managers have obligations to a wide variety of stakeholders such as shareholders, employees, and customers. when considering outsourcing production to offshore suppliers, managers have to weigh (i) cost benefits that might make shareholders wealthier. (ii) quality issues that might make firms less productive and/or products riskier. (iii) the investments already tied up in relationships with existing suppliers.

The industry under the greatest attack for its marketing and advertising practices is d. pharmaceuticals. What are marketing and advertising? Marketing and advertising are two critical elements of a business. They are a company's ways of attracting clients and customers to purchase their products or services.

Marketing and advertising, if done effectively, can help businesses improve brand recognition, which can lead to increased sales and revenue. What is the meaning of pharmaceuticals? Pharmaceuticals are a kind of drug that is intended to help people feel better or cure illnesses. They can be prescription or over-the-counter, and they are sold in pharmacies.

What are the greatest attack for its marketing and advertising practices?Pharmaceuticals are the industry that has been most frequently criticized for its marketing and advertising practices. The industry is subject to accusations of manipulating data, overhyping the efficacy of its products, hiding negative research, and pushing drugs that may be less effective or even dangerous.

The industry is also criticized for its high prices, which can make life-saving drugs inaccessible to many people. Based on the above, the option that is correct is d. pharmaceuticals.

To know more about marketing and advertising practices refer here:

https://brainly.com/question/13949453#

#SPJ11

In this instance, D must tell the potential customer of the error committed when completing the insurance application. It is crucial to be open and truthful with customers because any erroneous information.

When people act on their stereotypes or prejudices, discrimination occurs. The term "discrimination" describes actual actions taken against another person or group. Discrimination occurs when a person is denied employment because of their gender or religion.

The unequal treatment of a person or group based on prejudice is known as discrimination. Definition: Discrimination is when a person or group is treated differently due to bias.

To know more about insurance visit:-

https://brainly.com/question/30439416

#SPJ1

The current federal minimum wage is $7.25 per hour and has been since 2009. The minimum wage should be $15 an hour in order to be a living wage.  A minimum wage is the lowest hourly rate that employers must pay their employees. It is a way for the government to ensure that employers pay their workers a fair wage.

There are several different minimum wage rates throughout the United States. These rates are determined by federal and state governments, and they vary depending on the location and industry. The federal minimum wage is currently set at $7.25 an hour. However, some states and municipalities have higher minimum wage rates. For example, the minimum wage in California is $13 an hour. In Seattle, the minimum wage is $16.69 an hour.

What is a living wage?

A living wage is the amount of money that a worker must earn in order to afford the basic necessities of life, such as food, housing, and healthcare. It is often higher than the minimum wage because it takes into account the cost of living in a particular area. A living wage varies depending on the location and family size of the worker.

How much would the minimum wage need to be to constitute a living wage?

The minimum wage should be $15 an hour in order to be a living wage. This is based on the concept of a "living wage" as defined by the MIT Living Wage Calculator, which calculates the minimum amount of money a worker needs to earn to cover basic expenses such as food, housing, healthcare, and transportation. The calculator takes into account the cost of living in a particular area and the family size of the worker.

To know more about minimum wage refer here :

https://brainly.com/question/25863464#

#SPJ11

Answer:

1997

7

Explanation:edge 23

The performance measure method that requires raters to place a certain number of people in each of the predefined rating categories is the Forced distribution method.

The forced distribution method is a performance appraisal technique that forces managers to rate the performance of employees according to a pre-set distribution curve. The distribution curve is predetermined by the organization and is based on the organization's performance management strategy.

Forced distribution is often referred to as "rank and yank," as it requires managers to rank employees and "yank" those who fall into the bottom category.The performance appraisal system is used to determine the relative effectiveness of an employee's performance, potential, and development needs.

The objective is to ensure that everyone receives an accurate appraisal and that employees who are outstanding, average, or poor are recognized as such, and managers are able to coach, counsel, and provide development opportunities for their employees. The system allows the organization to identify talent and take action to retain or develop the right employees for the future.

Learn more about forced distribution at

https://brainly.com/question/1874530

#SPJ11

The statement "a medical products firm specializes in the manufacture of prosthetic arms and legs, thereby illustrating a focus strategy" is True. What is a focus strategy? A focus strategy is a marketing and advertising approach in which a company or organization targets a small but potentially profitable segment of a larger market.

The concentrate technique can be divided into two categories: cost focus and differentiation focus. A company or business might use a focus strategy to concentrate on a specific product line, client group, geographic area, or other niche that competitors overlook, ignore, or are unable to address.

A business that targets a particular niche or section of the market can gain significant advantages by specializing and concentrating its resources, brand image, and sales efforts in a highly targeted way.

In the given statement, a medical products firm specializes in the manufacture of prosthetic arms and legs, thus reflecting a focus strategy, as it concentrates on producing and selling a specific medical product, prosthetic arms and legs, instead of a wide range of medical products.

So, the given statement "a medical products firm specializes in the manufacture of prosthetic arms and legs, thereby illustrating a focus strategy" is True.

To know more about medical products refer here:

https://brainly.com/question/30055193#

#SPJ11

The manager should encourage everyone to participate in discussions by stating their underlying interests rather than demands for specific outcomes.(C)

To help the team move beyond their factions and improve communication, the manager should facilitate open discussions where team members express their underlying interests instead of focusing on specific demands.

Encourage active listening and collaboration, focusing on common goals and finding solutions that address everyone's concerns. This will help create a more respectful and cohesive team environment.

To know more about common goals click on below link:

https://brainly.com/question/4364222#

#SPJ11

The three characteristics that affect decision-making by a group are size, diversity, and the decision-making process.

The size of the group: The size of the group is a significant factor that affects the decision-making process. In a group with a large number of members, decisions take longer to make and the process may get complicated. In contrast, small groups can make decisions quickly and efficiently.

The diversity of the group: The diversity of the group is an essential characteristic that affects decision-making. Diversity is beneficial in the decision-making process because it provides multiple perspectives and allows for a broader range of ideas to be discussed. It also means that people will approach problems differently, which can lead to more innovative solutions.

The decision-making process: The decision-making process itself can affect the outcome of the decision. The process can be affected by group dynamics, power dynamics, and the quality of communication between group members. It is important that all members of the group feel heard and valued and that the decision-making process is transparent and fair.

Therefore, the decision-making process of a group is influenced by three key factors: its size, diversity, and the decision-making process itself.

To know more about decision-making click here:

https://brainly.com/question/16407152

#SPJ11

In order to answer her question, you would need to know the details of the business she is looking to create. Once you know this information, you can then begin to provide advice.
If she decides to write a business plan, you should advise her to include information about the product/service she is offering, her target market, her competitors, financial projections, marketing plans, and any other necessary information.

A business plan is a written document that outlines the goals, strategies, and operations of a new or existing business. The purpose of a business plan is to provide a roadmap for the success of the business, as well as to attract investors, partners, and employees. A business plan serves as a tool for entrepreneurs and business owners to assess the viability of their business idea, as well as to develop a roadmap for the future success of their business. It also serves as a communication tool for investors and partners who may be interested in supporting the business.

Learn more about Business plan : brainly.com/question/28303018

#SPJ11

Amex Inc. is, given that they are a  worldwide company, an example of a global conglomerate, also known as a multinational corporation (MNC).

A global conglomerate is a company that operates in multiple countries and specializes in a range of diverse industries. These companies often have multiple subsidiaries and brands that operate under their umbrella, and they may engage in a wide range of activities, from manufacturing and distribution to marketing and research and development.

In the case of Amex Inc., the company operates as a global marketer for small manufacturers of medical products, telecommunications products, and data management products.

Find out more on conglomerates at https://brainly.com/question/16236183.

#SPJ1

Atlas Door created competitive advantages in overall low cost and differentiation by creating linkages among value-chain activities.

The value chain refers to a collection of activities that a company undertakes to create value for its customers.

Value Chain Analysis is a framework that helps companies identify their key competitive advantages in overall low cost and differentiation. It allows businesses to develop an understanding of the value they provide to their customers through their products and services.

Atlas Door created competitive advantages in overall low cost and differentiation by creating linkages among value-chain activities. These linkages enabled Atlas Door to streamline its business processes and lower costs while providing high-quality products and services.

Thus, Atlas Door was able to create a competitive advantage by differentiating itself from its competitors in the marketplace.

To learn more about Value Chain Analysis visit: https://brainly.com/question/1380316

#SPJ11

The amounts for the other three partners are: c) the first partner receives $64,286, the second partner receives $128,572, and the third partner receives $257,144.

A profit is the excess revenue that remains after accounting for all expenses, debts, and operating costs. If a business receives profits, it implies that the revenue generated by the company exceeds the total costs incurred by it. The profit-sharing ratio of the other three partners is 2:4:8.The profits for the other three partners are calculated by multiplying the profit-sharing ratio by the profit of the company.

Since the fourth partner has already been given $50,000, this sum is deducted from the total profit before calculation. For the first partner: (2/14) × ($400,000 – $50,000) = $64,286For the second partner: (4/14) × ($400,000 – $50,000) = $128,572For the third partner: (8/14) × ($400,000 – $50,000) = $257,144

Learn more about calculation here:https://brainly.com/question/22688504

#SPJ11

The investor will have a loss of $2 when the stock price of A is $52 after one month since the stock price is below the strike price of $54.

The investor initially received a premium of $2 for selling the call option, so their net loss from the transaction will be $2 (Premium Received - Losses).

To know more about strike price click here:

https://brainly.com/question/15682316

#SPJ11

(1) The tone for this message should be formal (A), as it is a business communication. (2) The most appropriate communication channel would be a letter (C), as this allows for a formal and professional response.  (3) "Mr. Gallegos will most likely have a negative response to the message you send him,".

(4) The secondary audience for this message would be other customers of Flannery Electronics, as Mr. Gallegos' response may influence "Your boss" (A) and "Mr. Gallego's friends and family who might also be customers" (C).

The message to Mr. Gallegos should be formal, in the form of a letter, and it will likely elicit a negative response due to the inability of Flannery Electronics to honor his request. The secondary audience for the message includes your boss, who needs to be informed of the situation, and Mr. Gallegos's friends and family who might also be customers and could potentially hear about the issue.

When writing the letter, it's essential to be professional and empathetic to Mr. Gallegos's situation. Acknowledge his loyalty as a customer and apologize for any inconvenience caused. Be clear and concise in explaining the situation, including the expiration of his warranties, and explain that Flannery Electronics will be unable to fulfill his request for a free repair or replacement.

Offer alternative solutions if possible and provide contact information for further assistance. Additionally, keep in mind that the letter may be read by other potential customers or stakeholders, so it's important to maintain a professional and respectful tone throughout.

This question should be provided as:

You work in the customer care division at Flannery Electronics. Mr. Gallegos, a longtime customer, is experiencing a problem with his home theater system and has submitted a letter requesting that Flannery Electronics either fix or replace his system at no cost. Unfortunately, Mr. Gallegos's customer service and factory warranties expired three months ago. You must write to Mr. Gallegos and inform him that Flannery will be unable to honor his request.

1. Should the tone for this message be formal or informal?

2. Which communication channel would be most appropriate?

3. Mr. Gallegos will most likely have a _____ response to the message you send him.

4. Who might be the secondary audience for your message to Mr. Gallegos? Check all that apply.

Learn more about The secondary audience https://brainly.com/question/29024499

#SPJ11

In the resourced market, producers exchange money payments with consumers for their productive resources.

The resourced market is the market where the households sell their productive resources to the firms, which are then used in the production of goods and services. Here, the productive resources refer to the various inputs that are used to produce goods and services. These resources may include land, labor, capital, and entrepreneurship.In this market, the firms are the buyers while the households are the sellers.

In a market economy, producers and consumers interact in product markets and factor markets. In factor markets, producers exchange money payments with owners of productive resources, such as labor, land, and capital.

Consumers do not typically participate directly in factor markets, as they do not own productive resources that they can sell to producers. Instead, consumers participate in product markets, where they exchange money payments with producers in exchange for goods and services.

Learn more about resourced market: https://brainly.com/question/26098648

#SPJ11

The contribution margin is calculated as revenue less variable costs. Operating profit is calculated as contribution margin minus fixed costs.

What is income and sales?

Subtract your entire variable production costs from your whole revenue to get the contribution margin. In order to calculate the contribution margin per unit and add it to your statement, you may also divide the sales price per unit by the variable costs per unit.

Income statement presentation using the contribution margin method: variable expenses are deducted from revenues to indicate the contribution margin, and from this amount, fixed costs are deducted to get operating income. An income statement with a contribution margin is one in which revenues are reduced by all variable costs to determine the contribution margin. The net profit or loss for the time period is then calculated by deducting all fixed costs.

Learn more about income:

https://brainly.com/question/14732695

#SPJ1

The American government has played an important role in the industrial growth of the United States. It provided incentives for growth and followed a policy of laissez-faire. However, it did not closely regulate the pace of growth nor did it increase taxes on industry. The government balanced agrarian and industrial demands, thus facilitating industrial growth.

The American government facilitated industrial growth in several ways. One of the ways was by providing incentives for growth. For instance, the government encouraged entrepreneurs to invest in industries by offering land grants and subsidies. This led to the establishment of numerous industries, particularly in the North, where there was abundant capital and resources.

Another way the government facilitated industrial growth was by following a policy of laissez-faire. The government believed that the market forces should be allowed to determine the prices of goods and services. Therefore, it did not interfere with the operations of businesses. This policy allowed businesses to grow and innovate without government interference.

The government did not closely regulate the pace of industrial growth. It allowed businesses to grow at their own pace, provided they did not violate any laws. This allowed businesses to expand rapidly, particularly during the Gilded Age, when the government was not heavily involved in the regulation of businesses.

The government did not increase taxes on industry. Instead, it reduced taxes on businesses, particularly during the early years of industrial growth. This allowed businesses to grow and invest more capital in their operations. It also made the United States a more attractive place to do business, particularly for foreign investors.

Finally, the government balanced agrarian and industrial demands. The United States was an agrarian country in the early years of industrial growth. However, the government realized that the country could not grow without industries. Therefore, it implemented policies that ensured that both industries and agriculture grew side by side. This included the Homestead Act, which encouraged settlement of the West, and the Morrill Act, which established land-grant universities that promoted agriculture and engineering.

In conclusion, the American government played a crucial role in the industrial growth of the United States. It provided incentives for growth, followed a policy of laissez-faire, did not closely regulate the pace of growth, reduced taxes on businesses, and balanced agrarian and industrial demands. These policies allowed businesses to grow and innovate, thus transforming the United States into an industrial powerhouse.

For more such questions on Industrial growth.

https://brainly.com/question/7443876#

#SPJ11

The HUD principal limit for reverse mortgage only includes the reverse mortgage loan amount and not any other loans combined.

A reverse mortgage is a financial instrument that allows homeowners who are 62 years or older to borrow money against their home's equity. The amount borrowed is repaid when the borrower no longer lives in the house.

The U.S. Department of Housing and Urban Development (HUD) established a limit on the amount that can be borrowed under the reverse mortgage loan program. The HUD principal limit is calculated based on the borrower's age, the appraised value of the home, and current interest rates.

The HUD limit for reverse mortgage only includes the reverse mortgage loan amount and not any other loans combined. It is determined by the following factors:Age of the borrower and non-borrowing spouse,Home value,Interest rates,A percentage of the property value not exceeding 100%, and

Loan closing costs, upfront MIP premium, and mortgage servicing fee..The HUD principal limit is a way of ensuring that homeowners do not borrow more than their property's value. It helps to protect the borrower and the lender from any potential losses in the future. The HUD principal limit may vary depending on the borrower's age, home value, and current interest rates, among other factors.

Learn more about HUD principal at

https://brainly.com/question/13504162

#SPJ11

The transfer tax on this property is $3,150.

A transfer tax is a local or state tax imposed when the ownership of a property is changed. When a home sells, the transfer tax is usually levied. A transfer tax is imposed by some states, cities, or municipalities, and the fees and requirements vary depending on the locality.

It is a tax levied on the transfer of ownership or real estate or property. In this question, we have to determine the transfer tax on a property that sells for $275,000, and the buyer assumes the seller's existing loan balance of $125,000.

So, the transfer tax is calculated based on the purchase price of the home, which is $275,000.

To find the transfer tax on this property, we first need to determine the purchase price. The purchase price is the total amount that the buyer paid for the property, including any assumed loans.

Purchase price = Selling price + Assumed loan balance = $275,000 + $125,000 = $400,000

The transfer tax rate in this locality is 0.007875.

Transfer tax = Purchase price × Transfer tax rate = $400,000 × 0.007875= $3,150

Therefore, the transfer tax on this property is $3,150.

To know more about transfer tax, click on the link below:

https://brainly.com/question/30527005#

#SPJ11

The phase of the business cycle that is characterized by increasing levels of unemployment is the recessionary phase of the business cycle.

A recession is defined as a significant decline in economic activity that lasts for more than a few months. During a recession, many businesses fail, unemployment rises, and consumer confidence falls.In general, during a recession, there is a decrease in the demand for goods and services, which leads to lower prices and reduced output.

This, in turn, results in layoffs, lower wages, and a decline in the overall standard of living. To fight a recession, governments can use monetary and fiscal policy tools to stimulate economic activity and prevent a deeper contraction.

The fiscal policy includes increasing government spending or reducing taxes to boost aggregate demand. Meanwhile, monetary policy involves adjusting interest rates to influence the cost and availability of credit.

Learn more about business cycle at

https://brainly.com/question/20335740

#SPJ11

Interpretation: Salt inhibits the organism (poor growth ) No, Organism Staphylococcus (low growth) (poor growth). Interpretation: Salt does not inhibit the organism (good growth), Staphylococcus is the organism (good growth)

In microbiology, mannitol salt agar, sometimes known as MSA, is a popular selective and differential growth media. By suppressing the growth of other bacteria, it promotes the growth of a certain group of bacteria. This makes MSA selective against most Gram-negative bacteria and selective for some Gram-positive bacteria (Staphylococcus, Enterococcus, and Micrococcaceae) that can handle high salt concentrations. It includes a high concentration of salt (approximately 7.5–10%), which is inhibitory to most bacteria.

To know more about poor growth

https://brainly.com/question/15186709

#SPJ4

This statement is false. While computerized forecasting tools can aid in strategic planning, it is still a complex and challenging process that requires careful analysis, consideration of various factors, and strategic thinking.

These tools can provide valuable information and insights, but they are not a substitute for sound strategic planning and decision-making by managers.

What are the forecasting tools?

Forecasting tools refer to a variety of techniques and methods used to predict future trends and events, such as statistical models, trend analysis, market research, and computerized simulations. These tools help managers to make informed decisions and develop effective strategies for their organizations. Some examples of forecasting tools include time-series analysis, regression analysis, scenario planning, and decision trees.

To know more about the forecasting tools, visit:

https://brainly.com/question/29309413

#SPJ1

Typos or irrelevant parts of the question should not be ignored. It is important to use the terms provided in the student question.Suppose that the risk-free rate is 3% and that the market risk premium is 4%. To calculate the expected return on a stock using the capital asset pricing model (CAPM), the following formula is used:Expected Return on Stock = Risk-Free Rate + Beta × Market Risk PremiumWhere Beta is a measure of the stock's volatility relative to the market. If Beta is not given, it must be calculated using regression analysis or another method. Once Beta is known, the expected return on the stock can be calculated. For example, suppose a stock has a Beta of 1.5.Using the CAPM, the expected return on the stock would be:Expected Return on Stock = 3% + 1.5 × 4% = 9%Therefore, the expected return on the stock is 9%.When answering questions on Brainly, it is important to be factually accurate, professional, and friendly. Answers should be concise and provide relevant information without extraneous detail.

to learn more about : typos

https://brainly.com/question/31133325

#SPJ11

Fred, who has 8 shares of IBM stock in the cookie jar at home with a current price of $1 each, is expecting a paycheck of . He usually purchases widgets for $1 each from the store.

However, today, all prices have doubled. Widgets are now $2, his paycheck is $10, and his stock is worth $2 each. Regardless, he plans on using all of his paycheck and 25% of his stock to purchase widgets. Fred has $5 of the paycheck, and he can sell 2 shares of his stock (25% of 8 shares) for $2 each. $2 x 2 shares = $4 total.

Thus, Fred has a total of $9 ($5 + $4) to purchase widgets.(number of widgets that Fred can purchase = (total money that Fred has) / (cost of each widget))Now we have, the total money that Fred has is $9, and the cost of each widget is $2.$9 ÷ $2 = 4.5 widgets Therefore, he can buy only 4 widgets.

Learn more about paycheck here:https://brainly.com/question/8049056

#SPJ11

The type of newspaper advertisements that run in their own section, typically with headings for type of product, service, or offering are called "classified ads" or "classified advertisements."

Classified advertisements are usually grouped together in a specific section of the newspaper, such as "Jobs," "Real Estate," "Automotive," or "For Sale," and are arranged according to their respective categories.

Classified ads are commonly used by individuals and businesses to promote their goods and services, and are usually charged based on the length of the ad and the category in which it appears.

Therefore, the correct answer is as given above. It could then be concluded that the type of newspaper advertisements that run in their own section, typically with headings for type of product, service, or offering are called "classified advertisements".

learn more about classified advertisements: https://brainly.com/question/30332712

#SPJ1

We know that manuel job pays =$40,000 and usually event planners make about -$30,000 to 40,000.

Developing a strong network: In order to attract clients and expand his firm, Manuel would need to develop a strong network of contacts within the event planning sector.

He may go to conferences and networking events, interact with other event organizers on social media, and look for mentorship possibilities.

Creating a strong business plan: Manuel needs a strong business plan that details his services, target market, pricing, marketing plans, and financial predictions in order to succeed as an event planner.

To learn more about event planning visit:

https://brainly.com/question/29577581?referrer=searchResults

#SPJ4

Ahmet is a literary agent and is meeting with his co-workers to discuss different possible ways to market an author’s new and controversial book. He willingly opts to play the role of devil’s advocate in this meeting. Considering this, Ahmet most likely B. challenges the different suggestions put forward to market the book.

As a literary agent, Ahmet is likely aware that marketing an author's book can be tricky, particularly if the book is controversial. He likely knows that the group should brainstorm ideas for the best possible marketing strategy for the book, so opting to play the role of devil's advocate would be a way to ensure that all the different possibilities are explored. By challenging the suggestions put forward, Ahmet will ensure that each possible solution is thoroughly discussed and any flaws or drawbacks can be addressed. He would also likely encourage participation of all the co-workers to ensure the meeting is productive and all ideas are heard. Therefore the correct option is B

The complete question is :

Ahmet is a literary agent and is meeting with his co-workers to discuss different possible ways to market an author’s new and controversial book. He willingly opts to play the role of devil’s advocate in this meeting. Considering this, Ahmet most likely

A) summarizes the main points in the meeting.

B) challenges the different suggestions put forward to market the book.

C) encourages the participation of co-workers to gather ideas.

D) organizes how the meeting will be run.

E) combines ideas to come up with a unique marketing solution.

Know more about role of devil's advocate here:

https://brainly.com/question/13649633

#SPJ11

"The project team worked hard to complete tasks on time."

In the given sentence, we need a verb that suits the tense of the sentence and is grammatically correct. The subject of the sentence is the "project team." It is a third-person, singular subject, so we need to find a verb that agrees with the subject. The sentence is in the past tense, so we will use a past tense verb. The verb "worked" is a past tense verb that agrees with the subject and suits the tense of the sentence.

The sentence indicates that the project team worked hard to ensure the timely completion of their tasks. It implies that the team had a clear understanding of their responsibilities and the project's objectives, leading to effective task planning and execution. The team's hard work could have involved long hours, effective communication, collaboration, and problem-solving to overcome obstacles and meet deadlines.

The team's success in completing tasks on time reflects their dedication and commitment to delivering quality work, meeting project goals, and ensuring client satisfaction.

Learn more about The project team https://brainly.com/question/24248709

#SPJ11

Option a, c and d: Features of a strong internal control system include Compliance with applicable laws and regulations, Safeguarding assets and Reliable financial reporting.

The use of internal controls varies greatly depending on the size of your organization. For small businesses, implementing internal controls can be difficult due to cost constraints or because fewer employees can mean managers or owners have complete control over the organization and its operations.

May be Owners responsible for all functions carefully monitor all aspects of the organization and have sufficient knowledge to properly track all assets. Smaller organizations with delegated responsibilities should develop procedures to ensure that assets are tracked and used appropriately.

A strong internal control system is based on the same/similar consistent elements.

Clear definition of responsibilities

good documentation

adequate insurance

Separation of assets and custody

segregation of duties

use of technology

To learn more about internal control, here:

https://brainly.com/question/15318085

#SPJ4

Complete question:

select all that apply features of a strong internal control system include . multiple select question.

a: safeguarding assets

b: federal government loan guarantees

c: reliable financial reporting

d: compliance with applicable laws and regulations

You deposit $2000 in a saving account and a year later you have $2100. Meanwhile the CPI rises from 200 to 204. In this case, the nominal interest rate is 5% and the real interest rate is 3.92%.The nominal interest rate can be calculated as:Nominal interest rate = (Ending balance - Beginning balance) / Beginning balance * 100%

Nominal interest rate = ($2,100 - $2,000) / $2,000 * 100%

Nominal interest rate = 5%

The real interest rate can be calculated as:

Real interest rate = Nominal interest rate - Inflation rate

Inflation rate = (CPI at the end of the period - CPI at the beginning of the period) / CPI at the beginning of the period * 100%

Inflation rate = (204 - 200) / 200 * 100%

Inflation rate = 2%

Real interest rate = 5% - 2% = 3%

Therefore, the nominal interest rate is 5% and the real interest rate is 3%.

Read more about  financial literacy here:https://brainly.com/question/13102912

#SPJ11

The given statement "having an established risk management program means that an organization's assets are completely protected"  False.

Having an established risk management program does not mean that an organization's assets are completely protected. A risk management program is a proactive approach to identify and mitigate potential risks that could impact the organization's assets, reputation, operations, and stakeholders.

However, it is impossible to eliminate all risks, as some risks are inherent in any business or industry.

Moreover, risks can be dynamic and unpredictable, and new risks can emerge as technology, regulations, and market conditions change. Thus, a risk management program is a continuous process that requires ongoing monitoring, evaluation, and adaptation.

Furthermore, the effectiveness of a risk management program depends on various factors such as the organization's risk appetite, resources, culture, and leadership.

Even with a robust risk management program in place, unforeseen events such as natural disasters, cyber attacks, or pandemics can still pose significant threats to an organization's assets.

Therefore, while having an established risk management program is crucial for organizational resilience, it does not provide complete protection against all risks. Rather, it helps the organization to anticipate and manage risks effectively, minimize their impacts, and recover from them efficiently.

To know more about risk management refer here:

https://brainly.com/question/30453593#

#SPJ11