The I in the PITI formula stands for interest. Principal, interest, taxes, and insurance are all abbreviated as PITI. A lot of mortgage lenders assess your PITI estimate before determining your eligibility for a mortgage.
Lenders don't want to provide you with a loan that you could find difficult to repay. The total amount of the planned loan payments is represented by the sum of the Principal and Interest (P&I).
The amount of the initial loan that is still owing to the financial institution, coupled with the interest (I) that is added to it each month, is referred to as the principal (P).
Your PITI is significant since it helps you determine your general housing affordability. When determining whether a loan is affordable, the majority of lenders start by applying the 28% rule.
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During and after the Great Recession, various governmental entities proposed policies to create jobs, increase the minimum wage, and regulate financial markets. This flurry of policy making was likely a result of which context, affecting the policy-making process?
Several governmental organizations suggested plans to boost the minimum wage, create jobs, and control financial markets both during and after the Great Recession.
Briefing:-This sudden burst of policy creation was probably brought on by the economic context, which affected the policy-making process.
Which governmental level is responsible for creating public policies?The legislative and executive branches work together to create national-level public policies. Voters, lobbyists, and other community organizations that support the public policy objectives have an impact on all levels of government.
In a policy analysis, which of the following is considered the initial step?The definition and analysis of the issue are the first steps in any policy analysis.
What were a few of the primary reasons behind the Great Recession of 2008?The decline in real estate values in 2007 was one of the major contributors. The result was a persistent issue in the US financial markets. Due to the global interdependence of these economies, the issue spread globally.
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The idea that humans make social decisions based on their own perceptions about the costs and benefits that could be gained, is called?
The idea that humans make social decisions based on their own perceptions about the costs and benefits that could be gained Social Exchange Theory.
Which social psychology theory exemplifies how our behavior might cause us to alter our attitudes the best?The role-playing effect on attitude modification is best understood using cognitive dissonance theory.
What describes the Asch effect the best?The Asch effect describes people's propensity to openly adopt the viewpoints of those around them as long as such viewpoints appear to be shared by everyone. If it protects their self-esteem, the self-serving bias causes people to take a false picture of a situation.
What demonstrates prosocial behavior the best?The most frequently cited instances of prosocial activity are giving aid in times of need, volunteering, and making charitable contributions; this is known as unidirectional helping, in which a helper aids another person.
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Imani suffered from separation anxiety as a child, the symptoms of which were never fully addressed and never fully went away. Given what you know about personality disorders, which diagnosis is she MOST at risk of developing as an adult
According to question, Imani diagnosed with the dependent personality disorder .
If you experience such high levels of anxiety as to make it difficult for you to establish relationships in your life, you may be diagnosed with avoidant personality disorder (sometimes also called anxious personality disorder).
The fact that the overlapping anxiety and depressive disorders have well-established treatment choices may be the reason why Cluster C disorders have the most treatment options of all the personality disorders. Any personality disorder must have the pattern of behaviors present in adults for the person to be diagnosed.
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What do you mean by rotation and revolution short answer?
The concept mentioned is Rotation and revolution. Rotation is an object's spinning motion about its own axis and Revolution" is the object's orbital motion around another object.
However, in many fields, such as astronomy and related fields, a revolution is referred to as an orbital revolution. It is used when one body is moving around another, while rotation means moving around an axis.
A revolution is the movement of the earth around the sun. This directly affects the different lengths of days and seasons, and even results in seasons.
Rotation is the circular movement of an object around the center of rotation. If three-dimensional objects such as the earth, moon, and other planets always rotate around an imaginary line, it is called an axis of rotation.
When the axis goes through the body's center of gravity, the body is said to rotate or rotate. Rotation is the movement of the earth around its axis.
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What was significant about the contributions of the Tuskegee Airmen?
They were almost 1000 America's African aviators who were inducted in US Military. The Tuskegee Airmen were the first batch of African American soldiers who successfully completed their training and entered the Army Air Corps.
The struggle of Tuskegee Airmen reflects that the African Americans had work very hard to achieve equal rights. They worked not only through legal attacks on the system of segregation, but they also used the techniques of nonviolent direct action aimed at segregation in the military.
Tuskegee Airmen's most important contribution was that they flew more than 15,000 sorties over North Africa and Europe during World War II and destroyed more than 250 enemy aircraft on the ground and 150 in the air.
The Tuskegee Airmen did gained recognition. President George W. Bush and the United States Congress presented them with the Congressional Gold Medal (CGM) on March 29, 2007, in a ceremony held in the Rotunda of the United States Capitol. It is highest civilian honour in USA.
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What effect did abraham lincoln becoming president have on the United States?
Answer:
As President, he built the Republican Party into a strong national organization. Further, he rallied most of the northern Democrats to the Union cause. On January 1, 1863, he issued the Emancipation Proclamation that declared forever free those slaves within the Confederacy.
Answer:
As President, he built the Republican Party into a strong national organization. Further, he rallied most of the northern Democrats to the Union cause. On January 1, 1863, he issued the Emancipation Proclamation that declared forever free those slaves within the Confederacy.
Explanation:
Information word by word from a verified trusted history website!!! =D
Sorry, it won't let me put a link to the trusted website but trust me it is. Thanks and I hope this answers your question. Good luck and have a great day!!! =D
Conditioning occurs when two events that usually go together become associated with each other.
Please select the best answer from the choices provided
T
F
..... Your answer is false..........
Conditioning happens when two events that usually go jointly become associated with each other as a true statement. Thus, option A is correct.
What is Conditioning?Conditioning is the process of associating a reaction with a stimulus that was previously unconnected by contrasting it with a stimulus that usually elicits the response.
If two occurrences that typically go together start to get associated with one another, conditioning takes place. Once a conditioned behavior has been eliminated, it cannot reappear.
An unresponsive stimulus has no effect. Once behaviors are put out of commission, they never come back. According to classical conditioning, which is studied by scientists, organisms come to link similar occurrences with one another.
Therefore, option A is correct.
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What is Disaster answers
he governor has some control over the final appropriations bill through the use of the ________ veto. a. pocket b. amendatory c. line-item d. post adjournment e. reduction
he governor has some control over the final appropriations bill through the use of the c. line-item
The governors of India's states are equivalent in power and responsibility to the country's president at the state level. Governors preside over their respective states, and lieutenant governors oversee union territories like Delhi's National Capital Territory (NCT). The chief ministers of the states and their councils of ministers actually wield the real power, but the governor serves as the official leader. The lieutenant governor or administrator is the actual power in union territory, with the exception of the NCTs of Delhi and Puducherry, where the governor shares responsibility with a council of ministers presided over by a chief minister. Few or no governors actually live in the state where they were elected.
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The book of Habakkuk details a conversation between Habakkuk and _______. Group of answer choices Zechariah
According to question, The book of Habakkuk details a conversation between Habakkuk and God .
It serves as the foundational element for the idea of faith in the Epistles to the Romans, Galatians, and Hebrews. A copy of these chapters can be found in the Dead Sea Scrolls' Habakkuk Commentary.
One might assume that Habakkuk prophesied before Josiah during a time of the reign of a "evil" king when flagrant idolatry and sin would be acceptable from the way the prophet begs God about the sin of the people of Israel and the mention of "how long" does the prophet have to witness such "violence."
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How can we improve water clarity?
Answer:
1. control farm contaminants by applying mitigation tools.
2. plant trees on hills and near streams to reduce land run-off.
3. remove or mitigate possible limiting factors, which will prevent natural recovery of the area in the short and long term e.g. point source discharges or farm effluent.
Who was responsible for internment camps?
The one who responsible for internment camps is President Roosevelt.
The Japanese attack on Pearl Harbor on December 7, 1941, was described by President Franklin Delano Roosevelt as "a date which will live in infamy" in his statement to Congress. The attack officially ushered the United States into both the European and Pacific theaters of World War II. Prior to Pearl Harbor, the United States had been playing a non-combat role by providing weapons to anti-fascist nations in Europe like England, China, and Russia through the Lend-Lease Program.
The Pearl Harbor attack also sparked a wave of national security anxiety, particularly on the West Coast. in February 1942, President Roosevelt, acting in his capacity as commander in chief, issued Executive Order 9066, leading to the incarceration of Japanese Americans.The one who responsible for internment camps is President Roosevelt.
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Can some one help me with this question its hard :( down below ill give brainliest
Answer:
C is the answer.
Explanation:
What should the government do to reduce social inequality?
Particularly in nations where taxation is relatively low in terms of its overall burden and progressivity, more progressive taxation has a significant potential to reduce inequality.
This is especially true when combined with raising funds to pay social spending. Inequality is the absence of an equality link between two expressions or values. Therefore, an imbalance leads to inequality The main manifestations of social inequality include the disparities in income, gender, access to healthcare, and social status. In the medical field, some patients get better, more knowledgeable care than others. Numerous causes are linked to the increase in economic inequality in the United States. These include the deterioration of the minimum wage, globalization, the collapse of unions, and technological advancement, in no particular sequence. Economic problems including job loss, informal employment that eliminates worker benefits, low salaries, and a lack of assets or money have an impact on social lives by limiting people's mobility and trapping households in a cycle of scarcity and inequity.
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Practice 3: How is DNA changed when offspring is produced?
Answer:
DNA Is Constantly Changing through the Process of Recombination.
Explanation:
Recombination in meiosis. Recombination occurs when two molecules of DNA exchange pieces of their genetic material with each other
Answer:
DNA changes after offspring is produced through the process of recombination in meiosis. Recombination occurs when two molecules of DNA exchange pieces of their genetic material with each other.
Lynn Hasher and colleagues (2001) found that age-related memory differences declined when ________ and ________ were taken into consideration.
Lynn Hasher and her colleagues (2001) found that age-related memory differences declined when time of day was taken into consideration.
Older adults typically do worse on tests of both free recall and item identification memory compared to younger adults. Recall tasks often exhibit a greater age performance gap than tasks requiring recognition.
Age-related forgetfulness can be a common occurrence. All areas of the body, including the brain, change as people age. Some people may observe that learning new things takes longer than it used to, that they don't remember things as well as they used to, or that they frequently misplace things like their glasses.
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The correct question is:
Lynn Hasher and her colleagues (2001) found that age-related memory differences declined when __________ was taken into consideration.
Which of the following is the next step after examine and evaluate in the planning process model?
a. Create an implementation plan
b. Set a goal
c. Identify alternatives
d. Evaluate alternatives
Identifying alternatives is the next step after examining and evaluate in the planning process model.
The strategic planning process in a company is the development of a direction, the taking of decisions, and allocating of resources necessary to achieve the final step. The strategic planning model serves as a road map to help an organization or business discover how to get where it wants to go. The process includes examining strengths, weaknesses, opportunities, and threats, and then planning future operations in a prioritized and realistic manner.
It’s important since if we do not know where to go, we will surely get lost. Determine who is going, what the destination is, and what it will take to get there.
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1.which countries in europe were strong supporters of militarism and
2.what did those countries spend money one
3.what effect did colonizing have on these countries
19. Which of the following civilizations took control of the Red Sea and Indian Ocean trade?
a. Kush
b. Egypt
c. Mesopotamia
d. Aksum
D. Aksum
The Kingdom of Aksum had access to the Red Sea and the Upper Nile, so, its navy was able to profit from the various trades betwen states. Aksumite merchants traveled across India and Arabia trading luxury commodities such as gold, ivory, and etc.
What are the 4 cause of migration?
The elements that may influence someone to migrate, including the environmental, political, social, and economic considerations.
What is migration?The movement of people between places with the intention of relocating—either permanently or temporarily—is known as human migration. Improvements in human capital, both at the individual and household levels, are usually associated with migration. These improvements also include access to migration networks, which may be useful for a prospective second move. When people are forcibly removed from their homes, they are either referred to as displaced people or, if they remain in the country whence they were originally removed, internally displaced people. When someone escapes their native country due to political, religious, or other types of persecution, they are able to formally request asylum in the new nation. Asylum seekers are the term used to describe them at that point.
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The responsibility for ensuring that a message is effectively understood falls mostly on the speaker, not on the listener.
False, Both the speaker and the listener share responsibility for ensuring that a message is effectively understood.
What function does the listener have in good communication?They listen with respect. They choose to speak after a careful pause. As a good listener, it is your duty to build on what has been said and then add something to the conversation that advances the discussion. The other person must speak for you to participate (while you listen).
What roles do the speaker and the listener play in a communication process?They are unquestionably the two most important aspects in communication because there can be no exchange of information without both the speaker and the listener. However, it might be argued that the speaker is the most important element because it is up to them to communicate a message that the audience can grasp.
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Based on the text, which of the following categories of people are at greatest risk for divorce? A)Young people who marry after a short courtship B)A couple facing a wanted and expected pregnancy C)A couple whose parents never experienced divorce D)Older people who have retired from paid work
People who are at greatest risk for divorce is A)Young people who marry after a short courtship .So,correct option is A.
Youthful love is known for being staggeringly heartfelt, yet enduring? Not really. Couples who get hitched at age 20 are 50 percent bound to separate than couples who hold on until they're 25, with 28 being the "perfect balance" with regards to marriage, a recent report by Brain science Today recommends.
"There is a lot of global exploration that upholds the figuring out that wedding youthful connects with higher separation rates," Parks adds, refering to a 2013 review that talked with 52 separated from couples, tracking down areas of strength for a between youthful marriage and early separation.
A great deal of times, more young people might not have since its getting late to contemplate what they truly need in an accomplice long haul. Or on the other hand, what they figure they could need at a more youthful age isn't really what they need down the line, after they've seen the world, experienced a greater amount of life, and maybe changed their perspectives likewise.
Hence,correct option is A.
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What is a ownership example?
The two different categories of subjects of ownership are tangible and intangible items. Ownership of tangibles like real estate, vehicles, books, and other goods is referred to as "material ownership."
Ownership is making the decision to bring about positive results. It requires effort and concern for the outcome comparable to that of a business owner. It entails accepting accountability for the excellent and timely delivery of the results of your actions.
A company is said to be owned if the owner has the legal right to govern it. It grants the owner the right to decide how the business conducts its business.
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Barbara has a psychology exam tomorrow and has been studying all day today. What advice would you give her to help her on her exam tomorrow
The advice offered to Barbara to aid her on her psychology exam tomorrow is to make sure you get enough sleep tonight because sleep can help you solidify your recall of the course information you have been studying.
It takes effort to process information when studying for a psychological exam. Although it requires focus and effort, the results are accessible and long-lasting memories. Barbara must therefore make sure she gets adequate sleep.
It is critical that a person gets enough sleep the night before the exam. Cramming all night will just exhaust the brain, which will ultimately lead to poorer exam results. It would be best to take a break so that the brain may review what it recently learnt.
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Movements of attention are rarely associated with movement of the eyes. dependent on eye movements. faster than eye movements. always associated with movement of the eyes
Answer:
rarely associated with movement of the eyes.
Explanation:
How does public speaking anxiety manifests for you? Physiologically (i.e., in your body) and psychologically(i.e., thoughts)? Provide at least 4 sympt
Shaking, sweating, dry mouth, rapid heartbeat are the four symptoms of public speaking anxiety.
An individual’s fear or anxiety associated with any anticipated communication with another person or persons is called communication apprehension.
Our bodily reactions to communication anxiety are frequently not well suited to the type of threat we confront, thus making the extra energy our bodies produce that makes it more difficult for us to be good public speakers.
The physiological adjustments that the body makes at crucial times are intended to increase the amount of energy that is available and help muscles work more effectively.
In order to increase the amount of oxygen that reaches the muscles, circulation and breathing speed up.
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________ is the niche leader inside the beltway.
The niche leader inside the beltway is the American Association of Political Consultants (AAPC).
This organization is a professional organization that advocates for political consulting professionals. It is the only organization dedicated to representing the interests of political consultants. The AAPC works to ensure that political consultants are accountable for their work and are kept informed about the latest trends in political consulting. The organization also provides resources such as training, certification, networking, and job opportunities.
The AAPC is dedicated to the advancement of political consulting and strives to create a community of political consultants that is both knowledgeable and professional. The AAPC is a trusted resource for political consultants and provides a platform for members to connect and collaborate.
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According to processing efficiency theory, what are the effects of anxiety on performance? Based on processing efficiency theory,
The working memory system's storage and processing capacity for a concurrent job is reduced by anxiety, according to the processing efficiency hypothesis. Worry also increases performance-enhancing behaviors and on-task effort.
According to the processing efficiency theory, cognitive distress in the form of concern decreases working memory's capacity for processing and storing information, which in turn diminishes the resources available for a particular activity.
According to the processing efficiency theory, anxious people worry more than non-anxious people do, and anxiety diverts some resources from the articulatory loop and the central executive.
The goal of processing efficiency theory is to explain how state anxiety affects performance from a cognitive and motivational standpoint. Complex DM tasks are particularly suited to the idea since they make substantial demands on participants' cognitive abilities.
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What were the differences between Roman and Athens?
Around 500–300 BCE, Athens served as the epicenter of Greece's Golden Age, whereas Rome's Golden Age occurred in the final century of the Republic and the first century or so of the Empire.
What is the Golden Age?The term "Golden Age" first emerged in Greek mythology, specifically in Hesiod's Works and Days. With Gold being the first and the era of the Golden Race of humanity, it is used to illustrate the temporal decline of peoples through five ages. Because the earth produced food in enormous numbers during this time, there was no need for people to work in order to feed, which led to peace and tranquility. They died quietly, their spirits living on as "guardians," having lived to a ripe old age while still looking young. The ruthless Titan Cronus controlled the Golden Age in Greek mythology. Astraea also held the throne in several mythology. She lived side by side with men until the end of the Silver Age.
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them. A. Response set B. Deliberate bias C. Social desirability D. Response bias Please select the best answer from the choices provided A B C D
We can see here that deliberate bias is the source mistake that can be tried not by finding questions delicate to predisposition and changing or dropping them.
What is deliberate bias?
The purposeful control of measurements to propel an objective is known as intentional inclination.
A measurement's inclination to misrepresent or underrate a boundary or result is known as a predisposition.
They put the gained information's exactness in risk, which is misleading. So, we can see here that conscious predisposition is the source blunder that can be tried not by finding questions delicate to predisposition.
There are two sorts of bias:
Intentional or deliberateInadvertentHence option (B) is correct.
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This question is not complete, here I am attaching the complete question:
__________ is the source error that can be avoided by locating questions sensitive to bias and changing or dropping them. a. response set b. deliberate bias c. social desirability d. response bias please select the best answer from the choices provided a b c d