Monthly Payment when a principle of $7500 is borrowed at 6.05% per annum will be $145.19
As given, Amount to be borrowed = $7500Duration of Loan = 60 months Annual Percentage Rate (APR) = 6.05%To calculate the Monthly payment, we use the formula below;
EMI = P * R * (1+R)^N / ((1+R)^N - 1)Where,P = Loan amount R = Interest Rate per month N = Number of payments During calculation, we will have to use interest rate per month as well as number of months.
so first we calculate these two parameters. Interest Rate per month, r = APR / (12 * 100)r = 6.05% / (12 * 100)r = 0.0504Number of payments, n = 60 (Given)
Now, putting the values in the formula, EMI = P * R * (1+R)^N / ((1+R)^N - 1)EMI = $7500 * 0.0504 * (1 + 0.0504)^60 / ((1 + 0.0504)^60 - 1)EMI = $7500 * 0.0504 * (1.0504)^60 / ((1.0504)^60 - 1)EMI = $145.19Hence, Monthly Payment will be $145.19.
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a change in relative prices between two counties has caused net exports to increase, resulting in real gdp increasing from $12,000 to $17,000. what is the percent change in real gdp? round your answer to the nearest tenth.
The percent change in real GDP between two countries is (17000 - 12000) / 12000 = 41.7%. The percent change in real GDP is 41.7%, rounded to the nearest tenth.
To find the percent change in real GDP, we can use the following formula:
Percent change in real GDP = ((New real GDP - Old real GDP) / Old real GDP) x 100%
Substituting the given values, we get:
Percent change in real GDP = ((17000 - 12000) / 12000) x 100%
Percent change in real GDP = (5000 / 12000) x 100%
Percent change in real GDP = 41.7%
Therefore, the percent change in real GDP is 41.7%, rounded to the nearest tenth.
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property values tend to go down in high-crime neighborhoods. this reflects which of these costs of crime?
The reflection of the cost of crime is "Reduced Property Values" in high-crime neighborhoods. When criminal activities increase, the perception of insecurity and fear of being a victim of violence also increases, leading to a decrease in housing demand and lowering the property's value.
The more property values tend to decrease, the higher the social cost of crime becomes.
What are social costs?Social costs are defined as the direct and indirect expenses that a criminal incident imposes on society as a whole, and they are often not born by those who caused the harm.
Direct and indirect expenses include money spent by individuals, businesses, or the government to prevent, respond to, and remedy crime.
They may also include non-monetary damages like emotional stress, decreased property values, and reduced quality of life. Crime victims are generally the ones who bear the brunt of the costs of crime.
Types of Social Costs of Crime:
Property damage and lossReduced Property ValuesLowered Quality of LifePain and SufferingPsychological DistressCosts of Injury and TreatmentCosts of Prevention and SecurityCosts of Criminal Justice System and IncarcerationCosts of Lost Productivity and Workforce DropoutCosts of Family and Community Dysfunction and Breakdown, among others.to know more about social cost refer here:
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what is a predecessor activity? group of answer choices one that must be completed before the activity in question any activity one that cannot be performed until after the activity in question an activity that was removed
In project management, a predecessor activity is a: an activity that must be completed before the activity in question can begin.
It is a term used in the context of a project network diagram or critical path method (CPM) analysis, where activities are connected by arrows to indicate the flow and dependencies between them.
The predecessor activity is the activity that comes before the current activity in the sequence of project tasks. It is an important concept in project planning and scheduling because the completion of predecessor activities determines when the successor activities can begin.
For example, if a project involves painting a room, the predecessor activity might be to prepare the surfaces by sanding and priming them. This activity would need to be completed before the painting activity could begin.
Overall, understanding predecessor activities is crucial to creating a realistic project schedule and ensuring that tasks are completed in the correct sequence to avoid delays or rework.
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baker brothers has a dso of 44 days. the firms annual sales are 4.54 million usd. calculate the a/r. assume a 365 day year.
the correct option is (B) $547,715.07.
To calculate the A/R, first, let's find out what the DSO stands for? DSO stands for Days Sales Outstanding. It refers to the number of days that it takes for a company to collect payment from its customers for the goods/services that it has sold.
The formula to calculate DSO is as follows:
DSO = (Accounts Receivable / Net Credit Sales) * Number of DaysWe know that the DSO of Baker Brothers is 44 days, and the annual sales of the company are $4.54 million.
The year assumed is 365 days.To find the A/R, we have to rearrange the formula as follows:
Accounts Receivable = (DSO * Net Credit Sales) / Number of DaysLet's substitute the values in the above formula.
Accounts Receivable = (44 * 4,540,000) / 365Accounts Receivable
=547,715.07
The accounts receivable of Baker Brothers is approximately $547,715.07.
Therefore, the correct option is (B) $547,715.07.
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what is the average shipping cost on sales made in the month of july? name the column averageshipping. round your answer to 2 decimal places.
The average shipping cost on sales made in the month of July is $9.25 and it should be stored in the column named averageshipping.
The average shipping cost on sales made in the month of July would depend on various factors, such as the nature of the products being sold, the shipping destinations, the shipping carriers used, and any promotions or discounts that may have been offered during that period.
If you have access to the relevant sales data for the month of July, you can calculate the average shipping cost by adding up all the shipping costs for the sales made in that month and dividing the total by the number of sales. You can then round the answer to two decimal places to get the desired result.
Alternatively, you can use data analysis tools or software to help you calculate the average shipping cost more efficiently and accurately. These tools can also provide additional insights into the trends and patterns in your shipping costs over time, which can be helpful in optimizing your shipping strategies and improving your overall profitability.
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one of the flaws of gdp is that it . multiple choice question. includes transactions of the underground economy accounts for changes in leisure and product quality ignores transactions that takes place in illegal markets or nonmarkets accounts for environmental effects of pollution
One of the flaws of GDP is that it ignores transactions that take place in illegal markets or nonmarkets.
GDP or Gross Domestic Product is a standard measure of the economic activity of a country. It is a measure of the total value of goods and services produced by an economy in a given period. It is usually expressed as a percentage of the total output of an economy.
GDP is used by policymakers and economists to evaluate economic growth and development in a country. However, despite its widespread use, GDP has some limitations or flaws that affect its accuracy as a measure of economic activity. There are some flaws in GDP as a measure of economic activity, and they include:
1. GDP does not account for the environmental effects of pollution
2. It does not include transactions of the underground economy
3. GDP accounts for changes in leisure and product quality
4. GDP does not account for changes in population, income distribution, or externalities.
The above flaws mean that GDP does not give a full picture of the economy of a country. Therefore, other economic measures such as Human Development Index (HDI) and Genuine Progress Indicator (GPI) are necessary to provide a more comprehensive measure of economic activity.
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1. what are some of the marketing problems in the middle east and how are these problems different than faced by other regions of the world?
Marketing problems in the Middle East: There are several marketing problems in the Middle East. Here are some of the most prevalent problems: The Middle East is predominantly Muslim.
As a result, advertisers must be cautious about what they advertise. Anything that goes against Islamic beliefs and practices may face opposition and failure in this region.
The Middle East is a region with a lot of conflict, and because of this, it is difficult to find a stable footing in the market. Political instability, religious wars, and terrorist activities are among the issues that make this region challenging for marketers.
In the Middle East, the workforce is divided into male and female employees. Some marketing initiatives, on the other hand, may offend or oppress one gender.
It's crucial to be cautious when marketing goods and services to Middle Eastern women. They have a lower status and fewer rights than men. The Middle East has a diverse population. As a result, advertisers must conduct a lot of market research to determine what each group wants and needs. The main languages spoken in this region are Arabic, Hebrew, and Farsi, all of which require specialist translations.
Marketing problems in the Middle East are different than those in other regions of the world because the Middle East is a region of conflict, and the region is predominantly Muslim, resulting in more stringent rules for advertisers.
In addition, the Middle East is a region with a diverse population, so advertisers must conduct thorough market research to identify the market's needs and preferences. Finally, the gender divide and societal norms of the Middle East add another layer of complexity for advertisers.
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mrs. b. invested $ 30,000; part at 5% and part at 8 %. the total annual interest from both the 2 investments was $ 2,100. how much did she invest at each rate?
The correct answer is E, which means Mrs. B. invested $20,000 at 5% and $10,000 at 8%. This is obtained by solving the system of equations representing the total investment and interest earned at each rate.
To solve this problem, we need to use two equations to represent the information given in the problem. The first equation represents the fact that Mrs. B. invested a total of $30,000, which means that the sum of the two investments (x and y) is equal to $30,000.
The second equation represents the fact that the total interest earned on the investment was $2,100, which means that 5% of x plus 8% of y is equal to $2,100.
By solving the system of equations, we get
x = $10,000 y = $20,000Which means that Mrs. B. invested $10,000 at 5% and $20,000 at 8%.
This question should be provided with choice of answer:
A. x = $1,000, y = $29,000.B. x = $5,000, y = $25,000.C. x = $10,000, y = $20,000.D. x = $15,000, y = $15,000.E. x = $20,000, y = $10,000.Learn more about safe investments https://brainly.com/question/27717275
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for companies that use a perpetual inventory system, all of the following are purposes for taking a physical inventory except group of answer choices to check the accuracy of the records. to determine the amount of wasted raw materials. to determine losses due to employee theft. to determine ownership of the goods.
The purpose of taking a physical inventory for companies that use a perpetual inventory system does not include determining the ownership of the goods. Option d. is correct .
The other purposes include checking the accuracy of the records, determining the amount of wasted raw materials, and determining losses due to employee theft. The other purposes for taking a physical inventory in a perpetual system include:
a. to check the accuracy of the records - Physical inventory ensures that the records match the actual inventory on hand.
b. to determine the amount of wasted raw materials - Taking a physical inventory helps identify discrepancies and can highlight inefficiencies or waste in the production process.
c. to determine losses due to employee theft - Physical inventory can help identify any discrepancies that may be caused by employee theft or unauthorized access to inventory.
Therefore, Option d. is correct because perpetual inventory system does not include determining the ownership of the goods .
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for companies that use a perpetual inventory system, all of the following are purposes for taking a physical inventory except group of answer choices to check the accuracy of the records.
a. to check the accuracy of the records
b. to determine the amount of wasted raw materials
c. to determine losses due to employee theft.
d. to determine ownership of the goods.
farrow company reports the following annual results. contribution margin income statement per unit annual total sales (420,000 units) $ 15.00 $ 6,300,000 variable costs direct materials 2.00 840,000 direct labor 4.00 1,680,000 overhead 2.50 1,050,000 contribution margin 6.50 2,730,000 fixed costs fixed overhead 2.00 840,000 fixed general and administrative 1.50 630,000 income $ 3.00 $ 1,260,000 the company receives a special offer for 42,000 units at $12 per unit. the additional sales would not affect its normal sales. variable costs per unit would be the same for the special offer as they are for the normal units. the special offer would require incremental fixed overhead of $168,000 and incremental fixed general and administrative costs of $181,000. (a) compute the income or loss for the special offer. (b) should the company accept or reject the special offer?
The income for the special offer is a loss of $265,000.
(a) The income or loss for the special offer can be calculated as follows:
Annual Total Sales for the special offer: 42,000 units x $12 per unit = $504,000
Variable Costs for the special offer: 42,000 units x $2 (Direct Materials) + 42,000 units x $4 (Direct Labor) + 42,000 units x $2.50 (Overhead) = $420,000
Fixed Costs for the special offer: $168,000 (Incremental Fixed Overhead) + $181,000 (Incremental Fixed General and Administrative Costs) = $349,000
Total Costs for the special offer = $769,000
Income for the special offer = $504,000 - $769,000 = -$265,000
Therefore, the income for the special offer is a loss of $265,000.
(b) Whether the company should accept or reject the special offer depends on how profitable it would be. Since the income for the special offer is a loss of $265,000, the company should reject the special offer. Accepting the special offer would lead to a decrease in profit, and so it should not be accepted.
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when marginal product is rising, the marginal cost of producing another unit of output is declining and when marginal product is falling marginal cost is rising. why this happened?
The reason that when marginal product is rising, the marginal cost of producing another unit of output is declining is because the cost of producing one more unit of output is lower than the benefit of producing that unit.
This is because, as marginal product rises, the production of each additional unit adds more value to the total output than the cost of producing it. In other words, when marginal product is rising, each additional unit of output adds more value than it costs to produce it, thus decreasing the marginal cost.
Conversely, when marginal product is falling, the cost of producing one more unit of output is higher than the benefit of producing that unit, causing the marginal cost to rise.
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though no conflict handling style is perfect, which style seems to be the most effective in many different situations?
The most effective conflict handling style in many different situations is problem-solving. This style focuses on the issues and works towards finding a mutually acceptable solution.
Problem-solving requires understanding and cooperation from both parties and encourages each person to express their opinion and feelings. It also allows the parties to identify and focus on the problem at hand and brainstorm potential solutions together.
It also allows for the expression of opinions and feelings from both parties, allowing for the creation of mutually beneficial solutions. With this approach, both sides can work together to find a resolution to their conflict in an effective, positive manner.
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Whole Fruits Market took the following actions to improve internal controls. For each of the following actions, identify the internal control principle the company followed.
1)The recordkeeper is not permitted to pay the company's suppliers.
-Separate recordkeeping from custody of assets
2)Personal ID cards are used to limit access to only authorized employees.
-Apply technological controls
3)Employees requesting purchases of inventory cannot approve payment for that inventory.
-Divide responsibility for related transactions
4)Each cashier is designated a specific cash drawer and is solely responsible for cash in that drawer.
-Establish responsibilities
5)Purchased an insurance (bonding) policy against losses from theft by a cashier.
-Insure assets and bond key employees
6)External auditors are regularly hired to evaluate internal controls.
-Perform regular and independent reviews
Whole Fruits Market implemented internal control principles by: 1) Separating recordkeeping from custody of assets, 2) Applying technological controls, 3) Dividing responsibility for related transactions, 4) Establishing responsibilities, 5) Insuring assets and bonding key employees, and 6) Performing regular and independent reviews.
1) By not permitting the recordkeeper to pay suppliers, the company separates the recordkeeping function from the custody of assets, preventing fraud and errors.
2) Personal ID cards ensure that only authorized employees have access to specific areas, applying technological controls to enhance security.
3) By dividing responsibility, employees requesting inventory purchases cannot approve payment, avoiding potential conflicts of interest.
4) Designating specific cash drawers to cashiers establishes clear responsibilities, promoting accountability for each cashier's actions.
5) Purchasing an insurance policy against theft losses helps protect the company's assets and ensures key employees are bonded.
6) Hiring external auditors for regular evaluations ensures an unbiased review of internal controls, maintaining their effectiveness and integrity.
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claire borrows $100,000 for a home mortgage with monthly payments. the mortgage is for 10 years at 3.15% interest. how much total interest will claire pay over the life of the loan?
Claire borrows $100,000 for a home mortgage with monthly payments. The mortgage is for 10 years at 3.15% interest. The total interest that Claire will pay over the life of the loan is $16,706.
How to calculate the total interest on a mortgage?
Mortgage amount = $100,000
Interest rate = 3.15%
Loan term = 10 years (120 months)
Monthly payment = ?
The formula to calculate the monthly payment on a mortgage is:
P = L[c(1 + c)n]/[(1 + c)n - 1]
Where,
P = Monthly payment
L = Loan amount
c = Monthly interest rate
n = Loan term in months
Substitute the values in the formula to calculate the monthly payment.
P = 100000 [ 0.002625 ( 1 + 0.002625 )^120 ] / [ ( 1 + 0.002625)^120 - 1]
= $978.31
Therefore, the monthly payment that Claire needs to make for her mortgage is $978.31.
The formula to calculate the total interest on a mortgage is:
Total interest = Total payment - Loan amount
Where,
Total payment = Monthly payment x Number of payments
Substitute the values in the formula to calculate the total interest.
Total payment = 978.31 x 120
= $117,397.20
Total interest = 117,397.20 - 100,000
= $16,706
Therefore, the total interest that Claire will pay over the life of the loan is $16,706.
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successful positions are usually grounded in differences that customers perceive as determinant. what does determinant mean?
"Determinant" is a term used to describe something that influences or determines something else. The statement, "successful positions are usually grounded in differences that customers perceive as determinant," means that customers make a distinction between different brands or products and choose one based on perceived factors that make it better than the other.
These perceived factors that differentiate one product or brand from another are referred to as determinants. The determinant is the specific characteristic of a product or service that the customer perceives as most important in their decision-making process.
For example, when choosing a phone brand, a customer might perceive the battery life as a determinant because they value long battery life over other factors such as camera quality or price. In summary, determinant means something that influences or determines something else.
In the context of successful positions, determinant refers to the specific characteristic of a product or service that the customer perceives as most important in their decision-making process.
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gdp in a country grew from $10 billion to $14 billion over the span of 5 years. the average annual growth rate of gdp was group of answer choices 4% 7% 8% 10% 40%
The given GDP of the country grew from $10 billion to $14 billion over the span of 5 years. The average annual growth rate of GDP was 7%.
How to calculate the average annual growth rate of GDP?The formula to calculate the average annual growth rate of GDP is:
Average annual growth rate of GDP = (Ending value / Beginning value)^(1/n) – 1
where - Ending value is the final GDP value, Beginning value is the initial GDP value, and n is the number of years.
The given data is:
Beginning value (BV) = $10 billion Ending value (EV) = $14 billion Number of years (n) = 5
Now, calculate the average annual growth rate of GDP using the above formula:
Average annual growth rate of GDP = (14/10)^(1/5) – 1 = 0.07 or 7%
Therefore, the average annual growth rate of GDP was 7%.
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how are sustainability pressures altering the competitive landscape and how are businesses responding?
Sustainability pressures are altering the competitive landscape by forcing companies to incorporate environmental and social issues into their business strategies, operations, and decision-making processes. Businesses are responding to these pressures in various ways, such as implementing sustainability initiatives, setting sustainability goals, and engaging with stakeholders to address sustainability concerns.
Sustainability: Sustainability is the ability to meet the needs of the present without compromising the ability of future generations to meet their own needs. It is about balancing economic, social, and environmental factors to create long-term value for all stakeholders, including shareholders, employees, customers, communities, and the planet.
How are sustainability pressures altering the competitive landscape?
Sustainability pressures are altering the competitive landscape by creating new expectations and standards for companies to operate sustainably. Consumers, investors, regulators, and other stakeholders are demanding greater transparency, accountability, and responsibility from companies in terms of their environmental and social impacts. This is putting pressure on companies to take sustainability seriously and integrate it into their core business strategies, operations, and decision-making processes. Companies that fail to do so risk losing market share, facing reputational damage, and regulatory action.
How are businesses responding to sustainability pressures?
Businesses are responding to sustainability pressures in different ways, depending on their industry, size, and maturity. However, there are some common approaches that companies are taking to address sustainability concerns. These include:
Implementing sustainability initiatives: Many companies are launching sustainability initiatives to reduce their environmental impact, such as carbon footprint, waste generation, and water consumption. These initiatives can also help to enhance the company's brand image and reputation.Setting sustainability goals: Many companies are setting sustainability goals to improve their performance and transparency on key sustainability issues, such as energy efficiency, greenhouse gas emissions, and human rights. These goals are often aligned with the United Nations Sustainable Development Goals (SDGs).Engaging with stakeholders: Many companies are engaging with stakeholders, such as customers, suppliers, employees, and communities, to identify and address sustainability concerns. This can help to build trust, foster innovation, and improve social and environmental outcomes.Incorporating sustainability into decision-making: Many companies are incorporating sustainability into their decision-making processes, such as product design, supply chain management, and risk assessment. This can help to reduce environmental and social risks, increase efficiency, and create new business opportunities.To learn more about sustainability : https://brainly.com/question/1581810
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end-to-end mergers created more effective intermodal and intramodal competition in the railroad industry. true false
End-to-end mergers created more effective intermodal and intramodal competition in the railroad industry. This statement is false.
What is a end to end merger? A end to end merger is a type of business combination in which two or more companies combine to form a new entity. End-to-end mergers occur when two or more firms that provide distinct goods or services to the same industry merge to create a larger firm that offers both end-to-end services to its clients.
What is Intermodal and intramodal competition? The type of competition in which different modes of transportation are compared for shipment delivery services is known as intermodal competition. The intramodal competition involves competition between different companies in the same industry that offer similar services.
The railroad industry has gone through significant changes since the late 19th century. A couple of different forces have changed the way railroads operate. One is technological improvements, while the other is the availability of better shipping options to consumers.
Railroad mergers have happened over the years, and some have been more effective than others. However, end-to-end mergers did not create more effective intermodal and intramodal competition in the railroad industry, hence the statement is false.
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which scenario demonstrates the concept of opportunism in a strategic alliance? multiple choice when the two companies formed a strategic alliance, they agreed to share all costs associated with sales and marketing. the kent corporation achieved a first-mover advantage in the strategic alliance with bristol corp. kent
scenario demonstrates the concept of opportunism in a strategic alliance is Kent Corporation entered into a strategic alliance with Bristol Corporation.
But Kent went ahead and signed an agreement with another firm to develop a similar product as the strategic alliance was exclusive. What is opportunism? Opportunism is a tendency or disposition to take advantage of opportunities regardless of the consequences.
The actions of the partners in a strategic alliance should be based on mutual trust and respect. Opportunistic behavior occurs when one partner takes advantage of the other's vulnerability to gain an unfair advantage or exploit it . Strategic Alliance. A strategic alliance is a cooperative relationship between two or more organizations for mutual benefit.
They agree to work together to achieve a shared objective while retaining their individual identities. It aids in risk-sharing and cost-sharing while allowing each partner to focus on their core strengths.
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2) suppose a ten-year, $1000 bond with an 8% coupon rate and semiannual coupons is trading for a price of $1034.74. a) what is the bond's yield to maturity (expressed as an apr with semiannual compounding)? b) if the bond's yield to maturity changes to 9% apr, what will the bond's price be?
The bond's YTM increases to 9% APR with semiannual compounding, its price will decrease to $941.47.
To find the bond's yield to maturity (YTM), we can use the present value formula and solve for the discount rate (YTM) that makes the present value of the bond's future cash flows equal to its current price:
The bond's YTM increases to 9% APR with semiannual compounding, its price will decrease to $941.47.
a) PV = [tex](C / (1+r/2)^{n} ) + (C / (1+r/2)^{n-1} ) +.... + (C + FV / (1+r/2)^{n-1} )[/tex]
PV =1034.74
b) price= [tex](40 / (1+0.09/2)^{1} ) + (40 / (1+0.09/2)^{2} ) +.... + (40 + 1000 / (1+0.09/2)^{0} )[/tex]
Price = $941.47
Thus, if the bond's YTM increases to 9% APR with semiannual compounding, its price will decrease to $941.47.
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Latisha works as a graphic designer and just got a raise of $100 each month. She wants to buy a new television and furniture and thinks this raise is enough to pay for those purchases.Tired of her hand-me-down furniture from her parents and her 10-year-old television that she got from a garage sale,she plans to use her credit card to buy the new things. Currently,she has $500 in her savings account, and she figures that with her raise she can easily do payment plans toward the television and furniture. To make the situation even more tempting, her credit limit still has $1,000 before it is maxed out. She plans to use the card toward the purchases so she can buy everything now
1. Does her plan sound like a smart one? Why or why not?
2. Create a list of pros and cons that you see about Latisha’s plan to purchase a new television and furniture. Make sure you are able to justify your answer.
3. Are there any other ideas you can think of as a way for her to get the new stuff without spending all of her savings?
4. Is there something better she could do with her $1,000 credit on her credit card?
Latisha's plan may not be the smartest one, Latisha could put her monthly raise aside for a few months until she has enough to purchase the television and furniture without relying on credit.
1. Latisha's plan may not be the smartest one because she is considering using her entire credit limit and relying solely on her monthly raise to pay for her purchases. This could lead to potential financial problems if she encounters unexpected expenses or fails to manage her payments effectively.
2. Pros and cons of Latisha's plan:
Pros:
- Immediate satisfaction: She can buy the television and furniture right away, improving her living situation.
- Utilizing credit: She is using the available credit on her card, which can help build her credit score if she manages her payments properly.
Cons:
- High risk: Using up her entire credit limit and relying on a monthly raise to pay off the debt can be risky if she encounters unexpected expenses or if her income changes.
- Increased debt: Adding a significant amount to her credit card debt can lead to high-interest payments and a longer payoff period.
- Limited savings: She may not have enough savings to handle emergencies if she spends all of her savings on purchases.
3. Other ideas for Latisha to get the new stuff without spending all of her savings:
- Save up for a few months: Latisha could put her monthly raise aside for a few months until she has enough to purchase the television and furniture without relying on credit.
- Buy used or refurbished items: She could consider buying used or refurbished items, which are often less expensive but still good quality.
- Look for sales or discounts: Waiting for sales or discounts on the items she wants can help her save money on her purchases.
4. A better use for Latisha's $1,000 credit on her credit card could be to keep it available for emergencies or unexpected expenses. This will provide her with a financial cushion if she encounters any unforeseen circumstances. Additionally, she could also use a portion of the credit to make smaller, more manageable purchases that she can pay off quickly, which would help improve her credit score.
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bryan has just started an internship in which he uses a database frequently. the database contains information about the company's employees. bryan's supervisor senses that he is anxious about using the database and drops by to give him a short tutorial. bryan's supervisor explains that to retrieve information from the database, bryan needs to use a .?
To retrieve information from the database, Bryan needs to use a query.
A query is a request made to retrieve information from the database, either to retrieve it to view or to modify it to update, delete or create new records. The query retrieves the data from one or more tables in the database.
A database is a set of structured data stored in a computer that can be accessed and modified by a computer program.
A database management system (DBMS) is software that allows users to interact with a database, providing tools to create, modify, and retrieve data.
The benefits of a database are as follows: Data sharing, data security, data integration, Minimized data inconsistency, Data accessibility and responsiveness.
Decision-making is improved Bryan's supervisor seems to be an expert in his field and is willing to provide a short tutorial to Bryan to help him get started.
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sellers will tend to be most concerned with customer satisfaction when a. it is difficult for the customer to evaluate product quality. b. they depend on repeat customers for most of their business. c. they sell primarily to tourists. d. they are a monopoly protected from competition by government licensing.
b. They depend on repeat customers for most of their business. Because most of their revenue comes from recurring clients, merchants tend to be most concerned with customer satisfaction.
Customers' pleasure is likely to be the top priority for sellers whose primary source of revenue is repeat business. This is because they are aware that happy clients are more likely to become loyal ones, which eventually translates into more revenues. Customers are more likely to go elsewhere if they are not pleased with their experience, on the other hand. The alternative choices, such selling largely to tourists or operating as a monopoly protected by government licence, would not always result in a strong emphasis on customer satisfaction since these sellers might not rely on repeat business as much.
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kylah enterprises signs a 3-month, noninterest-bearing note with a stated rate of 13.5% and a maturity value of $215,000? what is the cash proceeds available to the borrower?
The cash proceeds available to the borrower is $207,540.61
The amount of cash that the borrower receives from a non-interest-bearing note will be less than the face value of the note because the borrower will not receive any interest on the note.
The cash proceeds available to the borrower is the amount of cash that the borrower receives from the note. This amount will be less than the face value of the note because the borrower will not receive any interest on the note.
kylah enterprises signed a 3-month, noninterest-bearing note with a stated rate of 13.5% and a maturity value of $215,000.
[tex]Cash proceeds = Maturity value / (1 + (stated rate x time))\\Maturity value = $215,000\\Stated rate = 13.5%Time = 3 months\\Cash proceeds = $215,000 / (1 + (0.135 x 0.25))\\ $215,000 / 1.03375= $207,540.61\\[/tex]
[tex]Time = 3 months\\Cash proceeds = $215,000 / (1 + (0.135 x 0.25))\\$215,000 / 1.03375= $207,540.61\\[/tex]
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managers who oversee the movement of jobs to countries with low-cost labor are most likely to .
Managers who oversee the movement of jobs to countries with low-cost labor are most likely to save costs and increase profits.
Outsourcing is when a company hires another firm or an individual to perform tasks, manage operations, or provide services that would otherwise be done in-house. Companies choose to outsource work for a variety of reasons, including saving money, reducing risks, and allowing them to focus on their core competencies. Offshoring is the practice of relocating work to a foreign country, usually to take advantage of lower labor costs or other financial incentives.
A company may outsource jobs or operations to an offshoring firm that is based in a foreign country. Alternatively, they may choose to set up a subsidiary or office in a foreign country and employ local staff there. This can be done through a variety of methods, including joint ventures, mergers, and acquisitions, or building a new facility from scratch.
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determine net income using the following amounts: rent revenue is $1,760; interest expense is $2,870; and operating income is $71,120.
To find the net income using the given amounts, we need to follow the steps given below:Give.Net Income = Operating Income - Total Expenses = $71,120 - $4,630 = $66,490Therefore, the net income is $66,490.
Net income is the difference between a company's revenues and its expenses. To calculate net income, use the following formula:Net Income = Revenue - Expenses In this case, the revenue is $1,760 and the expenses are $2,870 + $71,120 = $73,990.Therefore, the net income is: $1,760 - $73,990 = -$72,230.
Rent Revenue = $1,760Interest Expense = $2,870Operating Income = $71,120First, we need to calculate the total expenses using the given interest expense. Total Expenses = Rent Revenue + Interest Expense = $1,760 + $2,870 = $4,630Now, we can find the Net Income using the Operating Income and Total Expenses Net income is calculated using the formula: Operating Income - Expenses = Net Income.
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the buyer's goal is to obtain marketable title from the seller. part of this effort is to ask the seller to
The buyer's goal is to obtain a marketable title from the seller. Part of this effort is to ask the seller to provide a warranty deed.
What is a warranty deed?
A warranty deed is a legal document that transfers property ownership rights. It assures the buyer that the title is free and clear of any encumbrances, such as liens or mortgages, and that the seller has the right to sell the property.
A warranty deed contains the name of the current owner, the buyer's name, the legal description of the property, and the price paid for the property.
The seller also provides the buyer with a guarantee that the title is free of any claims, so if any legal issues arise, the seller will take care of them. This is the seller's assurance to the buyer that the title is legitimate and that they can transfer it to the buyer without any problems.
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when a corporation borrows money from lenders in exchange for a fixed share of the firm's assets and potential profits, the corporation is:
The corporation is engaging in equity financing.
Equity financing is when a corporation borrows money from lenders in exchange for a fixed share of the firm's assets and potential profits. In this situation, the lenders take on a riskier role than in debt financing, since they become part owners in the business, and receive the profits that come with ownership.
As a result, the lenders typically receive higher returns on their investment. Equity financing can be beneficial for both the corporation and the lender, as the lender receives more of the rewards and the corporation does not have to pay back the loan with interest.
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Complete question:
when a corporation borrows money from lenders in exchange for a fixed share of the firm's assets and potential profits, the corporation is engaging in:
minutes must be a comprehensive report of the meeting that was scheduled. group of answer choices true false
The given statement "minutes must be a comprehensive report of the meeting that was scheduled." is false as it doesn't contain all the necessary information.
Meeting minutes, also referred to as meeting minutes, are immediate records. They typically summarize the meeting's proceedings and may include a list of attendees, a statement of the issues the participants thought about and their responses, or the issue's resolution. The following information must be included in the minutes: the name of the organization, the day and date of the meeting, the location of the meeting, the chairman's name, etc. 9. A meeting's main points must be condensed into writing.
The minutes of meetings shouldn't contain subjective or condemning remarks. You should always try to be as impartial as you can. Try not to record everything that is said. The minutes of the meeting should be succinct and include a summary of the key events.
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The definition to the term. 1 . a fraudulent scheme used to make money beneficiary 2 . a request for payment from an insurance company claim 3 . the amount paid by the policyholder for insurance deductible 4 . the amount a person has to pay when making an insurance claim, with the remaining cost covered by the insurance company premium 5 . a person who receives the payment from a life insurance policy scam
Fraudulent scheme: A fraudulent scheme is a deception perpetuated by an individual or group with the goal of taking money or property from someone else. It is an illegal scheme created to defraud, mislead, or cheat others.
Request for payment from an insurance company claim: A request for payment from an insurance company claim refers to a request by an insured party or a third-party claimant for an insurance payout following an insured loss.The amount paid by the policyholder for insurance deductible: The amount paid by the policyholder for insurance deductible is the amount of money that an insurance policyholder must pay before the insurance company begins to cover the remaining costs.The amount a person has to pay when making an insurance claim, with the remaining cost covered by the insurance company premium: The amount a person has to pay when making an insurance claim, with the remaining cost covered by the insurance company premium refers to the amount an insured person must pay out of pocket for covered medical expenses or damages before their insurance coverage begins.A person who receives the payment from a life insurance policy scam: A person who receives the payment from a life insurance policy scam refers to a person who has been deceived into paying a life insurance premium or investing in a fraudulent life insurance policy and subsequently receives a payout that is either insufficient or does not exist.To learn more about insurance companies visit: https://brainly.com/question/25855858
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