Giselle wants to buy a condo that has a purchase price of $163,000. giselle earns $2,986 a month and wants to spend no more than 25% of her income on her mortgage payment. she has saved up $33,000 for a down payment. giselle is considering the following loan option: 20% down, 30 year at a fixed rate of 6.25%. what modification can be made to this loan to make it a viable option, given giselle’s situation? a. change to a 15 year fixed loan b. change the interest to 5.5% c. change the down payment to 18% down d. none. this is a viable option for giselle.

Answer:

Explanation:

D: The whole point of money is that it is not illiquid. It must be easily transferred. This is never the function of money and so D is your answer.

A: Money is a medium of exchange. I'll give you 5$ if you will give me a one way bus pass.

B: Though we are going to have doubts about this in the future, money should have some value and the closer to being constant, the better.

C: There should be some way of making money in small enough and large enough that transactions are accomodated. If you buy a truck for 60000 dollars, the 60000 tells you how many units the truck costs.

If the common stock account is $143,000 the shares issued is 71500 shares and shares outstanding is 59800 shares.

Shares issued= Common stock account / par value per share

Shares issued = $143,000 / $2

Sharesd issued= 71500 shares

Shares outstanding = Shares issued - Shares in treasury

Shares outsatnding= 71500 - 11700

Shares outstanding=59,800 shares

Therefore the shares issued is 71500 shares and shares outstanding is 59800 shares.

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The cost when someone borrows money from someone else is known as interest.

Interest rate is the cost of borrowing. It is the amount the borrower pays the lender for use of their funds. It is usually a function of the amount borrowed, length of the loan and the interest rate.

For example, if a person borrows $1000 for 1 year at an interest rate of 10, the interest that would be paid is: $1000 x 0.1 = $100.

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The organization that works with companies on recalls of unsafe products is known as The Consumer Product Safety Commission (CPSC)

This refers to the agency or body that is charged with the quality of goods and/or services that consumers buy and use.

Hence, we can see that the Consumer Product Safety Commission (CPSC) in America is the agency that is charged with helping with the safe recall of defective or unsafe products to protect the consumers.

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Based on the price the three-month treasury bill was sold at, and the face value, the yield to maturity as an EAR would be -0.010223%.

First find the 3 month yield to maturity:

= Face value / Sale value

= 100 / 100.002556

= -0.002556%

Expressed as an EAR, this is:

= (1 - 0.002556/100.002556)⁴ - 1

= -0.010223%

The Annual yield to maturity would be:

= -0.002556% x 3 / 12 monts

= -0.010224%

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Money serves to measure the relative value of goods and services, as well as a medium of exchange, being an intermediary between a seller and a buyer.

It can be understood as a transaction where there is the exchange of goods between two parties, being a type of exchange that was very common in the beginning of civilizations.

Therefore, the monetary system replaced barter, generating greater reliability in product and service transactions and greater balance in the commercialization of goods.

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If the state documentary stamp tax on the deed is $1540. The purchase price of the home is $220,000.

First step is to find the tax increment value

Value=Documentary stamps on deed ÷ Rate

Value=$1,540  ÷ $.70

Value = 22,000

Second step is find the purchase price

Purchase price= 22,000 × $100

Purcahse price = $220,000

Inconlcusion the purchase price of the home is $220,000.

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Answer:

1. You are engaging in Interstate commerce by transporting goods across state lines. Intrastate trucking means that you drive your commercial motor vehicle only within a state's boundaries and that you do not fit any of the other descriptions of interstate commerce.

2. The government can regulate monopolies through: Price capping – limiting price increases. Regulation of mergers. Breaking up monopolies.

3. Copyright, a form of intellectual property law, protects original works of authorship including literary, dramatic, musical, and artistic works, such as poetry, novels, movies, songs, computer software, and architecture.

(NOT GOOD AT MATHS LOL)

Answer:

A

Explanation:

It's A fo sho

Stocks are considered a high-risk form of investment primarily because of their inherent volatility and unpredictability.

The value of stocks can rise and fall quickly and unpredictably, often in response to various factors such as economic news, market trends, and company performance.

This means that investors who buy stocks are exposed to a significant amount of risk, as they can lose a substantial portion of their investment if the value of the stocks they own declines.

Furthermore, stocks are not backed by any guarantees or collateral, unlike bonds or other fixed-income securities. In addition, stocks do not have a fixed maturity date, which means that investors cannot predict when they will be able to sell their stocks and realize their returns.

Finally, stocks are subject to a range of other risks, such as company-specific risks, market risks, and currency risks, which can all contribute to the overall volatility and unpredictability of stock prices.

In conclusion, while stocks can offer the potential for high returns, they are also associated with a high degree of risk due to their unpredictable nature and lack of guarantees.

As such, investors who choose to invest in stocks should be prepared to tolerate significant fluctuations in the value of their investments and should carefully consider their risk tolerance and investment objectives before making any decisions.

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Why  it is beneficial to file your federal and state taxes through the same e-filing service is: It help to reduces the paper used to file tax returns.

e-filing can be defined as the porcess of filling your tax returns electronically.

e-filing is important as it enables tax payer to easily file their federal and state returns at the same time.

This help to reduces the paper used to file tax returns and it as well help to prevent lost or delayed of tax returns.

Inconclusion  e-filing  It help to reduces the paper used to file tax returns.

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Answer:

the answer is undefined because there is no given month but given the information.. the insurance company would have to pay 800$ to replace the TV set.

The insurance company pays zero amount.

A renters insurance policy is a collection of coverages meant to protect tenants who live in a house or flat. After a covered loss, a typical renters insurance policy offers three categories of coverage to help protect you, your property, and your living arrangements.

Given:

Insurance policy costs $20/month

Deductible amount=$1,000

Theft= $800

As the deductible amount is $1000 and the theft amount is $800 which is less than the deductible amount so the insurance company will not pay any amount i.e Zero.

Therefore, the above explanation describes the renter's insurance policy.

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Given that the  Digby company will increase automation for the product by 2.0, the cost of the automation is going to be  $10,800,000

We have the following details to answer the question with.

Material cost is  14.04

The current automation is 7 percent

The cost of labor is 6.95

Next sound capacity is 1,350

Automation increase = 2% + 7% = 9%

Cost to increase automation =

Capacity * 4 (new automation - old automation)

1350 * 4(9-7)

= 10800

An input of 1 is given as 1000.

Therefore the automation cost is 10800 * 1000

= $10800000

complete question

The Digby company will increase its automation for the Dim product by 2.0. Assuming no further change in capacity, how much will this investment in automation cost?

Select : 1

$10,800,000

$21,600,000

$18,900,000

$9,450,000

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Answer: i believe its B) “structure”

Explanation: might be wrong but its the only one that makes since based on definition .

The goal of a strategic position is to create the largest gap possible between the value that a firm creates through its offerings and the cost required to create these offerings.

Strategic positioning help the company to makes some kind of value thar is needed to achieve the organizational goals.

Therefore, Strategic positioning is a key aspect of the company for great development.

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Answer:

The answer is Common market

Explanation:

In a(n) Common market members eliminate internal trade barriers, adopt a common external policy toward nonmembers, eliminate barriers to the movement of the factors of production, and coordinate economic policies. Group of answer choices

When Fed reduces inflation 1 percentage point and this makes output fall 5 percentage points and unemployment rises, the sacrifice ratio is 5.

It should be noted that inflation simply means the general increase in the price of goods.

The sacrifice ratio is calculated as:

= Output fall / Inflation reduction

= 5%/1%

= 5

The sacrifice ratio is 5.

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Answer:

The answer is $53724.27. If you rounded up.

Answer:

A. Yes, the $15,000 will double each 7.5 years. In 15 years, it will double twice.

Explanation:

Edge 22'

Answer: C ,oil

Explanation:

did the test

The Oil can be traded in a commodities market.

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The major reason a country might choose to devalue its currency is to encourage exports.

Devaluation refers to the downward movement in the value of the country's currency. The government that issues the currency has the power to devalue its currency.

Devaluating the currency reduces the cost of a country's exports and reduces trade deficits. For encouraging exports, a country chooses to devalue the currency.

Therefore, B is the correct option.

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Answer:

B) to encourge exports

Explanation:

edge

Answer:

Product portfolio analysis can provide nuanced views on a stock type, company growth prospects, profit margin drivers, income contributions, market leadership, and operational risk. This is essential for investors conducting equity research by investors or analysts supporting internal corporate financial planning.

Answer:

a point-of-purchase display

Explanation:

The increase in total revenue that results from selling one more unit of output is the marginal revenue

Hope that helps!

Answer:

go on the wish website and order one

Explanation:

Answer:

If you want a device you usually would have to pay unless someone give it to you as a gift. Or if you go to pawn shops or to someone who's willing, you can do a trade. You give them something for a phone. But most of the time your gonna have to end up paying something for a phone, even if its not money directly you might have to give something up.

Explanation:

HGD

Answer:

The answer is A. Manufactuer

Explanation:

The manufacturer makes the item.

The manufacturer is responsible for the production of finished products. Thus, option A is appropriate.

A manufacturer is a person or business that turns raw materials into finished products using a variety of tools, machinery, and procedures, and then sells those products to customers, retailers, wholesalers, distributors, or other manufacturers who can use them to make more complicated products.

A manufacturer is an individual or organization that converts raw materials into finished goods and sells them to customers using a variety of tools, machinery, and procedures.

One of the most important economic sectors is manufacturing. It creates products that people require to survive and provides for their comfort.

Thus, option A is appropriate.

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The vendor analysis is a method to evaluate and compare suppliers in a production chain.

The vendor analysis is a method that producers use to compare the cost-benefit of the different supplies and suppliers involved in their production.

This process is necessary to constantly improve because it allows the producer to improve their products from the process of acquiring the required raw materials.

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The government's increased payroll taxes result in workers having much less money to spend on domestic every week.

A payroll tax is a percent withheld from an employee's pay via the means of an agency that will pay it to the authorities on the employee's behalf.

The tax is primarily based on wages, salaries, and tips paid to employees. Federal payroll taxes are deducted immediately from the employee's income and paid to the Internal Revenue Service (IRS).

Most states and a few towns and counties impose earnings taxes as well, and those quantities are paid immediately into their coffers.

In addition, employers, who are now no longer employees, additionally pay federal unemployment taxes for every one of their employees.

From the above assertions, it's clear that the precise solution is that workers could have much less cash to spend on domestic every week.

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Answer:

Its C

workers would have less money to take home each week

Explanation:

The Fair Labor Standards Act was originally intended to cover employers engaged in interstate commerce only.

This is the labor act in the United States that is used to establish the minimum wage as well as the overtime pay of the workers in the country.

It is a federal law that is also applicable to record keeping in the nation. It protects workers from unfair wages.

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Assuming FAB has three partners, Ramon, Janna, and Jackie, and $20,000 in assets when it begins its winding-up process. The financial rights and obligations that Jackie have is: b. Jackie must pay a net amount of $5,000.

Using this formula

Net amount=Bank note -Assets

Where:

Bank notes=$25,000

Assets=$20,000

Let plug in the formula

Net amount=$25,000-$20,000

Net amount=$5,000

Inconclusion the financial rights and obligations that Jackie have is: b. Jackie must pay a net amount of $5,000.

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Insurance policies that are covered by COBRA are done to D. extend insurance coverage if a worker loses their job.

The Consolidated Omnibus Budget Reconciliation Act (COBRA) protects workers in the event that they lose their jobs for certain reasons.

This protection comes in the form of the worker and their families being able to access the health insurance benefits they had while the worker was working. This access will eventually lapse however.

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If a manufacturer decides to use a push policy to promote its products, it is most likely to focus its efforts on wholesalers.

A push policy refers to a policy that promotes only to the next marketing institution down the marketing channel.

A push promotional strategy is where a firm attempts to take its products to consumers.

Thus, If a manufacturer decides to use a push policy to promote its products, it is most likely to focus its efforts on the wholesalers.

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