotation, while the earth drives around its axis, simply half the part of it obtains the sun's rays, and accordingly, it emerges bright, the other half stays in darkness. Half part of the earth which is lit by sun rays encounters day and the other half experiences night. During the path of its revolution around the sun, the earth occupies varied positions. The north and south pole are alternately apt towards the sun.
It suggests that the rays of the sun strike vertically overhead at distinct latitudes when the earth is in varied positions.
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why would Sargon and his descendants have themselves portrait the way they did?
Sargon encouraged trade but also within Mesopotamia and far beyond by removing linguistic and physical barriers and uniting his kingdom.
Describe the features of Sargon and his descendants?And over 4,000 years ago, in Mesopotamia, King Sargon of Akkad founded the first empire in the world, according to legend.
Not from papers recorded during his lifetime, but rather from the traditions and stories that followed his fame across 2,000 years of ancient Mesopotamian history. Because the state capital of Agade (Akkad), that he erected, has never been found and excavated, the paucity of historical records can be explained. At least that under name of Agade, it was never inhabited again after the end of a dynasty that Sargon established. As the first great empire-builder, Sargon of Akkad. In his honor, two later Assyrian monarchs were given their names.Even though expansion outside of the Sumerian homeland already has started, according to the scant evidence left behind by his predecessor Lugalzaggisi, subsequent Mesopotamians regarded Sargon as the creator of a military tradition that permeates their culture.To know more about the Sargon and his descendants, here
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HELP!!! I ONLY GOT 10 MINS!!! How has the executive branch’s social media presence impacted the way in which they interact with the public, and the views the public holds in regards to the government? Cite examples from the past and present (these should be specific tweets or IG posts). At least one from a president and one from a current executive branch member.
The executives social media has caused the president and the governors to be more engaging with the society.
That is they are easily able to interact across the media as well as exchange thoughts on several policies and situations in government.
How social media has impacted governance?Because there are so many ideas, thoughts, and opinions traveling via the social media platform, it is persuasive and frequently attempts to alter or influence beliefs when it comes to political views.
Digital media helps individuals connect. It may be used to unite historically geographically separated and stove-piped internal audiences, educate the public about the activities and services of the government, and encourage collaboration within the government.
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Write a scenario that refers to a common cause of product shortage. Make your essay into a separate page and don’t forget to acknowledge (footnote) the author where you taken the ideas you plotted on your writings. Self - creation is preferable. (ILL MAKE YOU BRAINLIEST)
Answer: Scenario:
It is the holiday season and demand for the latest electronic gadget has skyrocketed. The company that manufactures the gadget has been struggling to keep up with the demand, leading to a shortage of the product in stores.
Upon investigation, it is discovered that the shortage is due to a problem at the company's main supplier of components for the gadget. The supplier had experienced unexpected delays in the production of the components, causing a bottleneck in the manufacturing process at the gadget company.
As a result, the gadget company has had to halt production until the issue with the supplier is resolved. Customers are disappointed and frustrated, as they are unable to find the popular gadget on store shelves.
The gadget company works quickly to find a solution and is eventually able to secure alternative sources for the needed components. Production resumes and the shortage is alleviated, much to the relief of customers and the company alike.
According to Mintzberg, understanding how strategy can be viewed as a plan, as a ________, as a position, as a pattern, and as a perspective is important.
According to Mintzberg, understanding how strategy can be viewed as a plan, as a ploy, as a position, as a pattern, and as a perspective is important.
A strategy describes how the ends (goals) will be achieved by the means of resources. Strategy can be intended or can emerge as a pattern of activity as the organization adapts to its environment or competes. It involves activities such as strategic planning and strategic thinking.
To capture the complexity of strategy, professor Henry Mintzberg of McGill University in Montreal, Canada, articulated what he named as “the 5 P’s of strategy.” According to him, understanding how strategy can be viewed as a plan, as a ploy, as a position, as a pattern, and as a perspective is important. Each of these five ways of thinking about strategy is necessary for understanding what strategy is.
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How was Parliament formed?
The Parliament was formed due to the need of an institution to bring changes in governing any state or country.
There was not any particular procedure or any particular incident that led to the formation of the parliament. The birth of the parliament was due to various political events in the history. There was a need for the formation of an institution that would bring about changes in the governance of a state and that will be the head to enact the laws and enforce the laws within the state. The English parliament was created naturally from the needs of the King and the government of the king. The parliament in the due course of time has developed and it has become the main governing institution of any state or government.
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Islamic people discovered what was contagious
Which statement provides the BEST evidence to support the explanation that led to the Mississippian Indians eventually reorganizing into the Cherokee and Creek Indian Tribes?
Pilihan jawaban
The Mississippian Indians had been killed by European diseases after DeSoto's interaction.
The Mississippian Indians had been placed in agricultural enslavement after DeSoto's interaction.
the American Revolution
The Mississippian Indians had been killed by European diseases after DeSoto's interaction provides the BEST evidence to support the explanation that led to the Mississippian Indians eventually reorganizing into the Cherokee and Creek Indian Tribes.
Hence, Option B is correct
The Mississippi Band of Choctaw Indians are the only American Indian tribe recognised by the federal government that resides in the state of Mississippi and is one of the original first nations of this country.The 10 separate Mississippi counties that make up the Mississippi Choctaw reserve include about 35,000 acres of tribal land. Within the Tribe, there are seven officially recognised communities, including those of the Pearl River, Red Water, Bogue Chitto, Standing Pine, Tucker, Conehatta, and Bogue Homa.The vast river was referred to by Native American groups as "The Father of Waters," or Misi Sipi, and was used by them for transportation and sustenance long before any Europeans were aware of it (Big River).To know more about Missipissi here
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Which of the following statements best describes why the United States went to war in Iraq in 2003?
A. The United States thought Iraq had weapons of mass destruction
B. Iraq invaded it's neighbor,Kuwait,and would not retreat
D. The United States wanted to defend Iran
C. Iraq's Taliban leader denied rights to women
In psychology, the definition of consciousness includes all of the following experiences except __________.
In psychology, the definition of consciousness includes all of the following experiences except biological processes
The term "biological processes" refers to a broad range of operations that are necessary for organisms to survive. The various levels and types of consciousness in humans are referred to psychologically as perceptions, a sense of self, and sensations. Your distinctive awareness of your own thoughts, memories, emotions, sensations, and surrounds is what is known as consciousness. In essence, consciousness is the awareness of one's self and environment. This awareness is personal to you and subjective. It is a sign that something is a part of your awareness if you can verbalize what you are feeling.
There are several biological and societal functions for consciousness. It enables us to, among other things, process information, select our course of action, establish priorities, learn from and adjust to new information, and make decisions.
The condition of consciousness is crucial to philosophy, spirituality, and religion. Self-awareness is a prerequisite for each of them and is only attainable with consciousness.
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Homer, Lisa, and Moe are asked to remember pairs of words. Homer tries to accomplish this task by rehearsing the words over and over again. Lisa decides to create a narrative combining the words. Finally, Moe decides to imagine the objects interacting in some way. Who is likely to have the WORST memory for the words?
a.Homer
b.They will remember them equally well.
c.Moe
d.Lisa
Option C is the correct answer here that is Moe likely to have the WORST memory for the words as he decides to imagine the objects interacting in some way.
What is the trick to memorize?Repetition helps embed new statistics into your mind. Repeat it greater later, either aloud or directly, to assist it stick in your mind. Focus on a few of the person's unique features that will help you keep in mind them.
Is memorization a skill?The Cambridge dictionary defines it as “the act or technique of getting to know some thing so that you will bear in mind it exactly.” And, in actual life, memorizing represents an essential life skill. As we get older, so do our brains.
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The revolution of Earth is caused by the Sun's gravitational pull and outcome in an elliptical orbit. An elliptic orbit is an extended path or flattened loop with two distinct foci.
The Earth's orbital peculiarity or the variation of its orbit's shape from a circle is approximately 0.01671. This means that although its trajectory is elliptical, it is yet very close to a circular form. As a consequence of this elliptical orbit, Earth's stretch from the Sun varies throughout the year. Earth is nearest to the Sun at a point in the orbit named perihelion. It is around 147,090,000 km away from the Sun and arises about every January 4th each year.
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write three function of unfpa
Answer:
to advocate for adolescents and youth's rights and investments, including education, livelihood skills and health, including sexual and reproductive health.
Chloe wants to share her summer trip to Costa Rica with her social studies class. Which is the best way to give them the information
A photo slideshow is the greatest method for delivering the information. Slideshows are digital photo galleries in which a presentation is made up of numerous images or graphics.
Users can create a montage of photos or other images and present it online in a digital format using slide shows. It is possible to link any number of photos so that they can be accessed either automatically or with a series of mouse clicks. Since all of the images in a slideshow are static rather than moving, they are all easily recognizable. This distinguishes slideshows from traditional video formats.
Slideshows are frequently released as audio slideshows and feature music or narration. Slideshows can also be made using a variety of programs that offer a wide range of design possibilities, such as effects, various transitions, or image-editing tools.
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a good marketing policy helps in promotion of trade. Explain
Explanation:
because you are honest and truthfull
Why were mills most often built in the Northeast part of the country? (two reasons) please answer quickly!
Because the West and South had their own areas of expertise, the industry was primarily concentrated in the Northeast. The South was the "Cotton King," which refers to the region's predominance of cotton crops.
The Industrial Revolution was centered in the Northeast, why?
Wealthy merchants established water-powered textile mills (along with factories and mills to support them) along the Northeast's rivers, which marked the beginning of industrialized manufacturing. New production methods that were consolidated within the walls of the mill itself were developed by these mills.
The industry was mostly focused in the Northeast because the West and South each have their own specialties. The "Cotton King" moniker relates to the South's dominance of cotton farming.
Therefore, Due to the abundance of rivers and streams in this area, merchants had the funds to invest in new mills.
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Describe the two main parts of the Missouri Compromise and explain why these parts were necessary.
_________________
Answer: The compromise divided the lands of the Louisiana Purchase into two parts. Slavery would be allowed south of latitude 36 degrees 30'. But north of that line, slavery would be forbidden, except in the new state of Missouri.
Explanation: It was needed because if Missouri became a state then the south would hold majority voting in the south and thus offsetting the senate
A team in control of the ball in its front court cannot maintain or regain possession of the ball if it enters the back court, unless a defensive player has touched it. This is called:
A team in control of the ball in its front court cannot maintain or regain possession of the ball if it enters the back court, unless a defensive player has touched it. This is called over and back.
A defensive player is an integral part of any team, playing a key role in the team's success. They must be agile, possess strong tackling skills, and have a high level of spatial awareness. Additionally, they must have the ability to anticipate and react to the movements of the opposing team quickly.
Finally, defensive players should be strong communicators, able to effectively communicate and organize their teammates. With all of these skills, defensive players can make a significant contribution to the team's overall performance.
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Which is an example of a banking regulation? •requiring that 15 percent of assets be kept on hand in a vault •restriction of underage workers to 20 hours per week •limitation of two houses per acre in the residential section of town • limiting the price of a gallon of gas to $2
Answer:
requiring that 15% of assets be kept on hand in a vault
Explanation: took the test and got it correct!
Mr. Brown uses her knowledge of a person's cognitive processes to design computer programs that are easier to use. Mr. Brown is most likely a(n) _____ psychologist.
Mr. Brown uses her knowledge of a person's cognitive processes to design computer programs that are easier to use. Mr. Brown is most likely a(n) COGNITIVE psychologist.
Cognitive psychology is the study of mental processes, including memory, attention, perception, and language processing, and how they impact human behavior. Cognitive psychologists develop strategies to help people who are experiencing difficulties with one or more of these processes. You may consult a cognitive psychologist if you are experiencing sensory or perception disorders, or if you have a language or speech disorder.
They also specialize in treating persons with learning disabilities. Cognitive psychology helps in the treatment of conditions like dementia and Alzheimer's disease. Whereas behavioral and some other realms of psychology focus on actions.
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piensas que debe haber limites legales y eticos en los transplantes?¿ porque?
Answer:
no.
maybe.
yes.
kinda. lol