Select the correct answer. What is the first step in financial planning? A. maintaining a log of all your expenses B. understanding what you want C. preparing a balance sheet D. attaching a goal cost to every goal E. attaching a time frame to every goal

Under U.S. GAAP, which of the following is not an acceptable way to report plant assets,a with detailed information on the face of the balance sheet.

Every resource that a company or other economic organization owns or administers is known as an asset in financial accounting. Anything, whether tangible or intangible, that has the potential to generate wealth is eligible. Assets are ownership worth that can be converted into cash (although cash itself is also considered an asset). [1] The monetary[2] value of an organization's assets is shown on its balance sheet. It protects a person's or a company's financial and other assets. Assets can be divided into two main categories: tangible and intangible assets

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A) This nurse doesn't have enough money to invest in a hedge fund. She ought to be informed that these are investments with low regulation and high risk that are only suitable for wealthy and experienced investors.

When it comes to redemption, a fund of hedge funds will follow the same guidelines. The most crucial information to disclose to a client is the investor's inability to easily exit the investment.

ETFs are subject to market risk, whereas ETNs are subject to both the investment bank issuing the ETN's credit risk and market risk. The credit risk issue is not irrelevant in light of the rapid collapse of the banking structure during the 2008 financial crisis. Banks do break up.

The nurse does not meet these requirements, but an investor who is "accredited" earns at least $200,000 per year or has a $1 million net worth.

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Full Question = A nurse working in a medical practice who earns $40,000 per year has a liquid net worth of $60,000. She overhears some of the doctors in her office talking about hedge funds and is interested in using her cash funds to make an investment. She should be informed that hedge funds are:

I high risk securities

II high return securities

III only available to accredited investors

IV like mutual funds

A. I and III

B. I and IV

C. II and III

D. II and IV

If there are shipping cost economies that result from bundling orders for different items together, the fixed order interval model becomes a relatively more attractive option.

A technique for inventory control is the Fixed Order Interval System. The inventory model also goes by the name fixed reorder cycle. By monitoring the product demand in this, a set interval is formed. It is employed to control the raw material supply.

In the fixed order interval system, the stock levels are assessed and a fixed order schedule is created on a recurring basis. This process was created using time as a foundation. Stock levels relate to the inventory or stock that the company keeps in its warehouse.

A fixed order interval method entails routine inventory checks to establish reorder intervals. It is crucial for the organization's efficient and productive operations. As a result, there won't be any extra merchandise stored at the warehouse. As a result, it becomes less expensive to store inventories.

Since there is little chance of orders changing, the raw material supplier generally accepts this form of inventory management. Suppliers are aware of the quantity and timing of reorders.

As a result, the warehouse does not remain empty of inventory. It is delivered on schedule, according to the specifications. As a result, the supplier is protected because switching suppliers is less likely.

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Colleges and universities have long used graduation ceremonies as a platform to launch inspiring and empowering campaigns.

From commencement speeches that encourage graduates to take risks and strive for success, to initiatives that aim to better the world, college graduations serve as a powerful symbol of the hard work, dedication, and courage it takes to reach the finish line.

As we prepare to honor the newest class of graduates, let us remember that these ceremonies are more than just a celebration—they are a call to action, asking us to give back and strive for greatness.

Graduation ceremonies serve as a powerful platform for colleges and universities to launch meaningful campaigns that will have a lasting impact on their students.

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A substantial financial loss would most likely decrease a person’s net worth for at least the next 6 months.

There are a number of events that could lower someone's net worth for at least the upcoming six months, but the event that would probably have the biggest impact would be a substantial financial loss.

Financial loss is harm to one's finances sustained by one or more persons as a result of a subpar service rendered by an organization. The loss is not directly linked to property or personal damage.

Significant financial loss can take the following forms:

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An opportunity is a fortunate set of circumstances that results in request for a new product , service, or business. An idea is a feeling, a sensation, or a notion.

A product is the name for the thing that will be sold. A product can be either a business or an item. It might manifest as anything tangible, digital, or cybernetic. The price will be charged is influenced by the location, company quality, the market, and the target market.

A product is any good but rather service you provide to meet a customer's needs or desires. Both actual and virtual ones exist. Products that can be used again are referred to as physical products.

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Glenda is Exempt from the license law.

A non-licensed person working for the State of Oregon or one of its governmental subdivisions on a salary and engaged in professional real estate activities as part of their job. The owners of real estate as well as their employees are excluded from the law.

See the Act's Section 5-20(1). Therefore, real estate owners and their staff are not required to have a license in order to advertise the sale or rental of their property or to negotiate estate contracts and leases.

An administrative decision by the Authorities that neither authorization from the Authority is necessary to carry out an activity that otherwise needs authorization is referred to as a license exemption.

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Answer:

Question 1

Revenue is:

Answer: The amount of money a company makes from sales

Question 2

The average price of a gallon of milk increased from $3.00 last year to $3.50 this  year. This is most likely due to ...

Answer: Inflation

Question 3

Which interest-bearing account is best for people who won’t need access to their  money for several months or longer?

Answer: Certificate of Deposit

Question 4

Why would you put money into a savings account?

Answer: To earn interest on your money

Question 5

What is the first step you should take when you want to open a savings account?

Answer: Review the different account options that your bank offers

Question 6

Aaron wants to open a savings account. Which account will grow his money the  most?

Answer: Account 1 - Interest rate 2%, Interest compounded daily (I'm not sure on this one)

Question 7

A loss is when:

Answer: Revenue is less than expenses

Question 8

Your sister is looking for a way to increase the amount of interest she is earning on  her savings account. What should she do?

Answer: Deposit money into her savings account each month

Question 9

What is required when opening a checking account?

Answer: An Initial Deposit

Question 10

Which of the following best describes deflation?

Answer: An increase in the cost of goods and services

Free enterprise is an economic system that allows for the free market to allocate goods and services.

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Most landlords base their selection of tenants on a tenant's past rental history, credit history, and capacity to pay rent.

In general, credit is an agreement between a loan and their lender. Creditworthiness as well as credit score are other terms that can be used to describe something or someone. A credit might even increase liabilities or cut assets in addition to lowering expenses or boosting earnings.

a description of a credit score. A fico score is really a statistical evaluation of a consumer's creditworthiness based on their credit history. Lenders use credit scores to assess a borrower's likelihood of making debt repayments.

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Allocation bases that do not drive overhead costs and accounting hours.

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The total number of months needed to pay off the loan is 4.

It is a mathematical assertion that two algebraic expressions have equal symbols.

From her brother, Farrah took a loan for $155.

She's already returned $15.

She intends to repay the loan with a monthly payment of $35.

Let 'x' be the period of time needed to pay off the debt.

So, we get an equation,

35x + 15 = 155

⇒ 35x + 15 = 155

⇒ 35x = 155 - 15

⇒ 35x = 140

⇒ x = 4.

Consequently, the appropriate choices are:

35x + 15 = 155

35x = 155 - 15

It will take 4 months to pay off the debt.

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a business's purchase of new office equipment purchases would be counted as a final good in the GDP calculation.

The market worth of all the finished goods and services that nations produce and sell in a certain time period is measured in dollars by their gross domestic product (GDP). This measurement is frequently reviewed before being regarded as a valid indicator due to its subjective and complicated character. The term "GDP" (gross domestic product) is one of the most popular. It is frequently quoted in newspapers, on television news, in government reports, central bank reports, and corporate reports. It is now frequently referred to as an indicator of the state of both national and global economies.

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Mohammed Ali was a professional boxer, philanthropist, and social crusader whose passion, perseverance, and desire to be the greatest in his area motivates me.

He exemplifies self-actualization, the highest level of Maslow's Hierarchy of Needs, because he not only attained professional achievement but also used his position to promote social change and better the lives of others.

His uncompromising devotion to his ideas and tireless pursuit of greatness served as a continual reminder to never settle for mediocrity and to strive for perfection in all aspects of my life.

Abraham Maslow's Hierarchy of Needs Theory is a psychological theory that discusses how humans have a certain set of needs that must be addressed in order to achieve the ultimate goal of self-actualization.

Maslow's thesis is based on the idea that we are driven by our basic human needs. Furthermore, if some of our most basic requirements are not addressed, we may be unable to advance and meet our other needs. This may explain why we feel "stuck" or uninspired.

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Full question:

Choose a picture of a family member, a friend, or a person that you admire in business, politics, sports entertainment and other industries that motivate you to achieve your dream. Be creative wrth your answer. You can send your answer online or you can paste a picture inside.

Describe that person and based on Maslow's Hierarchy of Needs Theory explain how he/she motivates you and your desire to fulfil your dreams needs. Write your answer below.

Long-term growth in the production of products, or, to say it another way, increases in the production capacity of goods and services, crucially depend on capital goods.

if there is a surplus of capital goods, it may cause consumption to decline. Production is the process of combining multiple inputs, both immaterial (such as plans or information) and material (such as metals, wood, glass, or plastics). In an ideal world, this output would be a product or service that is beneficial to individuals and has value. Production theory is the economics branch that concentrates on production; it is closely related to the consumption (or consumer) economic theory. Employing the original inputs productively leads to the production process and output (or factors of production). Land, labour, and capital are regarded as the three major production factors and are referred to as primary producer services or commodities. Both the output process and the final product do not considerably change these essential inputs or turn them into integral parts of the final product. Materials and energy are categorized as secondary elements in classical economics since they are products of land, labour, and capital.

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If the appropriate discount rate is 2%, the current value of a $1,000 bond with a 5-year maturity and a 6% annual coupon rate is $1,032.98.

The interest rate used to determine the present value of future cash flows in a discounted cash flow (DCF) analysis is known as the discount rate. This helps determine whether the cash flows from a project or investment will be worth more than the capital investment needed to fund it in the present.

The "bank rate," often known as the "discount rate" in American English, refers to the interest rate that a central bank charges on its loans and advances to a commercial bank.

A bond's yield to maturity determines the proper discount rate (YTM).

The yield to maturity, or YTM, is an investor's expected return if they hold the bond until it matures.

If we know one, we can infer the other because the bond price and YTM are connected.

Consider the following: C = bond semiannual coupon = 10% / 2 1,000 = $50 r = semiannual interest rate (discount rate, YTM) = 9% / 2 = 4.5% n = number of semiannual periods = 4 2 = 8 Price

The current value is therefore $1,032.98.

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A transaction in which a new life insurance policy is purchased and an existing life insurance policy is surrendered is called replacement. When a life insurance policy is cancelled, the policyholder is assessed a fee known as a surrender charge.

The expense of retaining the insurance policy on the insurance provider's books is covered by the fee. A "surrender fee" is another name for a surrendered charge. The amount a policyholder actually receives if they attempt to access a policy's cash value is known as the surrender value. The surrender cash value and, in the case of annuities, the annuity surrender value are further names for the concept. When a life insurance policy is surrendered, it is cancelled and the owner is paid the surrender value.

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Then demand increases. If some resources used in production are not available in sufficient quantities for entering firms, d. the number of firms will decrease, and the market will become a monopoly.

Companies are price makers in a monopolistic market because they set the prices for goods and services. Prices for goods and services are typically high in this type of market because businesses enjoy complete market dominance.

Companies control a majority of the market, which makes entry and departure points challenging. Due to the high entry barriers in monopolistic markets, even after new companies enter the market, it is frequently still dominated by one larger company.

Buyers typically have only one option for where to buy their goods or services in a monopolistic market because there is only one seller. In the absence of total entry barriers, such as a prohibition on competition or exclusive ownership of all natural resources, completely monopolistic markets are exceedingly uncommon and possibly even impossible.

To protect national interests or maintain vital infrastructure, a government may on occasion create a monopolistic market. For instance, a lot of utilities, like power or water authority, might be given monopoly status for a specific region.

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Non-sufficient funds (NSF), or insufficient funds, is the status of a checking account that does not have enough money to cover all transactions.

Non-sufficient funds are when you write a check but there aren't enough money in your account when it is presented (NSF). When a check is returned for non-sufficient funds (NSF), the payee who placed the check receives it back at their bank.

The term "bounced check" refers to a cheque that cannot be cashed because there are insufficient funds (NSF) in the account. These checks, also referred to be rubber checks, are returned by banks instead of being honoured, and the check writers are assessed NSF fines.

Your bank can impose an overdraft or nonsufficient funds fee if you wrote a check that bounced. Additionally, if your check bounced, the business you were trying to pay can charge you a late fee.

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There is frequently "value" conflict and no "objectively" correct answer when it comes to moral business issues. Since there are many possibilities  that "Organization" and individuals both deem proper or inappropriate.

values of business- Due to val ue conflict, business ethics are not always clear-cut and frequently veer into very gray areas. As a result, it is frequently necessary to try to understand and reconcile the viewpoints of various actors. What is right and wrong for a person or a community is defined by ethics.Morality is concerned with norms, values, and beliefs embedded in social processes.  The study of ethics and the application of reason to clarify specific laws and principles are the subjects of morality. The codification of rules and principles is what ethical theories do.

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To calculate the change in unemployment rate, subtract the previous month's unemployment rate from the current month's unemployment rate.

What is the unemployment?

Unemployment is a situation where individuals are without job and actively searching for one. It is a situation in which people are unable to secure a job despite actively looking and willing to work. This situation of unemployment occurs when there is a mismatch between the labor force and the available job opportunities. The unemployment rate is the percentage of people in the labor force who are actively looking for work but are unable to find a job. It is one of the most important economic indicators of a country’s economic health. Factors such as economic recession, technological advancements, structural changes in the economy and global competition can lead to high rates of unemployment. The effects of unemployment can be far-reaching and include poverty, increased crime, reduced economic growth and even social unrest in extreme cases. Governments of most countries implement various measures to reduce unemployment and create more job opportunities.

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The correct answer to the given question about not be found in the accounting system of a service provider is option B) Finished jobs ledger.

The Job Ledger report includes subtotals by phase and job along with a list of all transactions that have been linked to a job. If desired, you can additionally include the time allotted to jobs in payroll. Ledger General The two categories of General Ledger are Nominal Ledger and Private Ledger. The nominal ledger contains data on costs, earnings, depreciation, insurance, etc. Additionally, Private Ledger provides private information such as capitals, wages, and salaries. You maintain the records for your company using an accounting system. You would enter transactions such as invoices, money spent from the company's bank account, supplier bills, and money you personally spent on business expenses into your accounting system.

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$10,100 can be borrowed for a 36-month.

Another party receives money in exchange for later repayment of the loan's principal or value. In many cases, the borrower must pay additional fees like interest or finance charges on top of the principal amount because the lender increased the principal value by adding those items.

Loans can be given as an open-ended line of credit with a cap of up to a particular amount or for a predefined, one-time sum. There are alternatives for commercial and personal financing in addition to secured and unsecured loans. Loans should be repaid at time.

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The government decreases the minimum nominal wage which will happen to the aggregate price level.

2. The government reducing the minimum nominal wage would shift the (AD, SRAS) the (right or R, left or L) curve to

The government reducing the minimum nominal wage would shift the short run aggregate supply (SRAS) curve to the right.

3. This would (increase or+, decrease decrease or-) aggregate output. the aggregate price level and (increase or +,

This would decrease the aggregate price level and increase aggregate output.

b. The government increases temporary assistance to needy families    (TANF) payments, government transfers to poor families with dependent children.

4. The government increasing TANF payments would shift the (AD, SRAS) (right or R, left or L)_ curve to the

The government increasing TANF payments would shift the aggregate demand curve to the right.

5. This would (increase or +, decrease or-) decrease or- the aggregate price level and (increase or +, -aggregate output.

This would increase the aggregate price level and decrease aggregate output.

A measure of the economy's overall level of prices is the aggregate price level. Economists calculate the cost of purchasing a market basket to determine the overall price level.

When prices drop, people become wealthier, which leads to more spending by people. As a result, overall demand rises as a result of a decrease in the price level. Keynes' interest-rate effect is the second factor contributing to the aggregate demand curve's downward slope.

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D) They worry that moments of honesty might backfire, many businesspeople prefer to avoid difficult conversations.

Speak whatever comes to mind. Don't try to control what you say. What's the point if they're rude? You want to have an attitude, and having an attitude means not caring how your actions and words affect other people. Point out other people's mistakes.

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Answer:

The development of regulatory mechanisms in the banking industry has been an ongoing process to ensure the stability and integrity of the financial system.

Explanation:

This includes the implementation of rules and guidelines for banks to follow, as well as the establishment of independent agencies to monitor and enforce compliance. Some examples of regulatory mechanisms in banking include the Basel Accords, which set international standards for bank capital and liquidity, and the Dodd-Frank Wall Street Reform and Consumer Protection Act, which introduced stricter regulations on banks in the wake of the 2008 financial crisis. The goal of these regulatory mechanisms is to protect consumers and investors, prevent financial fraud and abuse, and maintain the overall stability of the banking system.

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In the US, investments in renewable energy increased by 308% between 2005 and 2018.

Renewable power is generated from resources that are obviously renewed throughout the course of a human lifetime. It is made up of resources including sunshine, wind, water movement, and geothermal heat. Many renewable energy sources are sustainable, but not all of them. For instance, certain biomass resources are deemed unsustainable at the rate at which they are being used.

Renewable energy commonly supplies energy for stand-alone energy systems, air and water heating/cooling, and electricity technology for a grid. Initiatives in renewable energy technologies are often large-scale, but they may also be ideal for rural, distant, and underdeveloped places, where power is frequently essential for human growth. Renewable energy is frequently used in conjunction with comparable electrification, which has a number of advantages energy may efficiently flow heat or devices and is easy on the factor of intake. Furthermore, electrification using renewable energy is more effective and, as a result, causes significant drops in the demand for electricity.

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Note : The correct question would be as bellow,

Experts estimate that for the us to reach 100% renewable energy in 2050, it will require $7.8 trillion. calculate the percent change this would represent from the 2018 investment level of $46.5 billion.

The correct response is B) Cross-docking reduces inventory and storage space requirements, but handling costs and lead times tend to increase.

In logistics, cross-docking refers to the process of unloading items from a manufacturer or mode of transportation and delivering them straight to the customer or another means of transportation with little to no storage in between. This could be done to switch the mode of transportation, classify the material into different destinations, or mix stuff from several origins into transport vehicles (or containers) with the same or related destinations. Cross docking occurs in a distribution docking terminal, which typically has trucks and dock doors on two sides (inbound and outgoing) with little storage room. Cross-docking is the practice of loading cargo directly onto another transport vehicle, with little or no warehousing, in the LTL trucking industry. Cross-docking procedures in retail may make use of staging locations. Cross-docking is the practice of loading cargo directly onto another transport vehicle, with little or no warehousing, in the LTL trucking industry. In the retail industry, cross-docking operations may make use of staging spaces where incoming items are organized, combined, and kept until the outgoing shipment is finished and prepared to ship.

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If we want to categorize land based on its use, residential, industrial, commercial, & institutional land would be labeled as developed land.

Institutions are man-made rules and conventions that affect and control individual behavior. All definitions of organizations imply a certain level of durability and continuity. Institutions include laws, regulations, social customs, and norms. The formality and informality of institutions differ. Institutions are a major topic of research in the social sciences, including political science, anthropology, finance, and sociology. Primary or morpho are organizations that are wide enough to incorporate groups of related institutions, such as the family or money. Law, the legal process for political regulation and enforcement, is equally concerned with institutions. As part of political, economic, and cultural history, historians research and chronicle the establishment, growth, decline, and development of institutions.

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Answer:

Explanation:

The correct answer is D. Reward-to-variability ratio.

The reward-to-variability ratio is a measure of risk-adjusted performance that compares the expected return of an investment to the amount of volatility or risk associated with that return. It is calculated by dividing the square root of the systematic variance (which measures the risk due to the overall market) by the total variance (which measures the total risk of an investment).