What aspects of managing your account were probably more difficult before online banking was available?

Answers

Answer 1

Answer:

One of the main advantages of online banking is that you can access information about your account immediately and from anywhere. Before online accounts were available, you had to go to a bank or ATM on some specific cases if you wanted to carry out any type of transaction, e.g. pay a service or transfer money. Online accounts make it less likely for a person to go to a bank, e.g. in order to get a loan, I did it all online, I didn't even need to go to the bank.

Answer 2

Phishing, Identity Theft, Keylogging, and Pharming were arguably more difficult aspects of maintaining your account before internet banking was available.

Online banking

Online banking, often called the internet banking, online banking, or home banking, is just an electronic account that allows bank or other commercial bank customers to execute a variety of financial transactions through the institution's website.

Prior to the availability of online banking, managing the account was undoubtedly more complex. Aspects are as follows:

PhishingIdentity TheftKeyloggingPharming

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Related Questions

Given the information for Whelan, Inc., in Problems 10 and 11, suppose you also know that the firm’s net capital spending for 2019 was $745,000 and that the firm reduced its net working capital investment by $94,300. What was the firm’s 2019 operating cash flow, or OCF? Ross, Stephen. Essentials of Corporate Finance (p. 44). McGraw-Hill Higher Education. Kindle Edition.

Answers

Answer:

$94,300

Explanation:

Note: Problem 10 and 11 is attached as picture

Information that falls under the 3 Cash flows is indicated below as this question is concerned

Operating Cash Flow - Reduction in Net Working Cash Flow.  

Investing Cash Flow - Capital Spend comes

Financing Cash Flow-  Interest payment, Capital surplus, Dividend payment and Debt.

The question requires the calculation of The firm's 2019 Operating cash flow.  Reduction in net cash flow increases the Operating cash flow for the company. Thus, the Operating Cash Flows = $94,300

How is being good at communicating and collaborating and problem-solving important to having an entrepreneurial mindset

Answers

Answer:

Communicating and collaborating is the ability to clearly express ideas to an intended audience, including persuading others to work towards a common goal. Critical thinking is the key to a successful business, and being willing to find creative solutions even if it might mean more work will help your business greatly in the long run. In order to be creative and promote your business you have to know how to put yourself out there, and be social

differentiate between homogeneous mixtures and heterogeneous mixtures ​

Answers

Answer:

A homogeneous mixture is a solid, liquid or gaseous mixture that has the same proportions of its components throughout any given sample. Conversely, a heterogeneous mixture has components in which proportions vary throughout the sample.

What are some examples of share investments?​

Answers

Answer:

Growth stocks: Shares of fast-growing, higher-risk companies.

Tech stocks: Shares of technology companies.

Small-cap, mid-cap and large-cap stocks: Stocks from small, mid-size and large companies.

Explanation:

Answer:

when you buy and sell stocks...

Explanation:

(Economics)How is the equilibrium price found using a supply and demand graph

Answers

On a graph, the point where the supply curve (S) and the demand curve (D) intersect is the equilibrium. ... At any other price, the quantity demanded does not equal the quantity supplied, so the market is not in equilibrium at that price.

Answer:

It is found where the supply curve meets the demand curve

Explanation:

just took the test

In which countries do people prefer discussing business during meals?​

Answers

Hehs donee estable menudo

how has smart phones products been modified over time particularly modifications that made it more useful to business in general

Answers

Answer:

The rise of smartphones, tablets, and phablets has led to so many shifts from little tweaks (such as the need for bigger, clearer fonts) to huge strategic moves (the current payment wars) that just keeping track of it all can feel overwhelming. Trying to draw the right strategic lessons is even more daunting.

To help, we’ve highlighted seven key ways mobile devices have transformed e-commerce. This list, of course, is no means an exhaustive rundown of every change in the space. Rather, it’s simply an overview of some of the shifts we believe matter most.

Explanation:

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Damon is working on a tight budget. He has just a few more scenes to shoot to complete his project. For one of the scene requires at least 50 extras. Hiring union extras will cost him more than the budget allows. what do you think he is likely to do to ensure the scene is shot within the budget?
A .Change the storyline
B. Deduct the scriptwriter's fees
C. Deduct the fees of the lead actor
D, hire non-union extras

Answers

Answer:

possibly d

Explanation:

makes more sense

Wants can also be considered which of the following?

Answers

Answer:

What are the answer choices

Which economic indicators most strongly suggest that an economy is
experiencing the expansion phase of the business cycle?
A. Unemployment rates are rising while GDP is falling.
O B. Unemployment rates are declining while GDP is rising.
O C. Both GDP and unemployment rates are rising.
D. Both GDP and unemployment rates are falling.

Answers

Answer:

A. Unemployment rates are rising while gdp is falling

Explanation:

Unemployment rates are rising while GDP is falling is the economic indicators most strongly suggest that an economy is experiencing the expansion phase of the business cycle. Hence, option A is correct.

What is Unemployment rates?

Unemployment rates is the number of people who are unemployed in comparison of the total employment in the workforce. Unemployment rates directly affects the economic growth of the country.

If the Unemployment rates are more in  the country than it is considered the poor economy of the country.

Thus, option A is correct.

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When a hotel does not fill a room and therefore the sale of that room on that day is lost forever, that refers to...
a.) product services-mix length
b.) seasonability
c.) perishability
d.) productservices-mix width
e.) tangible

Answers

Answer:

c.) perishability

Explanation:

The term perishability is used in marketing to describe the inability to keep or store services for sale in the future. Services are intangible and by nature. Once a service has been performed, it is deemed to have been consumed and cannot be returned or resold.

Once a service is offered, and the customer does take up the offer, it cannot be stored or kept for sale at a later date. If a hotel room is not booked for a particular night, the room does not generate any revenues for that night.  The hotel cannot store the room services for that night and offer them to customers any other time. The inability to preserve a service for sale at a later date is what marketers refer to as perishability.

Listeners offer prompts to their speaker by _____.

Answers

Answer:

In any duel between a speaker and listener, it's always easy to fault the other person and it will begin with you. You can set the proper tone. Remember to take notes if you can.

Explanation:

Listen to what I'm saying and you will be good at it.

Answer:

Asking, “What happened then?”

Explanation:

Which of the following are signs of a person being in credit distress?
A. Writing a check to make debt repayment
B. Making all debt repayments in full
C. Only making minimum payments on credit cards each month
D. Paying-off an automobile loan 12 months early

Answers

Answer:

C. Only making minimum payments on credit cards each month

Explanation:

Credit distress is a financial status where an individual or a firm cannot meet its obligations in time. The business or the individual cannot generate sufficient resources to pay their debts as they become due. To a business, high fixed costs, economic downturns, and illiquid assets cause credit distress.

Poor budgeting, unnecessary debt load, poor financial decisions lead to credit distress among individuals. Other signs of credit distress include living or over-relying on overdrafts, problem paying bills on time, and getting reminder collection calls and past-due notices.

A business owner who takes risk describes which of the following?
a. Entrepreneur
b. Status quo
C.Inventor
d. Entrepreneurship

Answers

Answer:

A. sorry if thats wrong!

It’s definitely A. Entrepreneur

Explain why during a recession the level of consumer spending will fall. [6] - economics

Answers

Answer:

During recessions, of course, consumers set stricter priorities and reduce their spending. As sales start to drop, businesses typically cut costs, reduce prices, and postpone new investments.

The law of demand states that a price and quantity demanded do not affect each other. b as price increases, quantity demanded increases. c as price increases, quantity demanded decreases. d supply, price and quantity demanded do not affect each other.

Answers

Answer:

c as price increases, quantity demanded decreases.

Explanation:

The law of demand states that the higher the price of an item, the lower the quantity demanded of that good. While the lower the price, the higher the quantity demanded.

This shows an inverse relationship. As the price of a commodity increases from a former price to a new price, the consumers of that commodity would purchase less of it. But if the reverse is the case, that is price is lowered, consumers would purchase more quantity of the commodity.

a entry to a liability account decreases the account balance

Answers

Answer:

Asset accounts. A debit increases the balance and a credit decreases the balance. Liability accounts. A debit decreases the balance and a credit increases the balance.

Explanation:

A traditional store selling products

Answers

Confused? What is the problem at hand?

Answer:

Bricks and mortar is your answer.

Explanation:

List three positive benefits and three possible negative results of using credit.

Answers

Positives:

Credit card rewards.

Fraud protection.

Travel benefits

Negatives:

Interest charges.

Late fees.

Potential for credit damage.

Following a systematic approach is useful during which step of the seven-step decision-making model?


gathering information and data

identifying the decision to be made

identifying options

developing a plan of action

Answers

Answer:

developing a plan of action

Explanation:

Mr. Gupta is also considering giving his employees a raise that would increase total salaries by $35,000.00 per year. What effect would this raise have on Mr. Gupta’s income tax?

Answers

I think the taxes would decrease but increase for the company

An organization that actively goes after its competitors' loyal customers is following which strategy to keep up revenue in the maturity stage? (needed asap!!)


a) marketing mix modification

b) market modification

c) product modification

d) brand extension

Answers

Answer:

a) marketing mix modification

Explanation:

Marketing mix modification is a set of changes that the company can make to their marketing strategy. This modification is intended to attract a new consumer base that can't be obtained with their existing marketing strategy.

in order for a marketing mix modification to be successful, the company need to find out the reasons why some of the consumers choose the competitor's product over theirs in the first place.

After knowing this, they need to make some adjustment to their products to attract the attention from this consumers' base and give a strong reason on why the consumers need to use their product over the competitor's product.

Answer:

the answer is b, market modification.  

Explanation:

Just did the test. Got it right. b

Which answer best defines employee benefits? Employee benefits are the total income you receive over your lifetime. Employee benefits include any education you acquire beyond high school. Employee benefits are benefits related to a specific trade. Employee benefits are nonsalary compensation granted by an employer.

Answers

Answer:

D. Employee benefits are nonsalary compensation granted by an employer.

Explanation:

Employee benefits are non-salary compensation granted by an employer such as health insurance, vacation, housing allowance, profit sharing, paid time off, bicycle allowance, sick leave, social security etc.

Generally, in addition to the monthly wages or salaries the workers are expected to receive, employee benefits are usually paid by an employer to employees working in an organization.

The main purpose of employee benefits is to motivate the employees to remain with an organization (worker retention) and to serve as a motivation for their good services. Also, employee benefits helps to enhance corporate loyalty and employee satisfaction within an organization or company.

Answer:

D

Explanation:

Who are the best candidates for members of the BPA? Check all that apply.

Allan wants to provide education for young people.
Brenna wants to have a career in computer-related work.
Philomena wants to have a career in agriculture.
Cody wants to manage a company’s office.

Answers

Answer: Brenna wants to have a career in computer-related work.

Cody wants to manage a company’s office

Explanation: just did it.

Answer:

B- brenna

D- Cody

Explanation:

Just did the quiz

Can you explain how you can use financial literacy skills to plan for your future?

Answers

Answer:

I am not sure, sorry.

Explanation:

Maybe you can use google.

Which student organization helps students with career development by having them become interns to sponsor conferences
A. BPA
B. HOSA
C. FCCLA
D. Skills USA

Answers

Answer:

BPA

Explanation:

I just took the test and that is the answer.

BPA is the student organization helps students with career development by having them become interns to sponsor conference. Hence, option A is correct.

What is meant by BPA in student organization?

BPA Worldwide, a company established in the US, provides unbiased, impartial analyses of audience claims made by business-to-business and consumer media and events.

To aid in the development of cross-cultural professionals, Business Professionals of America's purpose is to advance leadership, civic involvement, academic excellence, and technological competence.

The four points of the BPA shield represent poise, ambition, leadership, and sociability. The shield itself stands for respect, honour, and the importance of trade to America. Citizenship, competence, dependability, devotion, and education are represented by the stripes.

Thus, option A is correct.

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Hospitality is a business strategy.
True or false

Answers

Answer:true

Explanation:

Because it is

what might of happened if a newly hired person filled out a W-4 form incorrectly

Answers

Answer:

If an error is made, and you accidentally under withhold an employee’s income tax, a bevy of issues can arise, beginning with tax liability. When you under withhold, money is owed to the federal government. And they will be sure to get it. In some cases this burden falls on the employee - which can result in a very unhappy worker, which is never good for a workplace. In other cases you and your employee can both be responsible for the missing money. The longer the mistake goes unnoticed, and the longer you’re underpaying employee payroll taxes, the bigger the tax penalties. You can be penalized for 100% of the money owed, plus interest as the months and years go by.

Explanation:

When an employer willfully under withholds or evades payroll taxes entirely, the consequences are steep. Knowingly evading taxes is a felony and can result in prison time - up to five years or more, depending on the severity and amount. Occasionally, the IRS may issue an audit on your company. Should this occur, you will need to present the necessary paperwork - i.e. employee W-4s - when asked. Having illegible forms may arise suspicion with auditors - whether these forms are malicious or not. If you enter in information from a W-4 incorrectly and realize before the IRS, there are measures you can take to rectify the issue before it snowballs. Typically when a miscalculation of allowances occurs, you would increase the withholding on that person’s paycheck to balance out their withholdings correctly for the year. Then moving forward, you would correct the W-4 and ensure their allowances are correct. Want to avoid issues like these entirely? Read more about how electronic withholding forms can make the W-4 process simple and automatic.

Answer:

B. That person might have a larger tax bill to pay on income taxes.

Hope this helps!

Also for next time please include the answer choices if they are given with the question in your assignment :)

Which of these is not a role of the Government?
A
Protector
B
Producer
C
Consumer
D
Provider

Answers

Answer:

A consumer because the citizens would be considered consumers not the government i think

Answer:

A consumer

Hope this helps!

FarCry Industries, a maker of telecommunications equipment, has 2 million shares of common stock outstanding, 1 million shares of preferred stock outstanding, and 10,000 bonds. Suppose the common shares are selling for $27 per share, the preferred shares are selling for $14.50 per share, and the bonds are selling for 98 percent of par.

What would be the weight used for equity in the computation of FarCry?

Answers

Answer:

18.52%

Explanation:

Calculation for the what would be the equity weight

Using this formula

Equity weight =E÷E+P+D

Let plug in the formula

Equity weight=$2,000,000×$27÷$2,000,000×$27+$1,000,000×$14.50+$10,000×.98×$1,000

Equity weight=$14,500,000÷$78,300,000

Equity weight=.1852×100

Equity weight=18.52%

Therefore what would be the equity weight is 18.52%

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