13. Why will the New York times not use the word "torture" when Americans are torturing people but have no
problems using this word to describe the actions of the Chinese?
14. What did early Polio researchers think might have caused Polio and why? What was the matter with this?
15. As the 1980's came to a close, what did most people think would happen to the crime rate of the United States?
Why?
16. Why did Police Forces say that the crime rate went down in the 1990's?
17. What surprising reason does economist Steven Levitt put forward as the real reason that crime rates went down
in the 1990's? What does he use to support this idea?
18. What did Steven Levitt learn about incentives when he tried to potty train his daughter?

Answer:

Question 1

Revenue is:

Answer: The amount of money a company makes from sales

Question 2

The average price of a gallon of milk increased from $3.00 last year to $3.50 this  year. This is most likely due to ...

Answer: Inflation

Question 3

Which interest-bearing account is best for people who won’t need access to their  money for several months or longer?

Answer: Certificate of Deposit

Question 4

Why would you put money into a savings account?

Answer: To earn interest on your money

Question 5

What is the first step you should take when you want to open a savings account?

Answer: Review the different account options that your bank offers

Question 6

Aaron wants to open a savings account. Which account will grow his money the  most?

Answer: Account 1 - Interest rate 2%, Interest compounded daily (I'm not sure on this one)

Question 7

A loss is when:

Answer: Revenue is less than expenses

Question 8

Your sister is looking for a way to increase the amount of interest she is earning on  her savings account. What should she do?

Answer: Deposit money into her savings account each month

Question 9

What is required when opening a checking account?

Answer: An Initial Deposit

Question 10

Which of the following best describes deflation?

Answer: An increase in the cost of goods and services

Selecting a bank and giving it the required documentation, such as identification and proof of address, is required in order to create an account.

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The total number of months needed to pay off the loan is 4.

It is a mathematical assertion that two algebraic expressions have equal symbols.

From her brother, Farrah took a loan for $155.

She's already returned $15.

She intends to repay the loan with a monthly payment of $35.

Let 'x' be the period of time needed to pay off the debt.

So, we get an equation,

35x + 15 = 155

⇒ 35x + 15 = 155

⇒ 35x = 155 - 15

⇒ 35x = 140

⇒ x = 4.

Consequently, the appropriate choices are:

35x + 15 = 155

35x = 155 - 15

It will take 4 months to pay off the debt.

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A transaction in which a new life insurance policy is purchased and an existing life insurance policy is surrendered is called replacement. When a life insurance policy is cancelled, the policyholder is assessed a fee known as a surrender charge.

The expense of retaining the insurance policy on the insurance provider's books is covered by the fee. A "surrender fee" is another name for a surrendered charge. The amount a policyholder actually receives if they attempt to access a policy's cash value is known as the surrender value. The surrender cash value and, in the case of annuities, the annuity surrender value are further names for the concept. When a life insurance policy is surrendered, it is cancelled and the owner is paid the surrender value.

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A substantial financial loss would most likely decrease a person’s net worth for at least the next 6 months.

There are a number of events that could lower someone's net worth for at least the upcoming six months, but the event that would probably have the biggest impact would be a substantial financial loss.

Financial loss is harm to one's finances sustained by one or more persons as a result of a subpar service rendered by an organization. The loss is not directly linked to property or personal damage.

Significant financial loss can take the following forms:

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If budget is something you want to do, prepare a plan for how you'll make it happen. For instance, you must set aside time and implement procedures that will make the budget-making process easier.

An essential stage in creating a budget is estimating the overall income and expenses for the new fiscal year. For further analysis, this value may then be split up into several intervals, such as quarter and months.

Each budget is modified to accommodate the current financial state of the company. Below are some examples of simple budgets: Red flag budget is another name for this spending plan. The business has developed a fundamental budget.

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The statement above is true. The stock market has had positive return 10% annually in the past of 90 years.

A stock market in economic and business also called as equity market, or also share market. A stock market generally can be defined as the aggregation of sellers and  buyers of stocks such as securities listed on a public stock which represent ownership claims on businesses. In the stock market, A positive return generally can be described as the project or business you invested in generates more money than you put into it.

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An opportunity is a fortunate set of circumstances that results in request for a new product , service, or business. An idea is a feeling, a sensation, or a notion.

A product is the name for the thing that will be sold. A product can be either a business or an item. It might manifest as anything tangible, digital, or cybernetic. The price will be charged is influenced by the location, company quality, the market, and the target market.

A product is any good but rather service you provide to meet a customer's needs or desires. Both actual and virtual ones exist. Products that can be used again are referred to as physical products.

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In the US, investments in renewable energy increased by 308% between 2005 and 2018.

Renewable power is generated from resources that are obviously renewed throughout the course of a human lifetime. It is made up of resources including sunshine, wind, water movement, and geothermal heat. Many renewable energy sources are sustainable, but not all of them. For instance, certain biomass resources are deemed unsustainable at the rate at which they are being used.

Renewable energy commonly supplies energy for stand-alone energy systems, air and water heating/cooling, and electricity technology for a grid. Initiatives in renewable energy technologies are often large-scale, but they may also be ideal for rural, distant, and underdeveloped places, where power is frequently essential for human growth. Renewable energy is frequently used in conjunction with comparable electrification, which has a number of advantages energy may efficiently flow heat or devices and is easy on the factor of intake. Furthermore, electrification using renewable energy is more effective and, as a result, causes significant drops in the demand for electricity.

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Note : The correct question would be as bellow,

Experts estimate that for the us to reach 100% renewable energy in 2050, it will require $7.8 trillion. calculate the percent change this would represent from the 2018 investment level of $46.5 billion.

Do your research, diversify your investments, and develop a strategy are 3 tips for investing.

1. Do your research: Researching investments and understanding the risks involved is essential for success. You should research the type of investment, the company involved in the investment, the industry trends and any other information that could have an impact on the success of the investment.

2. Diversify your investments: Diversification is key to risk management. You should diversify your portfolio by investing in different asset classes, such as stocks, bonds, mutual funds, exchange-traded funds (ETFs), and real estate. Each asset class carries different levels of risk and returns, and diversification helps to reduce risk and maximize returns.

3. Develop a strategy: Developing a strategy is key to successful investing. You should determine your investment goals, timeline, and risk tolerance before making any investments.

You should also develop a plan for how to manage your investments, including when to buy and sell, as well as how to monitor your investments for any changes in the market. Following a strategy can help you stay on track with your investing goals.

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A database is a collection of organized tables. Each table is a collection of related records. Each record gives information about one item and is made up of many fields.

A list of the transactions that took place over a given time period is provided in a summary report produced by a MIS. Data mining is the analysis and investigation of vast volumes of data with the goal of identifying important patterns or trends.

A file, or group of files, is used to hold a database. It is possible to separate the data in these files into records, each of which has one or more fields.

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Unsecured loans let you borrow money outright whereas secured loans call for you to pledge something valuable you possess as collateral in the event that you are unable to repay the loan (after the lender considers your financials).

Secured bank loan:

A secured loan is one that is supported by property. Mortgages and auto loans are the two most popular forms of secured loans, and in both cases, your home or vehicle serves as collateral. Nevertheless, in reality, collateral might be any kind of financial asset you possess. The bank may also take your collateral as payment if you default on your loan.

Unsecured bank loan:

No collateral is needed for an unsecured loan, but you will still be charged interest and occasionally fees. Student

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Answer:

a secured loan requires a collateral and an unsecured loan does not

Explanation:

Correct on Odyssey

A) This nurse doesn't have enough money to invest in a hedge fund. She ought to be informed that these are investments with low regulation and high risk that are only suitable for wealthy and experienced investors.

When it comes to redemption, a fund of hedge funds will follow the same guidelines. The most crucial information to disclose to a client is the investor's inability to easily exit the investment.

ETFs are subject to market risk, whereas ETNs are subject to both the investment bank issuing the ETN's credit risk and market risk. The credit risk issue is not irrelevant in light of the rapid collapse of the banking structure during the 2008 financial crisis. Banks do break up.

The nurse does not meet these requirements, but an investor who is "accredited" earns at least $200,000 per year or has a $1 million net worth.

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Full Question = A nurse working in a medical practice who earns $40,000 per year has a liquid net worth of $60,000. She overhears some of the doctors in her office talking about hedge funds and is interested in using her cash funds to make an investment. She should be informed that hedge funds are:

I high risk securities

II high return securities

III only available to accredited investors

IV like mutual funds

A. I and III

B. I and IV

C. II and III

D. II and IV

Long-term growth in the production of products, or, to say it another way, increases in the production capacity of goods and services, crucially depend on capital goods.

if there is a surplus of capital goods, it may cause consumption to decline. Production is the process of combining multiple inputs, both immaterial (such as plans or information) and material (such as metals, wood, glass, or plastics). In an ideal world, this output would be a product or service that is beneficial to individuals and has value. Production theory is the economics branch that concentrates on production; it is closely related to the consumption (or consumer) economic theory. Employing the original inputs productively leads to the production process and output (or factors of production). Land, labour, and capital are regarded as the three major production factors and are referred to as primary producer services or commodities. Both the output process and the final product do not considerably change these essential inputs or turn them into integral parts of the final product. Materials and energy are categorized as secondary elements in classical economics since they are products of land, labour, and capital.

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The following descriptive accounts of other cultures in order from first to most recent Herodotus journeys across Egypt, Persia, and what is now Ukraine. On the Silk Road, Marco Polo travels from Italy to China.

The original definition was put forth in 1871 by British anthropologist Sir Edward Tylor. He declared: "Culture or civilization. is that complex whole which comprises knowledge, belief, art, law, morals, custom, and any other abilities and habits gained by man as a member of society." The technique of culture was established to acquire that knowledge in accordance with particular methodological principles, the most significant of which is participant-observation anthropologist fieldwork. Years of discussion and practice have led to the understanding of anthropology and ethnography that exists today. One of the most distinctive methods anthropologists use to investigate how people live in society is fieldwork.

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Answer: For centuries, people such as explorers, missionaries, and other travelers have provided accounts of the cultures they encountered during their travels. Anthropologists later adopted a more formalized approach to studying these cultures, through the use of systematic data collection and analysis techniques. They studied various aspects of human societies and cultures, including social, cultural, physical and linguistic characteristics, as well as the history and prehistory of the groups of people they studied. This approach helped to provide a more comprehensive understanding of the diversity of human cultures and societies around the world.

The inflation rate is the percentage change in the price level of goods and services over a certain period in this case, the increase in the level from 120 to 130 indicates an inflation rate of 8.33%.

This is calculated by taking the difference between the two numbers (in this case, 10) and dividing it by the original number (120), and then multiplying by 100.

130-120/120=10/120

1/12×100=8.33

Inflation is an important economic concept, as it can have a significant impact on the cost of living. When prices increase too rapidly, it can cause economic hardship for households and businesses, as they are forced to pay more for goods and services.

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Answer:

The development of regulatory mechanisms in the banking industry has been an ongoing process to ensure the stability and integrity of the financial system.

Explanation:

This includes the implementation of rules and guidelines for banks to follow, as well as the establishment of independent agencies to monitor and enforce compliance. Some examples of regulatory mechanisms in banking include the Basel Accords, which set international standards for bank capital and liquidity, and the Dodd-Frank Wall Street Reform and Consumer Protection Act, which introduced stricter regulations on banks in the wake of the 2008 financial crisis. The goal of these regulatory mechanisms is to protect consumers and investors, prevent financial fraud and abuse, and maintain the overall stability of the banking system.

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Glenda is Exempt from the license law.

A non-licensed person working for the State of Oregon or one of its governmental subdivisions on a salary and engaged in professional real estate activities as part of their job. The owners of real estate as well as their employees are excluded from the law.

See the Act's Section 5-20(1). Therefore, real estate owners and their staff are not required to have a license in order to advertise the sale or rental of their property or to negotiate estate contracts and leases.

An administrative decision by the Authorities that neither authorization from the Authority is necessary to carry out an activity that otherwise needs authorization is referred to as a license exemption.

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Option (b) Import and export regulations is a governmental challenge of operating in the digital world.

With the rise of e-commerce and digital trade, companies may face a variety of regulations governing the import and export of goods and services across different countries. These regulations can include tariffs, quotas, and other trade barriers that can make it difficult for companies to operate in certain markets. Additionally, different countries may have different laws and regulations regarding data privacy, intellectual property, and other digital issues, which can further complicate international trade in the digital world. In the digital world, it is easy for digital content and products to be copied, shared, and distributed without proper authorization. This makes it harder for creators and owners of intellectual property to protect and monetize their work.

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D) They worry that moments of honesty might backfire, many businesspeople prefer to avoid difficult conversations.

Speak whatever comes to mind. Don't try to control what you say. What's the point if they're rude? You want to have an attitude, and having an attitude means not caring how your actions and words affect other people. Point out other people's mistakes.

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The correct answer is: c.  the opportunity cost of production increases

The production possibilities frontier with a bowed-out form suggests that when more of one commodity is produced in exchange for the other, the opportunity cost along the PPF rises. When two products are made from the same finite resource, the PPF curve on a graph shows the maximum amounts that may be produced of each product. The production possibility curve is another name for PPF. PPF is essential to economics as well. It might show, for instance, that a country's economy is operating at its peak efficiency. When creating things, opportunity cost refers to what is lost when resources are diverted from one product to another. A curve on a graph represents the greatest amount that can be produced. The PPF is the region on a graph that depicts production levels that are impossible to achieve given the resources at hand; the curve denotes optimal levels.

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If we want to categorize land based on its use, residential, industrial, commercial, & institutional land would be labeled as developed land.

Institutions are man-made rules and conventions that affect and control individual behavior. All definitions of organizations imply a certain level of durability and continuity. Institutions include laws, regulations, social customs, and norms. The formality and informality of institutions differ. Institutions are a major topic of research in the social sciences, including political science, anthropology, finance, and sociology. Primary or morpho are organizations that are wide enough to incorporate groups of related institutions, such as the family or money. Law, the legal process for political regulation and enforcement, is equally concerned with institutions. As part of political, economic, and cultural history, historians research and chronicle the establishment, growth, decline, and development of institutions.

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Answer:

Public relations specialists

Explanation:

Public relations specialists refer to individuals who develop and maintain the public image i.e. favorable for the company in which they present. Here the perception of the organization should be shape aslo it would be increase the awareness towards the work and goals

Therefore according to the given situation, the professional that is closely linked with the reputation of the company is public relations specialist

Free enterprise is an economic system that allows for the free market to allocate goods and services.

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The private sector may be taxed by governments in an effort to redistribute wealth, and they may also use tax revenue to advance social goals. Government involvement is frequently seen in mixed economies through trade protection, subsidies, targeted tax credits, fiscal stimulus, and public-private partnerships.

What is redistribute wealth

A social mechanism such as taxation, welfare, public assistance, land reform, monetary policy, confiscation, divorce, or tort law can be used to redistribute income and wealth (including tangible property) from some people to others. The word often refers to redistribution among all members of the economy rather than just a select few.

Depending on one's personal viewpoint, political beliefs, and the selective use of statistics, different people will interpret the statement differently.

Politicians typically use it to describe perceived redistribution of wealth from those with more to those with less.

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The process of connecting jobs and departments into a coordinated, cohesive whole is known as integration.

Integration is a process of merging several small components or information from different subsystems together under a system that functions as one.

In business, there are five different types of integration such as - Horizontal integration, Vertical integration, Forward integration, Backward integration, and Conglomeration.

Horizontal integration is a process where businesses from the same industry which are at the same stage of production are merged to grow the market share.

Vertical integration is a process where a business merges with another similar business that is at the earlier stage of production.

Forward integration is a process where a business merges with another business that is further up in its supply chain.

Backward integration is a process where the business is merging another business that operates earlier in its supply chain.

Conglomeration is the process where a business acquires different unrelated firms together to diversify and expand the business in different areas.

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Under U.S. GAAP, which of the following is not an acceptable way to report plant assets,a with detailed information on the face of the balance sheet.

Every resource that a company or other economic organization owns or administers is known as an asset in financial accounting. Anything, whether tangible or intangible, that has the potential to generate wealth is eligible. Assets are ownership worth that can be converted into cash (although cash itself is also considered an asset). [1] The monetary[2] value of an organization's assets is shown on its balance sheet. It protects a person's or a company's financial and other assets. Assets can be divided into two main categories: tangible and intangible assets

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Not only are these the cheapest forms of consumer credit, but they also offer tax protection Housing loan.

Consumer credit is personal debt incurred to purchase goods and services. A credit card is a form of consumer credit. Any type of personal loan can be called consumer credit, but the term is more commonly used to describe unsecured debt borrowed to purchase everyday goods and services. However, consumer debt may also include secured consumer loans such as mortgages and auto loans. Installment loans are designated and issued for a specific period.

A revolving credit is a permanent loan that can be used for any purchase. The downside of revolving credit is that it is costly for those who do not pay off the balance in full each month and continue to accrue additional interest. According to Experian, the average American's 2020 credit card balance was his $5,315.

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To calculate the change in unemployment rate, subtract the previous month's unemployment rate from the current month's unemployment rate.

What is the unemployment?

Unemployment is a situation where individuals are without job and actively searching for one. It is a situation in which people are unable to secure a job despite actively looking and willing to work. This situation of unemployment occurs when there is a mismatch between the labor force and the available job opportunities. The unemployment rate is the percentage of people in the labor force who are actively looking for work but are unable to find a job. It is one of the most important economic indicators of a country’s economic health. Factors such as economic recession, technological advancements, structural changes in the economy and global competition can lead to high rates of unemployment. The effects of unemployment can be far-reaching and include poverty, increased crime, reduced economic growth and even social unrest in extreme cases. Governments of most countries implement various measures to reduce unemployment and create more job opportunities.

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If the appropriate discount rate is 2%, the current value of a $1,000 bond with a 5-year maturity and a 6% annual coupon rate is $1,032.98.

The interest rate used to determine the present value of future cash flows in a discounted cash flow (DCF) analysis is known as the discount rate. This helps determine whether the cash flows from a project or investment will be worth more than the capital investment needed to fund it in the present.

The "bank rate," often known as the "discount rate" in American English, refers to the interest rate that a central bank charges on its loans and advances to a commercial bank.

A bond's yield to maturity determines the proper discount rate (YTM).

The yield to maturity, or YTM, is an investor's expected return if they hold the bond until it matures.

If we know one, we can infer the other because the bond price and YTM are connected.

Consider the following: C = bond semiannual coupon = 10% / 2 1,000 = $50 r = semiannual interest rate (discount rate, YTM) = 9% / 2 = 4.5% n = number of semiannual periods = 4 2 = 8 Price

The current value is therefore $1,032.98.

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