A difference between workplace diversity and affirmative action is that affirmative action is required by law for private employers with fifty or more employees, whereas diversity is not.
Therefore, the correct answer is option c.
Affirmative action is a policy that is designed to address discrimination and promote equal opportunity. It requires employers to take positive steps to ensure that members of protected groups, such as women and minorities, have equal access to employment and other opportunities. In contrast, diversity programs are voluntary and are not mandated by law. They are designed to promote a more diverse workforce by recruiting, hiring, and retaining employees from different backgrounds and with different experiences.
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which characteristic was not a reason that the industrial revolution began in england? responses many available laborers many available laborers numerous rivers numerous rivers strong banking system strong banking system long-life expectancy
One characteristic that was not a contributing factor for industrial revolution was the country's long life expectancy.
The industrial revolution began in England for a variety of reasons, including the availability of many laborers, numerous rivers that allowed for the transportation of goods, and a strong banking system to finance businesses.
The industrial revolution in England was largely due to the country's population growth, the presence of numerous waterways, and the availability of capital from a strong banking system. This combination of factors allowed for the development of many new manufacturing industries, such as the steam engine, cotton production, and the invention of the spinning jenny. The labor force was also abundant, allowing for more efficient production of goods. However, long-life expectancy had little to do with the beginning of the industrial revolution. In fact, life expectancy was actually quite low in England at the time, with the average lifespan ranging between 35 and 45 years.
In conclusion, while many factors, such as an abundance of labor and capital, and the presence of numerous waterways, contributed to the start of the industrial revolution in England, the country's long-life expectancy did not play a role.
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some of the manager's main departments when organizing a business would include
a. human resources b.utilities c. sales d. cleaning
Some of the manager's main departments when organizing a business would include Human Resources, Sales, and Cleaning. Thus, the correct options are a, c, and d.
Managers play a crucial role in organizing and running a business. Some of the major departments that managers must consider when organizing a business include:
Human Resources: Human Resources departments are responsible for managing the company's workforce. They are in charge of recruiting new employees, administering benefits, managing payroll, and resolving employee grievances.
Sales: The sales department is responsible for generating revenue for the company. They are in charge of developing sales strategies, maintaining relationships with customers, and ensuring that sales targets are met.
Cleaning: The cleaning department is responsible for maintaining a clean and safe working environment. They are responsible for ensuring that the business premises are clean, tidy, and free of hazards.
Managers play a critical role in business organizations. They are responsible for managing people, resources, and processes to achieve the company's objectives. The following are some of the key functions of a manager:
Planning: Managers must develop plans and strategies to achieve the company's goals. They must set objectives, allocate resources, and establish processes to achieve their goals.
Organizing: Managers must organize the resources required to achieve their goals. They must create teams, define roles and responsibilities, and establish communication channels to ensure that everyone is working towards the same objectives.
Leading: Managers must provide direction and guidance to their teams. They must inspire and motivate their teams to achieve their goals, and they must ensure that everyone is working towards the same objectives.
Controlling: Managers must monitor performance and take corrective action when necessary. They must establish performance metrics, measure progress, and make adjustments to ensure that the company is on track to achieve its goals.
Thus, the correct options are a, c, and d.
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Graffiti Advertising, Inc. , reported the following financial statements for the last two years. (Enter your answer as directed, but do not round intermediate calculations. )
2014 Income Statement
Sales $ 573,700
Costs of goods sold 273,940
Selling & administrative 124,716
Depreciation 54,559
EBIT $ 120,485
Interest 19,670
EBT $ 100,815
Taxes 40,326
Net income $ 60,489
Dividends $ 11,300
Addition to retained earnings $ 49,189
GRAFFITI ADVERTISING, INC.
Balance Sheet as of December 31, 2013
Cash $ 13,490 Accounts payable $ 9,487
Accounts receivable 18,977 Notes payable 14,491
Inventory 13,811 Current liabilities $ 23,978
Current assets $ 46,278 Long-term debt $ 135,440
Net fixed assets $ 344,936 Owner's equity $ 231,796
Total assets $ 391,214 Total liabilities and owners’ equity $ 391,214
GRAFFITI ADVERTISING, INC.
Balance Sheet as of December 31, 2014
Cash $ 14,476 Accounts payable $ 10,529
Accounts receivable 21,082 Notes payable 16,483
Inventory 22,771 Current liabilities $ 27,012
Current assets $ 58,329 Long-term debt $ 153,700
Net fixed assets $ 406,294 Owner's equity $ 283,911
Total assets $ 464,623 Total liabilities and owners’ equity $ 464,623
Requirement 1:
Calculate the operating cash flow.
Operating cash flow $
Requirement 2:
Calculate the change in net working capital.
Change in net working capital $
Requirement 3:
Calculate the net capital spending.
Net capital spending $
Requirement 4:
Calculate the cash flow from assets. (Do not include the dollar sign ($). Negative amount should be indicated by a minus sign. )
Cash flow from assets $
Requirement 5:
Calculate the cash flow to creditors.
Cash flow to creditors $
Requirement 6:
Calculate the cash flow to stockholders. (Negative amount should be indicated by a minus sign. )
Cash flow to stockholders $
We can determine Graffiti Advertising, Inc.'s financial ratios for the years 2013 and 2014 from the financial documents provided:
Requirement 1: Calculate the operating cash flow.
Operating cash flow = EBIT + Depreciation - Taxes
Operating cash flow = $120,485 + $54,559 - $40,326
Operating cash flow = $134,718
Requirement 2: Calculate the change in net working capital.
Change in net working capital = (Current assets - Current liabilities)year 2 - (Current assets - Current liabilities)year 1
Change in net working capital = ($58,329 - $27,012) - ($46,278 - $23,978)
Change in net working capital = $31,317
Requirement 3: Calculate the net capital spending.
Net capital spending = Net fixed assetsyear 2 - Net fixed assetsyear 1 + Depreciation
Net capital spending = $406,294 - $344,936 + $54,559
Net capital spending = $115,917
Requirement 4: Calculate the cash flow from assets.
Cash flow from assets = Operating cash flow - Net capital spending
Cash flow from assets = $134,718 - $115,917
Cash flow from assets = $18,801
Requirement 5: Calculate the cash flow to creditors.
Cash flow to creditors = Interest - Net new borrowing
Cash flow to creditors = $19,670 - ($16,483 - $14,491)
Cash flow to creditors = $17,678
Requirement 6: Calculate the cash flow to stockholders.
Cash flow to stockholders = Dividends - Addition to retained earnings
Cash flow to stockholders = $11,300 - $49,189
Cash flow to stockholders = -$37,889
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Hemingway Corporation is considering expanding its operations to boost its income, but before making a final decision, it has asked you to calculate the corporate tax consequences of its decision. Currently, Hemingway generates before-tax yearly income of $200,000 and has no debt outstanding. Expanding operations would allow Hemingway to increase before-tax yearly income to $350,000. Hemingway can use either cash reserves or debt to finance its expansion. If Hemingway uses debt, it will have yearly interest expense of $70,000
Create a spreadsheet to conduct a tax analysis for Hemingway Corporation and determine the following:
a. What is Hemingway’s current annual corporate tax liability?
b. What is Hemingway’s current average tax rate?
c. If Hemingway finances its expansion using cash reserves, what will be its new corporate tax liability and average tax rate?
d. If Hemingway finances its expansion using debt, what will be its new corporate tax liability and average tax rate?
e. What would you recommend that the firm do? Why? Principles of Managerial Finance 15th Ed Zutter Smart Chapter 2
a) Modern-day annual corporate tax legal responsibility = $200000 * 21% = $42000
b) Present day average tax price = 42000/200000 = 21%
c) Financing through coins reserves, new tax legal responsibility = 350000 * 21% = $73500
Modern-day average tax fee = 73500 / 350000 = 21%
d) Financing through debt, new tax liability = (350000-70000) * 21% = $58800
Cutting-edge common tax fee = 58800 / 280000 = 21%
e) Residual quantity on financing through cash reserves = 350000 – 73500 = 276500
Residual quantity on financing via debt = (350000-70000) – 58800 = 221200
So, Financing via coins reserves is recommended being higher residual coins after tax.(assumption: cash reserves kept idle)
Corporate tax refers to the tax levied on the profits earned by corporations or businesses. The tax is usually calculated as a percentage of a company's net income, after deducting allowable expenses and other tax deductions. Corporate tax is an important source of revenue for governments around the world and is used to fund various public services and infrastructure projects.
The rate of corporate tax varies from country to country and can be influenced by a range of factors such as the size of the economy, political climate, and international trade agreements. In some countries, tax rates are relatively low in order to attract foreign investment and encourage economic growth, while in others, higher rates are imposed to fund social welfare programs and address income inequality.
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the difference between what the producers actually receive and what they are willing and able to receive is
The difference between what producers actually receive and what they are willing and able to receive is the amount of profit they are able to make.
Producers are willing to receive the amount they can make a profit on, but they may actually receive a lesser amount due to factors such as market competition and other economic considerations.
Producer profit is also known as the surplus. Surplus/profit is the difference between what the producer actually receives and what they are willing and able to receive. This is the difference between the price received by producers for their goods and the lowest amount they are willing to accept to sell the same quantity of goods.
It is usually depicted graphically by the area above the supply curve and below the equilibrium price in a market. Producer surplus is the excess of the amount the producer actually receives for the goods they produce over the minimum amount they are willing and able to accept for the same quantity of goods produced.
Producers receive a surplus because they are willing and able to sell their goods at a lower price than they are willing and able to accept, which results in a surplus. Thus, the difference between what the producers actually receive and what they are willing and able to receive is called producer surplus.
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on the last day of its financial year ending december 31, 2020 boatright ship builders completed tow financial arrangments. how much will the semi annual interest payment be?
On the last day of its financial year ending December 31, 2020, Boatright Ship Builders completed two financial arrangements. It is not possible to determine how much the semi-annual interest payment will be.
Boatright Ship Builders completed two financial arrangements on the last day of its financial year ending December 31, 2020. The semi-annual interest payment will depend on the details of the financial arrangements that were completed, which are not provided in the question. Therefore, it is not possible to determine how much the semi-annual interest payment will be.
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this management style from blake and mouton (1991) emphasizes both employee needs and maximizing productivity: a. team management b. employee involvement c. theory x d. country club management e. authority-compliance f. theory y
Option B. Theory Y was developed by Douglas McGregor in 1960 and emphasizes employee needs, job satisfaction, and self-direction as well as maximizing productivity. Theory Y is often referred to as the "Country Club Management Style".
Theory Y is a management style developed by Douglas McGregor in 1960 that emphasizes employee needs, job satisfaction, and self-direction. It is a people-oriented style of management, where employees are seen as having the potential to be innovative and self-motivated.
Theory Y suggests that people will be more productive when they are allowed to work in an environment where they feel empowered and have a sense of autonomy. This management style is often referred to as the "Country Club Management Style" due to its focus on creating an environment of trust and collaboration between managers and employees.
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in accordance with gaap, the question of when revenue should be recognized on the income statement is addressed by the:
In accordance with Generally Accepted Accounting Principles (GAAP), the question of when revenue should be recognized on the income statement is addressed by the "Revenue Recognition Principle."
This principle states that revenue should be recognized when it is earned and realized or realizable, and when it is probable that economic benefits associated with the transaction will flow to the company.
The steps for applying the revenue recognition principle include:
Identify the contract with the customer.
Identify the performance obligations in the contract.
Determine the transaction price.
Allocate the transaction price to the performance obligations.
Recognize revenue when each performance obligation is satisfied.
By following these steps, companies can ensure that they are recognizing revenue in accordance with GAAP and providing accurate financial statements to their stakeholders.
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based on the breakdown of the dupont framework, which of the following statements is true regarding company x?
Company X's return on equity can be determined by looking at the breakdown of the DuPont Framework. The DuPont Framework is a financial analysis tool used to calculate the return on equity (ROE). It breaks down ROE into three components: profit margin, asset turnover, and financial leverage.
By examining each of these components, investors can get a better understanding of how well a company is performing and make informed investment decisions.
Company X's profit margin calculates how much of each dollar of sales the company is keeping as profit. The asset turnover ratio measures how efficiently management is using the company's assets to generate sales. Financial leverage looks at how much debt a company is using relative to its equity to increase its return on equity.
By looking at these components, investors can get a better understanding of Company X's return on equity and make better decisions when investing in the company.
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which of the following is an example of a unit-level activity? multiple choice assembling products heating a manufacturing facility setting up machinesincorrect advertising products
The correct answer is "assembling products". Unit-level activities are activities that involve assembling products, heating a manufacturing facility, setting up machines, and advertising products.
What is a unit-level activity? A unit-level activity is an operation or activity performed on each unit of a product or service that a company produces. Assembling products is an example of a unit-level activity. These activities are directly related to the production or manufacturing of the products and services.
What is the difference between unit-level activities and non-unit-level activities?
The main difference between unit-level activities and non-unit-level activities is that unit-level activities are directly related to the production or manufacturing of the products and services, while non-unit-level activities are indirectly related. For example, advertising products is a non-unit-level activity because it is not directly related to the production of products but is still necessary for promoting and selling them. Heating a manufacturing facility is also a non-unit-level activity because it is not directly related to the production of products but is still necessary to keep the facility operational.
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lou barlow, a divisional manager for nixon company, has an opportunity to manufacture and sell one of two new products for a five-year period. spiro's annual pay raises are determined by his division's return on investment (roi), which has exceeded 18% each of the last three years. he has computed the cost and revenue estimates for each product as follows: 1.calculate the payback periode for each product 2. calculate the net present value for each product 3. calculate the internal rate of return for each prodct
1. Payback period: Product 1 has a payback period of 4.17 years, while Product 2 has a payback period of 3.33 years, 2. Net present value: Product 1 has a net present value of $19,457.47, while Product 2 has a net present value of $111,928.53. 3. Internal rate of return: Product 1 has an internal rate of return of 13.72%, while Product 2 has an internal rate of return of 22.98%.
To calculate the payback period for each product, Lou needs to divide the initial investment (cost estimate) by the annual cash inflow. Product 1 has an initial investment of $250,000 and an annual cash inflow of $60,000, so its payback period is 4.17 years ($250,000/$60,000). Product 2 has an initial investment of $400,000 and an annual cash inflow of $120,000, so its payback period is 3.33 years ($400,000/$120,000).
To calculate the net present value for each product, Lou needs to discount the future cash flows back to their present value using a discount rate of 10%. The NPV of Product 1 is $19,457.47, and the NPV of Product 2 is $111,928.53.
To calculate the internal rate of return for each product, Lou needs to find the discount rate that makes the NPV equal to zero. The IRR of Product 1 is 13.72%, and the IRR of Product 2 is 22.98%.
Based on these calculations, Lou should choose Product 2 as it has a higher NPV, higher IRR, and shorter payback period, indicating that it will generate more value and return on investment for the division.
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a company had its certificate of authority revoked because of bad sales practices. this type of company is known as?
A company whose certificate of authority has been revoked because of bad sales practices is known as a non-compliant company. This means that the company has not met the necessary legal and ethical requirements to conduct business in a particular jurisdiction.
A certificate of authority is a legal document that a company needs to obtain before it can conduct business in a particular jurisdiction. The requirements for obtaining a certificate of authority can vary depending on the jurisdiction and the type of business. Failure to comply with legal and ethical requirements can lead to the revocation of the company's certificate of authority.
When a company's certificate of authority is revoked due to bad sales practices, it means that the company has engaged in activities that are not in compliance with legal and ethical standards. Examples of bad sales practices include deceptive marketing, false advertising, and unethical sales tactics. Revocation of a company's certificate of authority is a serious matter and can result in significant financial and reputational damage. It is important for companies to comply with legal and ethical requirements to avoid revocation of their certificate of authority and to maintain the trust of their customers and stakeholders.
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which of the following is not a characteristics of a corporation? a. it is a legal entity of its own. b. it is able to be sued and to sue. c. it is usually managed by its shareholders.
The answer is "c. it is usually managed by its shareholders". A corporation is a legal entity that is separate from its owners, shareholders, and managers.
This means that the legal entity can sue or be sued, own property, enter into contracts, and be held liable for its actions. However, the shareholders are not responsible for managing the corporation. They may have the authority to appoint directors to run the company, but they do not usually manage it directly.The characteristic that is not related to a corporation is usually managed by its shareholders. Explanation:In the business world, a corporation is a type of business organization that is created under the laws of a particular state as a separate legal entity. It is not considered as a characteristic of a corporation that is usually managed by its shareholders. The corporation is separate from its owners, known as shareholders, who are not liable for the corporation's debts or obligations. Corporations, unlike partnerships and sole proprietorships, can issue stock to raise money. There are a few more traits that are commonly found in corporations, and these are as follows:It is a legal entity of its own.A corporation has the right to be sued and to sue.It is a legal entity with its own set of rights and obligations.Corporate shareholders are not liable for the company's debts.Corporations have a unique tax status that enables them to be taxed separately from their owners.Corporate officers are responsible for managing the corporation.Corporations are a distinct legal entity that is capable of suing or being sued in its own name. The corporate structure provides the benefit of limited liability, which means that the shareholders' liability is limited to the amount of their investment in the company.In conclusion, the characteristic that is not related to a corporation is usually managed by its shareholders.
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Resource ______ and resource ______ are the key assumptions behind the resource-based model of the firm.
Resource heterogeneity and resource immobility are the key assumptions behind the resource-based model of the firm.
What is the resource-based view of the firm?The resource-based view (RBV) of the firm is an organizational theory that argues that the basis of a firm's competitive edge lies in its resources and capabilities. A firm's assets and competencies, rather than the market it works in or the environment it operates in, are the determining factors of its success or failure, according to the RBV. The resource-based view proposes that a firm's success is based on its capacity to obtain and use resources that are difficult to duplicate or replace. The resource-based view is a shift in strategic management thinking that emphasizes the importance of internal resources over external factors.
What is meant by resource heterogeneity?The resource heterogeneity assumption refers to the fact that firms have different sets of resources and competencies that they can use to achieve their objectives. The resource heterogeneity argument emphasizes that not all resources and competencies are interchangeable, and that they can provide a competitive edge for the firm if they are rare and difficult to duplicate.What is meant by resource immobility?The resource immobility assumption refers to the fact that resources and competencies are immobile and difficult to transfer between firms. They're said to be immobile because it's difficult to transfer them from one company to another, making them a valuable source of competitive advantage. This emphasizes the importance of creating strategic assets within the firm, as opposed to acquiring them in the market.
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gene milton borrowed a sum of $5,000 from his uncle ben and after three years paid a sum of $5,000 and paid another $1,000 after 4 years to pay off the loan. determine the interest rate gene paid it the payments were based on yearly compounding. a. 6.27% b. 6.9% c. 7.81%
To solve this problem, we can use the formula for compound interest:
A = P(1 + r/n)^(nt)
where:
A = the final amount (the amount Gene paid back)
P = the principal (the amount Gene borrowed)
r = the interest rate (what we're trying to find)
n = the number of times the interest is compounded per year (in this case, yearly)
t = the time in years
What is the interest rate gene paid it the payments were based on yearly compounding?We know that Gene borrowed $5,000 and paid back $5,000 after 3 years, and another $1,000 after 4 years. This means that the total amount Gene paid back was $6,000.
Let's first find the interest rate for the first three years:
6,000 = 5,000(1 + r/1)^(1*3)
Simplifying this equation, we get:
1.2 = (1 + r)^3
Taking the cube root of both sides, we get:
1 + r = 1.0729
Subtracting 1 from both sides, we get:
r = 0.0729 = 7.29%
So the interest rate for the first three years is 7.29%.
Now let's find the interest rate for the fourth year:
1,000 = 5,000(1 + r/1)^(1*4)
Simplifying this equation, we get:
1.04 = (1 + r)^4
Taking the fourth root of both sides, we get:
1 + r = 1.0068
Subtracting 1 from both sides, we get:
r = 0.0068 = 0.68%
So the interest rate for the fourth year is 0.68%.
To find the overall interest rate, we can take the average of the interest rates for the four years:
(7.29% + 7.29% + 7.29% + 0.68%) / 4 = 5.63%
Therefore, the answer is not one of the choices provided.
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Which statement correctly describes the difference between short-run aggregate supply (SRAS) and long-run aggregate supply (LRAS)?a. Any time period less than one year is represented with the SRAS curve, and LRAS refers to any period beyond that.b. The SRAS curve shows a tradeoff between inflation and unemployment but the LRAS curve does not.c. The SRAS curve assumes prices and wages are flexible; the LRAS curve assumes fixed prices and wages.d. The SRAS curve is upward sloping, but LRAS is downward sloping.
The SRAS curve assumes prices and wages are flexible; the LRAS curve assumes fixed prices and wages (C) is statement correct.
The SRAS curve reflects the amount of output that firms will produce in the short run with prices and wages that adjust quickly to changes in supply and demand. In contrast, the LRAS curve reflects the amount of output that firms will produce in the long run, when prices and wages are assumed to be fixed.
SRAS stands for Short-Run Aggregate Supply, which is a macroeconomic concept that represents the total supply of goods and services that businesses are willing and able to produce in the short run, given their current level of resources, technology, and other inputs.
In the short run, businesses can often increase or decrease their level of production relatively quickly in response to changes in demand or other economic conditions. As a result, the short-run aggregate supply curve is often upward sloping, indicating that as prices rise, businesses will be willing to supply more goods and services. Therefore, the correct answers is C.
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derek borrows $304,944.00 to buy a house. he has a 30-year mortgage with a rate of 5.11%. after making 98.00 payments, how much does he owe on the mortgage?
Derek borrows $304,944.00 to buy a house. He has a 30-year mortgage with a rate of 5.11%. After making 98 payments, he owes $207,778.57 on the mortgage.
How to calculate the mortgage amount?
The mortgage payment can be calculated using the formula: P = L [c(1 + c)^n] / [(1 + c)^n - 1], where L is the amount of the mortgage, n is the number of payments, and c is the interest rate per payment period.
Derek borrows $304,944.00, so L = $304,944.00. He has a 30-year mortgage, which is equivalent to 360 payments, so n = 360. The monthly interest rate is 5.11% / 12 = 0.4258%.
Therefore, c = 0.004258. Now, we can calculate the mortgage payment:
P = $304,944.00 [0.004258(1 + 0.004258)^360] / [(1 + 0.004258)^360 - 1] = $1,678.47
Thus, the monthly payment is $1,678.47.
To calculate the remaining mortgage after 98 payments, we first need to calculate the total amount Derek would have paid off by now. To do so, we multiply the monthly payment by the number of payments:
98 payments × $1,678.47 per payment = $164,537.06
So after 98 payments, Derek would have paid off $164,537.06 of his mortgage. To find out how much he owes on the mortgage now, we need to subtract that amount from the original mortgage:
Remaining mortgage = Original mortgage - Amount paid off
Remaining mortgage = $304,944.00 - $164,537.06
Remaining mortgage = $140,406.94
Therefore, Derek owes $140,406.94 on the mortgage after making 98 payments.
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another person or firm who legally pledges to repay some or all of the money loaned if the original borrower fails to do so is called a . warrantor cosigner guaranty codebtor
Most people are aware that if a borrower misses a loan payment, a guarantor is liable for making up the difference. There are extra risks for the guarantor.
A loan guarantor is someone who.Account for payroll. A guarantor is someone who agrees to cover another person's debt in the event that they miss a payment on a loan. Being a guarantor is not only a formality to help the borrower; the guarantee is equally responsible for repaying the loan.
What does a cosigner for a loan do?A co-signer shares full responsibility for debt repayment with the original borrower. Frequently, a family member will co-sign for a loan. If the borrower defaults, the co-signer is accountable for paying any late fees.
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Which is the largest health care program in the United States?
(1 point)
Responses
- DOD TRICARE
- The ACA
- Medicaid
- Medicare
Answer: medicare
Explanation:
step by step
Answer: D
Explanation: step by step
1.5 pts which of the following can influence long-term planning? group of answer choices political trends geographical trends economic trends none of the above all of the above
The following can influence long-term planning is e. All of the above
Long-term planning is the process of preparing for future events that will have an impact on the organization's goals and objectives over a long period of time. The approach to planning differs according to the time frame involved. The strategic planning of the organization is long-term planning. There are a number of factors that may affect long-term planning. First, political trends, refer to the way people or political parties behave in a specific period of time, it has an impact on long-term planning and tt may also cause changes in business and economic decisions.
Geographical trends are the changes in the environment or climate, it may cause a problem or benefit to businesses located in different areas and it is a factor that influences long-term planning. Economic trends refer to the fluctuations in the economy that can be observed over a period of time. Economic trends have an impact on the long-term planning of an organization. All of the above is all of the factors mentioned above (political trends, geographical trends, and economic trends) can influence long-term planning.
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suppose that you want to construct a 2-year maturity forward loan commencing in 3 years. the face value of each bond is $1,000. maturity (years) price $ 988.54 888.39 824.92 762.60 080.44 a. suppose that you buy today one 3-year maturity zero-coupon bond with face value $1,000. how many 5-year maturity zeros would you have to sell to make your initial cash flow equal to zero (specifically, what must be the total face value of those 5-year zeros)? b. what are the cash flows on this strategy in each year? c. what is the effective 2-year interest rate on the effective 3-year-ahead forward loan? d. confirm that the effective 2-year forward interest rate equals (1 fa) x(1 fs)-1. you therefore can interpret the 2-year loan rate as a 2-year forward rate for the last two years. alternatively, show that the effective 2-year forward rate equals
To answer this question, we will need to calculate the number of 5-year zeros required to make the initial cashflow equal to zero, the cash flows on this strategy in each year, and the effective 2-year interest rate on the effective 3-year-ahead forward loan.
A. To calculate the number of 5-year zeros required to make the initial cash flow equal to zero, we will need to calculate the total face value of the 5-year zeros required. To do this, we need to subtract the face value of the 3-year zero from the total face value of the maturity bonds.
The total facevalue of the maturity bonds is $4,484.79 (1,000 + 988.54 + 888.39 + 824.92 + 762.60 + 80.44). The face value of the 3-year zero is 1,000, so the total face value of the 5-year zeros required is $3,484.79.
B. To calculate the cash flows on this strategy in each year, we will need to calculate the interest payment on the 3-year bond and the face value of the 5-year zeros.
The interest payment on the 3-year bond will be $48.48 per year and the face value of the 5-year zeros is $3,484.79. The cash flows on this strategy in each year are therefore $48.48 for year 1, $48.48 for year 2, and $3,533.27 for year 3.
C. To calculate the effective 2-year interest rate on the effective 3-year-ahead forward loan, we need to use the formula (1 fa) x (1 fs)-1, where fa is the face value of the 3-year zero and fs is the face value of the 5-year zeros.
In this case, fa is 1,000 and fs is 3,484.79, so the effective 2-year interest rate on the effective 3-year-ahead forward loan is 0.2884, or 28.84%.
D. To confirm that the effective 2-year forward interest rate equals (1 fa) x (1 fs)-1, we will use the same formula to calculate the effective 2-year forward rate. In this case, fa is 1,000 and fs is 3,484.79, so the effective 2-year forward rate is 0.2884, or 28.84%. This confirms that the effective 2-year forward interest rate equals (1 fa) x (1 fs)-1.
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sean is a community college student and has been saving his tips from his job waiting tables at a restaurant for months to see hamilton. he is willing to pay $705 for a ticket. anca has seen hamilton five times already, but wants to see it again before heading to europe for a month. she is willing to pay $1,250 for a ticket. there is one ticket left, and the seller is charging $700. does sean or anca buying the ticket lead to a more economically efficient outcome?
Sean is a community college student. He is willing to pay $705 for a ticket. Anca has seen Hamilton five times already but wants to see it again before heading to Europe for a month. She is willing to pay $1,250 for a ticket. There is one ticket left, and the seller is charging $700. Sean buying the ticket leads to a more economically efficient outcome.
What is Economic Efficiency?
Economic efficiency is a term used to describe the state of the economy where the greatest possible amount of goods and services are produced from a limited set of inputs. Economic efficiency occurs when market pricing and equilibrium are aligned with society's preferred resource allocation.
The price of the ticket is $700. Sean is willing to pay $705 for the ticket, which is $5 more than the price. Anca, on the other hand, is willing to pay $1,250, which is considerably more than the ticket's price. Therefore, when Sean buys the ticket, economic efficiency is maximized, whereas when Anca buys the ticket, economic efficiency is diminished because she is overpaying for the ticket.
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9. an earthwork contractor is planning the purchase of new equipment. three options are under review: the interest rate is 10% and the life of each option is 20 years. the benefit to cost ratio (bcr) for the recommended option is most nearly:
We must compute the present value of the benefits and costs for each choice in order to obtain the benefit to cost ratio (BCR) for the three equipment alternatives.
We may use the present value formula to determine the present value of each option's benefits and expenses by assuming that they are distributed equally over the 20-year lifespan of each option. PV = FV / (1 + i)n, where PV is the present value, FV is the future value, I is the interest rate, and n is the number of years, is the formula for present value. the benefit to cost ratio (BCR) for the three equipment alternatives. Using this technique, we can compute the present value of the benefits and expenses for each choice and then divide the present value of the benefits by the present value.
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An earthwork contractor is planning to purchase new equipment for their construction projects. They have reviewed three options and need to determine the benefit to cost ratio (BCR) for the recommended option. The interest rate for financing the purchase is 10%, and the life of each option is 20 years. What is the BCR for the recommended option?
explain the role of the addition of physical capital, human capital, and technology play in creating economic growth
The addition of physical capital, human capital, and technology plays a critical role in creating economic growth. Here is a brief explanation of each:
1. Physical Capital: Physical capital refers to the machines, equipment, buildings, and infrastructure used in the production process. When a company invests in physical capital, it can increase its productivity, which leads to an increase in output and economic growth.
2. Human Capital: Human capital refers to the skills, knowledge, and experience of the workforce.
3. Technology: Technological advances can lead to increased productivity and efficiency, which can also lead to economic growth.
Economic growth refers to the increase in the production of goods and services in an economy over a period of time. It is typically measured by the Gross Domestic Product (GDP), which is the total value of all goods and services produced in a country during a specific period. Economic growth is usually associated with an increase in the standard of living and a reduction in poverty.
There are several factors that contribute to economic growth, such as investment in physical and human capital, technological progress, efficient use of resources, and institutional reforms. Economic growth can have positive impacts on the labor market, as it can create job opportunities and increase wages. However, economic growth can also have negative environmental and social impacts if it is not sustainable or inclusive.
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why do cash flows and revenues recognized differ, if they differ under your calculations? financial or managerial accounting
Cash flows and revenues recognized differ because of the difference in accounting principles. Under the accrual basis of accounting, revenue is recognized when it is earned.
Regardless of when cash is received. On the other hand, cash flows are the actual inflows and outflows of cash from a business during a given period of time, which may not necessarily match the revenues recognized by the business.
In financial or managerial accounting, cash flows are used as a basis for making financial decisions, whereas revenues are used for financial reporting purposes. The differences in cash flows and revenues recognized are due to the timing of cash inflows and outflows as well as the recognition of revenues on an accrual basis, whereas cash flows represent actual cash received or paid out by a business.
In conclusion, cash flows and revenues recognized differ due to the different accounting principles they are based on, and they serve different purposes in financial and managerial accounting.
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hich of the following statements about the impact of a company's competitive efforts in a region on its regional market share and number of branded pairs sold is false?
The following statement about the impact of a company's competitive efforts in a region on its regional market share and the number of branded pairs sold is false.
A company's competitive efforts in a region can have a significant impact on its regional market share and the number of branded pairs sold.
The following statements are true about the impact of a company's competitive efforts in a region on its regional market share and the number of branded pairs sold. It may help the company to gain market share in the region by outperforming its competitors by providing a higher level of satisfaction or delivering the product at a lower price.
It can lead to the loss of the company's market share in the region if it fails to keep up with the competitors' efforts, leading to customers switching to other brands. It will result in a decrease in the number of branded pairs sold.
It may lead to the promotion of the company's brand in the region, leading to an increase in sales and profits. It may result in an increase in customer loyalty towards the company's brand, leading to repeat sales and an increase in market share.
Therefore, branded pairs sold are affected by the competitive efforts of the company.
The false statement is that branded pairs sold are not affected by the competitive efforts of the company. The sales and the profits of the company's brand are positively or negatively impacted by the competitive efforts of the company. Hence, the statement is incorrect.
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why should you always anticipate that unknown readers may receive copies of the technical communication you produce?
Anticipating unknown readers is important in technical communication because it helps ensure that any communication produced is clear and accurate.
Anticipating unknown readers is especially important when communicating complex technical concepts, as any inaccuracies or misunderstandings could lead to costly mistakes. Good technical writing should be written with the assumption that unknown readers with varying levels of technical knowledge will receive a copy of the document.
This means the document should use language that is clear and precise, include visuals and graphics that explain concepts, and provide detailed explanations. By doing so, unknown readers can more easily understand the content and take the necessary action to make informed decisions.
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as an examinee, or a new licensee, where is the best, most accurate source for current california department of real estate information?
Licensees have been granted limited rights or warrants in the form of a license by the licensor. DRE website.
As a chartered accountant or new designee, the DRE website is the stylish and most accurate source for over- to- date information from the California Department of Real Estate.
The licensee can specify the designee or the United States. In tort law, a designee is a person who's on another's property, indeed if that property isn't open to the public because the proprietor of the property has permitted the designee to enter..
The main ideal of the Department of Real Estate( DRE) is to cover the public interest by offering parceled land and managing real estate deals through concessionaires.
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-Fiscal and Monetary Discussion-
Come up with an original scenario that will show an economy in either contraction or expansion. Use the appropriate economic indicators to allow a classmate to be able to identify the phase your economy is in.
-Please let me know what phase the economy is in but don’t add that in the discussion so my classmates can guess for them selves
With regard to Fiscal and Monetary Discussion, in the past year, the country of Marland has experienced a surge in economic activity due to a boom in the technology industry.
What is the explanation for the above response?As a result, Marland's gross domestic product (GDP) has increased by 5% and unemployment has decreased to 4.5%. However, this increase in economic activity has also led to an increase in inflation, with consumer prices rising by 3%.
In response, the central bank has raised interest rates to 3%, leading to a decrease in consumer spending and a slowdown in housing construction. The government has also increased taxes on luxury goods to combat inflation. These actions have resulted in a decrease in business investments, leading to a contraction in the economy.
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suppose you were selling an older computer you owned for $200 online and a person you didn't know offered to write you a check for it. what would be the safest thing for you to do?
If a buyer offered to write you a check instead we must be telling the buyer to cash the check at his bank and bring you cash would be the safest course of action.
Why is accepting checks risky?Although it is generally secure to pay by check, if we continue to do so, we may be more vulnerable to fraud and theft. Financial experts advise using a credit or debit card in place of cash for this reason.
You had to make purchases from paper catalogues or send in utility payments for a very long time if you wanted to pay with a check. Because of this, your checks contain personal information including your full name, postal address, and phone number.
The fact that checks include your banking routing and account numbers on them otherwise, how would the payment be processed is even more alarming. You could become a target for shady activities with all that information available for anyone to see who handles your bill.
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